🏷️ About: Free Mobile Banking for iPhones. With MyMcCoy Mobile from McCoy Federal, you can bank on the go with immediate and secure access to your MyMcCoy & Bill Payer accounts without making a trip to the credit union.
We Investigate the app owner's website (Mccoyfcu.org), verify their legitimacy, and uncover hidden scams and complaints.
myMcCoy is trash. Just tried to pay my loan and it just gives me the circle of loading doom. Always happens. Did that go through? Idk will have to wait and see. Multiple other issues within myMcCoy as well. Not to mention aesthetics are terrible too. Pay someone who knows what they’re doing.
myMcCoy keeps crashing or refusing to open. Even when I put the correct password it won’t let me login and locks me out. Because of these problems I’ve been having trouble putting in my payments on time, or even being able to view my balance. Good bank… myMcCoy is just horrible
Update... not sure if myMcCoy developers are readings these reviews, but I wrote a review on aug 30th which is right below this update, and still myMcCoy does not work, I have erased and downloaded and still not working very sad
After the latest update it's stuck on my my sign on, it ask me for security questions and it looked looks like it's stuck on a loop, I haven't been able to sign on using myMcCoy in weeks!!
Every few weeks I have to uninstall then reinstall because it’s always glitchy. You would think this would be more updated being that there’s no more free checking and your paying $8 a month in maintenance fees. I also agree with the previous review about not being able to deposit checks by your mobile device
Too often am I unable to view all of my accounts or make any quick transfers because of that. Also, whenever I sign in and goes directly to view 1 of my accounts, when I press “back” to view the main homepage, it signs me out. I am so frustrated with all the issues of their app that I wish I could change banks.
Mobile deposit rarely works. Right now it breaks if i take a picture of my check. But very helpfully it works if a take a picture of a blank wall.. sometimes..
No idea if mobile deposit was fixed since I stopped using it, but zelle works half the time and the menu options are oddly grouped
Your mobile deposit doesn’t alert the customer that the checks are rejected.
It also doesn’t explain why it was rejected so that the customer can address the Situation.
It also doesn’t allow the customer to log on and mobile deposit checks into both a business account and personal account on the same day. You are restricted to one account at a time unless you completely remove myMcCoy and reinstall it.
Doesn’t do the one thing I most need a mobile banking app to do: deposits. Good thing the branch isn’t far from home, since I have to haul my tuchus up there to deposit checks. I use two banks for business and another credit union for personal accounts, and this is the only institution whose app doesn’t take mobile deposits. Welcome back to the 20th Century.
Other than that, myMcCoy works okay. But all you can do with it is check balances and make transfers.
I like the McCoy App overall and the convenience of doing online banking. I did not have any problems with myMcCoy until I upgraded my my cellphone. There is a glitch which prevents you from looking at other accounts on myMcCoy . If you scroll on the menu page it automatically goes to some ad or something about checking your credit score. This glitch has been happening sometime. McCoy Federal Credit Union please fix this problem with your app.
The layout of myMcCoy could be improved. Many options on myMcCoy are hidden and not well displayed making it difficult for first time users to navigate. Also there is a pending status for transfers that shows for more than 10 business days on the account which feels very miss leading. I feel like if the amount is in the account then it should just reflect that balance or if it’s pending it should reflect pending.
I have been a member of McCoy for the last 24 years . Things have change over the years but the services are great!!! No big bank for me I’m comfortable with this app!!!
I’ve found myMcCoy is easy to use and understand. If the site needs updates it’s always been for me outside of business hours which I like.
I’ve been with Gulf States Federal Credit Union of Maitland for the past 32 years. They merged with McCoy FCU on July 1st in 2022. I have enjoyed the excellent mobile banking ever since, What an upgrade!! I can check all of my balances, balances on my credit cards, transfer funds to and from savings, monitor my balances and spending on my credit cards, make payments with the push of a button, it’s never been easier! My credit has improved over 200 points in the past few years and with the ease of monitoring it I know it will continue going higher. McCoy FCU is by far, The Best Credit Union I’ve ever dealt with! I’m a very satisfied customer and fan! Keep up the excellent work! Thank You!
Sincerely,
- Jay
In myMcCoy is missing lots of feature, like Log on with finger print. I can't deposit checks with it I click in deposit, but no Joyce to deposit, So what's happening?
myMcCoy isn't worth your time, and I'm not sure what's more frustrating about MFCU- their customer service reps or their online accounting! I have never been able to log into my account. It gives me an assortment of security questions, and never actually logs me in. When I call their customer service, they are usually less than helpful. I wish MFCU would come into the new millennium and get a decent online center, where we can actually look at, track and make payments online WITHOUT a fee! I wouldn't recommend myMcCoy, or this company to anybody.😠😠😠😠😠😠😠😠
myMcCoy is very convenient & in fact DOES allow you to deposit checks by simply uploading the pictures of the check! Haven’t had any problems yet
I started having trouble with the bank I was with for 30 years so I went with you about two years ago. Best move I ever did. You are the best. Always answered every question I had. Thank you so much for your service
Jean
App has improved and I’m now able to see everything in a more simple way. Still needs improvement as far as sending wires to other institutions not sure is myMcCoy but the actual way the bank chooses to do business
I am very pleased with McCoy Federal Credit Union’s app. It’s amazing to use; in other words very user friendly. I check my credit score often on my app and get an updated score that keeps me motivated to bulls my credit history. I can keep track of my direct deposit, savings and expenditures with one touch on myMcCoy . Great app! Thanks McCoy!
Everything you need from making quick transfers to mobile deposits. Easy to navigate.
myMcCoy Mobile Banking is very safe to use.
JustUseApp Safety Score for myMcCoy is 66.7/100.
This assessment is based on our NLP analysis of 977 user reviews.
Combined with the app store average rating of 4.4/5.
myMcCoy Mobile Banking looks authentic and legitimate.
Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for myMcCoy is 66.7/100 .
This conclusion is based on analysis of 977 user reviews.
myMcCoy collected the following data from you:
With MyMcCoy Mobile from McCoy Federal, you can bank on the go with immediate and secure access to your MyMcCoy & Bill Payer accounts without making a trip to the credit union.
To use MyMcCoy Mobile users must be enrolled in Free MyMcCoy online banking.
MyMcCoy Mobile is free to access but messaging and data rates may apply.
Free online Bill Payer is required to pay bills from your mobile device.
Please contact your wireless service provider for details.
