Georgia United Credit Union Reviews

Georgia United Credit Union Reviews

Published by on 2023-12-20

About: Everyday banking is a breeze with the Georgia United Mobile App. Tap into
convenient tools and services that provide quick and secure access to your funds
so you can enjoy the freedom to bank anytime, from anywhere.


About Georgia United Credit Union


To log in to the mobile app, use your Georgia United username and password or if you are a first-time user, select the enroll link to set up your account.

*Items transmitted using this service are not subject to the funds availability requirements of the Federal Reserve Board Regulation CC.

Tap into convenient tools and services that provide quick and secure access to your funds so you can enjoy the freedom to bank anytime, from anywhere.

Everyday banking is a breeze with the Georgia United Mobile App.

Deposits accepted using this service will be available within two business days.

Georgia United may make such funds available sooner.

Once you’ve set up your account, enable fingerprint or facial recognition for added convenience.

If you have any issues using the app, please call us at 888.493.4328 for assistance.


       


Overall User Satisfaction Rating


Negative experience
55.4%

Positive experience
44.6%

Neutral
12.2%

~ from Justuseapp.com NLP analysis of 9,676 combined software reviews.

Key Benefits of Georgia United Credit Union

- New design makes it easier to see accounts at a glance

- Easy to use

- Visually appealing

- Security is great




692 Georgia United Credit Union Reviews

4.7 out of 5

By


Really dislike

The precious app allowed me to *quickly* glance at my checking account and scroll my activity so that I could glean, “OK. That’s cleared, cleared. Wait, why isn’t this listed-let me check that out, oh. That’s processing…” On the new app, you see a long list of “withdrawn, withdrawn, withdrawn” and an amount. You have to actually tap on each thing to see where that dollar amount was spent. It seems a clumsy, fumbly way to set things up.


By


New design

I am loving the new design it’s a lot easier to see my accounts at a glance


By


Terrible Upgrade

Security is great but this new app is not user friendly. Navigating is terrible. I don’t know who got together and thought this was a good idea. Loved the set up of the old app. And it forces my family’s information on my dashboard and not mine. No matter how many times I redo the order. Ugh leave things alone sometimes…


By


Smooth transition

Easy to use


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Great transition!

Nice upgrade, easy to use!


By


New app

Not user friendly; where is my bill pay; my accounts needs to be rename. Do I can know my Accra from my daughter.


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The layout

The layout is terrible. Makes it more confusing. If I’m a young person working this and I dont like it I cannot imagine the older audience you have using GeorgiaUnitedCreditUnion.


By


Awesome App

User-friendly and visibly appealing.


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Great new app

The new app!


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New app

Sorry design the old app wasn’t great but easier to use.


By


Congratulations

Congratulations! You managed to take a previously clunky app and make it clunkier and ugly to look at. 👏


By


Review

Not crazy about this new form


By


What happened?

I’ve been a GUCU member for years. I’ve always had a good experience with customer service and loved the way the bill pay system was set up. But recently we had an unauthorized payment go through on our bank card. We attempted to dispute the charge with GUCU, so the card was automatically cut off from use. That was fine but GUCU wanted us to visit a branch to have a new card sent. We moved out of Georgia over 10 years ago and have never needed to visit a branch in that time. We never before had an issue with doing things either online or over the phone and this should have been no big deal either. Just send us a new card, you’ve done it before. And now with this new app and system upgrade, the bill payment system is nowhere near as user friendly as before. I don’t mind things changing for advancement, but change needs to be to better a product, not make me take extra steps to get things done. I’m very dissatisfied in GUCU recently. Before these past two months I had nothing but rave reviews.


By


Hope this is not the final product because it leaves much to be desired

Just downloaded the new app and went through the registration and log in process. To say I’m underwhelmed is an understatement. I sincerely hope GeorgiaUnitedCreditUnion is in the initial stages of development… and will soon add a more user friendly dashboard (being given the option to rename accounts would be great- I have 8 open accounts with this Credit Union and the way my dashboard looks know I’m trying to figure out which is which. Also your Organize accounts feature is not working, the option to hide accounts from your dashboard to streamline your dashboard when you first log in is not an option anymore… and this is where I logged out bc I was so annoyed. Please get your developers working on making GeorgiaUnitedCreditUnion - it would be greatly appreciated.


By


Great improvements!

A lot of great improvements over the previous version. One thing needs to be fixed, and not a big deal, is the description of the transaction entries is too long and has a lot of useless data in the summary view. Only when I tap on the transaction at I able to read enough that I know what the transaction was. If the description was rearranged, or maybe remove useless data, I could more easily scan through transactions to look for fraud or whatnot.

Otherwise, great job!!


By


New App and process is UNSATISFACTORY!!!

I found it to be very difficult and confusing to get registered and GeorgiaUnitedCreditUnion installed. This was a three day process with many hours each day. I spoke with numerous staff members without success. Experienced one staff member to refer me to someone else with the promise of a call back which I have never received. It is now five days after startup and bill pay is still not working. Specifically, I cannot schedule a payment on the requested date. I used the one star rating because that is the lowest rating available. Given a choice, the rating would be lower. This should have been operational before it was launched.


