DebtWise: Crush Your Debt Reviews

DebtWise Reviews

Published by on 2025-08-27

🏷️ About: DebtWise is an easy way to track all your debt in one place, monitor your credit, create budgets, and embark on a debt-free journey. ** KEY FEATURES ** - Track and manage your debt in one place - Build a personalized debt payoff plan - Monitor your credit score - See your upcoming bills - Create a budget and track your spending - Read articles to improve your financial literacy - Get personalized finance tips - Explore cre.


       


Is DebtWise Safe to Use?

We Investigate the app owner's website (Debt-wise.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
75.7%

😎 Positive experience
24.3%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 138 combined software reviews.

Is DebtWise Safe?
DebtWise: Crush Your Debt appears generally safe, but use with caution.
24.3/100

  Safety Analysis »»

Is DebtWise Legit?
DebtWise: Crush Your Debt appears legitimate, though exercise caution.
24.3/100



Read 20 Customer Service Reviews 😠💢

4.6 out of 5
App crashes

Every time I try to build my plan, DebtWise crashes as soon as I tap to add minimum payments. It doesn’t allow me to pick up where I left off either - multiple taps to get back where I was. Also no way to bypass these steps so I’m stuck. I wanted to love DebtWise, but it’s disappointing me. Super frustrating when I am trying get my plan built.

Disappointed

I was very excited to try and use DebtWise. Unfortunately I couldn’t get my Equifax account to sync. I’ve tried reaching out to customer service through email and after 2 1/2 weeks I still haven’t heard back. I re-tried the process about five times and it still won’t work so I’m very disappointed and unfortunately will be deleting DebtWise .

Can input actual numbers

Seems nice because it imports your accounts. But they are all wrong, some months behind. When you try to build a plan it uses you minimum payment, you can’t input you actual payment amount. So overall numbers are not correct

Has potential

I really like the features of DebtWise, it had everything I was looking for. The only downside is Equifax dosent have all of the accounts I want to include and peach dosent let me manually add accounts or edit the debts due dates. If those options were added it would be perfect. Until then I’ll have to use a spreadsheet

App Crashes

DebtWise has all the features I want…but it crashes so much that on certain days it’s completely unusable. On good days it’s a great app, but over the past 5 months that I’ve had it, the crashing problem has never been fixed. It’ll be the perfect app if they can fix that glitch.

Good app but needs bug fixes

App crashes a lot, doesn’t update after editing plans, won’t let me change categories sometimes on my transactions and won’t let me create smart rules. Would be perfect if these problems can be fixed

Budgeting

Great app for creating a monthly budget. It simplifies all your income vs expense tracking to help you reach you financial goals. Fully intuitive app that is easy to use.

All peachy

A great tool to get a look at my finances and help me manage my debt.

User friendly

App is super great and easy to navigate .
I’d definitely recommend it . A+++

Phenomenal app

Phenomenal app. I’ve been using it since the BETA version. Very simple to use and straight to the point.

Very helpful for my business

DebtWise is really helpful for my business and gave me a great overview of where to spend less!

Prepare to be impressed

I never write reviews for anything... but when I do it's probably for some terrible food service or for an amazing app like this one. Its very hard to do simple things but definitely not DebtWise. The beautifully designed UI makes it easy to understand all my financials in one place. The best part is that I am able to track my countless spending and build better habits with their content and budgetting functionality. After trying out so many other apps on the market, I find this one to be perfect for what I need.

Love it

DebtWise is so important to daily life!! And I never thought I would NEED an app like I do this one. PURCHASE YOU WILL NOT REGRET IT. It is extremely easy to manage unlike some other apps that are typically hard to maneuver Ms

Super easy and intuitive!

I’m constantly surprised by how much I’ve spent in a month- all of the little purchases can really creep up. I’ve tried managing my expenses and debt using a bunch of apps but none of them ever really get the job done. Peach is the first app that I’ve used that has made staying on top of my finances easy. It has a beautiful UI and is super easy and intuitive to set up- would definitely recommend to anyone who wants to have a better relationship with their bills, loans, and / or finances in general!

The best app!

I love DebtWise and I find myself using it frequently. It really helps me visualize my finances so I can manage my debt better. The goal is to pay down all of my debt and Peach really helps!

My favorite app to track debt payoff

I really like the setup on this. It helps me with seeing how much I’ve paid and when I can pay everything off. I also like that I can customize my plans. Would recommend to a lot of people

Loving it

Love the ability to create smart rules based on merchant names! I have a few online vendors I regularly buy from and once I created the smart rules, those purchases now get categorized properly (supplements, personal care, pet food).

Also love the monthly and annual summaries by category so I can accurately budget for the month based on my historical averages.

Such an easy way to manage my bills and pay off debt!

Seeing all of my bills and debts in one place has made paying them and paying off my debt so much easier! I love that my accounts are easily connected and update on their own, and seeing the payoff dates for each debt has given me hope that I will be debt-free!

Finally Something Customizable!

This is a great way to force yourself to be involved with purchases and how they impact you budget… which I know sounds like something I should already know but honestly little purchases here and there really sneak up on me. Plus since you review and set categories for all your transactions you know for a fact everything is marked right.

For example instead of just food spend I have a category for groceries, Uber Eats, and restaurants separately so I know which one I blew my budget on 😅

Great debt tracker

Great free debt tracker so far!



Is DebtWise Safe? 🙏

DebtWise: Crush Your Debt appears generally safe, but use with caution. JustUseApp Safety Score for DebtWise is 24.3/100.
This assessment is based on our NLP analysis of 138 user reviews. Combined with the app store average rating of 4.6/5.

Safety Analysis

83.5% of users say app is safe 👍
83.5%

8.7% of users have some concerns ⚠️
8.7%

7.8% of users say app is risky 🚨
7.8%


Is DebtWise Legit? 💯

DebtWise: Crush Your Debt appears legitimate, though exercise caution. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for DebtWise is 24.3/100 .
This conclusion is based on analysis of 138 user reviews.

🔏 Privacy & Data Safety

DebtWise collected the following data from you:

  • Data Linked to You:
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
  • Data Not Linked to You:
    • Diagnostics

Payments 💸

**Pricing data is based on average subscription prices reported by Justuseapp.com users..

Pricing Plans Amount (USD)
DebtWise Premium $10.00
DebtWise Premium $10.00




How was your experience with DebtWise: Crush Your Debt? Post a Review




Features

See upcoming bills, spending alerts, projected payoff dates, and more to stay on track to pay off debt.

- Tailor your debt payoff strategy to fit your financial goals and preferences.

- See the financial benefits of your debt payoff plan with our debt-free calculator.

- Access valuable tips to make informed financial decisions and optimize your strategy.

- Instantly track changes to your credit report and stay in control.

  Contact Support
Developer:
Habitual Money, Inc.

Contact e-Mail:

Website: