Juice is awesome and powerful. No bugs, no glitch and very secure. Here are some suggestions :
1. A profile account with profile picture for people and logo for merchants. Helps us easily confirm we are paying the right person or merchant.
2. A feature allowing us to send a Request of payment of a specific amount to someone. The recipient can then manage and accept or reject the requests. Similarly to paypal..
3. Categorizing payments and spenditure to show an insight for each month. We can see how much we spent in gas stations, supermarkets, in restaurants or bills etc..
4. Another insight would be the percentage increase or decrease in expenditure per month and perhaps per year too. This promotes saving money.
5. Its tiring to select start and end dates for the transaction history. Its important to have this feature but there should be some 1-click buttons for e.g past month or the past 2 months history.
6. Please allow us to name accounts. Having multiple accts is confusing due to the loonnng acct numbers. It could be just a short tag that we can add just to differentiate between the accounts. If thats against your policy, it could be just a juice app feature to add tags. This would not affect the MCB database but it would be just an app feature.
7. Group payments - be able to pay the same amount to multiple juice users..(thus the need to create juice profiles).
8. Split payments in restaurants - a user can request other users to split a payment and if others are offline, the user can pay it anyway and when the other users get wifi, they can accept the request and the money will be refunded to theirs friend’s account.
9. Managing online subscriptions - we could overview and cancel online automatic payments such as netflix subscription etc.
10. Ability to block atm transactions in the card sections. ( toggle switch on or off)
11. Please make arrangements with companies like telecom, CWA, CEB, CIM finance etc to allow payments of bills directly on juice app. This could be done by perhaps by connecting the juice profile of smn with his cim account so that he can overview his bills that are due. If that is complicated, at least make arrangements so that we get sent a QR code by the respective companies (CEB/ CWA bills especially). Even other companies could send us QR scannable bills in an email that we could scan and pay by juice.
This is all, thank you for considering these features which would make JuiceByMCB even more complete and helpful but also attract new users.