By


Complicated

I use zelle and work with several banks it is harder to put money in this account and to make payments on my cars here than any of the other accounts save Wells Fargo.

B of A being the simplest followed by Truist, Synovus and then regions based on ease of use.

Just wanted a smooth way to get money here to make these car payments but short of simply keeping 5000 here at all times it is simply difficult to get deposits in. Whether by check or zelle or any attempt to get money here quickly is very difficult.


By


New online banking

The new online banking is at its worse. It seems GUCU changes the system every year. #1, it’s ridiculous how often it changes, #2 this system is by far better as a user. Bill pay is very unfriendly. The totals don’t add up when you’re finished to see how much you’re actually spending with using a personal calculator. Paying one bill at at time, confirming, then going back, is a lot of unnecessary work. The system needs serious improvement. Hard to believe this system would be approved by anyone.


By


Online banking

The new app is awful! What was wrong with the one we had??!!
Seriously thinking of changing banks - I’ve been with this credit union since I began teaching in the 70’s but lately things have gotten harder to manage. Large checks from our family business take weeks to clear - but my brother can deposit his check - identical to ours and it clears the next day at Truist. I’ve always been a fan of credit unions but lately the cons have been out weighing the pros!


By


Efficient

I wish you would show payment history for specific bills for each bill pay. Then I will know right away if I have already scheduled a payment and compare past payments


By


Not as good as old app

When stuff is pending half of it deducts from your oavailable balance and the half doesn’t so you don’t know what’s been subtracted and before after each transaction it would show you the amount after the purchase I your account which is gone. I also don’t like that you have to scroll to see each account instead of having it all on one page. Overall it’s not as good as the old app.


By


Review

App is ok although I likes how the last one looked more like a check register. It would give amount taken out with a balance. Also I liked seeing when my paycheck was pending. Doesn’t show anymore


By


Some good improvements but could still be better

The new interface is better and logging in is much simplistic process. However it’s very confusing/frustrating that all transactions for all accounts are listed on one compiled list on the dashboard. It would make more sense to have separate transactions lists for each account.


By


Updated Version

I am enjoying the new features and all the accesses it offer to enter all my account.
However, I have not figure out how to download GeorgiaUnitedCreditUnion . It seems I have to enter it by the Apple app 🙃.


By


New app update doesn’t give accurate balance info

Updated about a week ago and now GeorgiaUnitedCreditUnion doesn’t include pending transactions in the overall account balance on the main screen anymore so it may cause you to think you have more money than you actually have. You have to click on transactions to see what pending and then subtract what’s pending from the balance displayed. Really annoying! Fix this please!


By


The new app is much better

GeorgiaUnitedCreditUnion design looks and feels much better than the old version. Whoever designed it did a good job.


By


Change for the worse

The new update to GeorgiaUnitedCreditUnion has changed for the worse. I can no longer see the external accounts that I had linked to GUCU making transfers a thing of the past.
Also the available balance is no longer real time. It takes days before an amount is debited from the account so what I’m looking at as “available” balance is really not what’s available.


By


Don’t Like This

I don’t like the dark background; wish there was an option to change and make it light. I’m also disappointed that with all the changes dropping my already linked accounts that GUCU has not added Zelle. I will not be using GeorgiaUnitedCreditUnion as often as I used the old app; I will use my DCCU app for more things now because of better functionality and it’s easier to look at; plus, DCCU has Zelle.


By


Activities all over the place

Too much going on. I would love to be in charge of paying my bills. I have got bills that has been late paid with this new app. I look at bill pay to make sure everything is in place, I still have late payments.


By


New app

The new app is difficult to use and does not have all of my bills that I was paying from the old app. It does not show what I have paid like the other app. My computer can’t even open it because it doesn’t have the news software update. I am not happy with this whole change and we are looking to possibly change bank.


By


Quick and Easy!

Not a lot of looking and taping around. Very easy to access. Thank you for the upgrade!!!


By


Frustrating

Cannot view/ print on your site “doesn’t support” older computers. It would be VERY helpful for me to have. I could keep much better tracking and flow of my expenditures. I find it pretty ridiculous that I need a newer computer to access this or why you bought a program that just assumes people have them.


By


User Friendly

The online service is user friendly. O love having the ability to bank without coming into the bank.


By


Update

Well, you might’ve thought your update was cute but since I don’t have an iOS 16 or above I can no longer use my mobile app. show thanks for nothing. I’m sure it was as unnecessary as every other software update that I’ve had to experience over the past couple years. you only get one star since I can’t put in any negative numbers. Again your program is not allowing me to be accurate nor really interact with it.




Is Georgia United Credit Union Safe?


Yes. Georgia United Credit Union is very safe to use. This is based on our NLP (Natural language processing) analysis of over 9,676 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.7/5 . Justuseapp Safety Score for Georgia United Credit Union Is 44.6/100.


Is Georgia United Credit Union Legit?


Yes. Georgia United Credit Union is a totally legit app. This conclusion was arrived at by running over 9,676 Georgia United Credit Union User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Georgia United Credit Union Is 56.8/100..


Is Georgia United Credit Union not working?


Georgia United Credit Union works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.



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