- Cashback rewards: Earn points when you spend in your favorite category and redeem them for instant cashback.
- Access to scholarships and grants: Get access to the largest database of $168 billion in verified scholarships and financial aid and apply with help from your personal financial aid advisor.
- Tuition negotiation: Let your personal financial aid advisor negotiate to reduce your tuition and save money.
- No hidden fees: Mos has no overdraft, minimum balance, or other hidden banking fees.
- Customizable debit card designs: Choose your own debit card design and get instant access to your digital card.
- Secure encryption: Keep your account safe with secure encryption, TouchID, and FaceID.
- Send and receive money: Send, request, and receive money instantly from friends and family at no cost.
- Referral program: Earn money for each friend you bring to Mos.