Loan Tracker: You Owe Me Reviews

Loan Tracker Reviews

Published by on 2026-05-25

🏷️ About: The app makes keeping track of your loans simple and fast. - Easy to use interface, fast and simple - Time travel: see you balance in the past - Total statement: see your overall balance - User Authentication with Face ID and Touch ID - Date Selection - Edit any loan any time - Clear history With You Owe Me app you have all of your borrowings with all of your friends in one secure place.


       


Is Loan Tracker Safe to Use?

We Investigate the app owner's website (), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
64.2%

😎 Positive experience
35.8%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 338 combined software reviews.

Is Loan Tracker Safe?
Loan Tracker: You Owe Me appears generally safe, but use with caution.
35.8/100

  Safety Analysis »»

Is Loan Tracker Legit?
Loan Tracker: You Owe Me appears legitimate, though exercise caution.
35.8/100



Summary of Customer Reviews (Takeaways): 💎

- Allows users to keep track of lent money or items and get paid back

- Convenient time travel feature to see balance in the past for any date

- Nice design and easy to use

- Flexible, with the ability to change amount, date, and borrower information anytime



Read 16 Customer Service Reviews 😠💢

4.6 out of 5
Update broke it

Update broke it. Can’t add anyone new. Currency doesn’t show up.

Upset

Very upset by LoanTracker, app would authenticate and now had to reinstall it and my data is gone. Very stupid app waste of money

How can I try it?

?

Bad App. Problem with iCloud sync

I paid the iCloud sync and tríes to make my backup and when I transfer the data to the New phone all the data was erased, I've bren trying to contact LoanTracker developer but no answers

In-app purchase

I paid $1.99 for the in-app purchase that states borrow money/payday advance. And nothing changed except the balance in my bank account. It says the “full version” but nothing shows. Need explanations...

Glitchy mess

I bought LoanTracker and I’ve never regretted $2 more in my entire life.

The date selection is way off screen
Edits don’t save
The save button itself doesn’t work
After inputting an amount, it goes to zero
Three entries have simultaneously swapped categories

Just avoid.

Can’t keep track

It won’t allow to add and subtract thought the time as a running list

Recurring entries

I just made an in-app purchase for recurring entries, but nothing changed. How do I make this work?

Description option

Could you please add field for description or reason

Sometimes we want to write some note to know for which reason we took money

Add ability to backup

Redesign UI

Easy to use

Great app. What is missing is the ability to see all the names on a screen so you know how much is owed in total.

It's too gray

Make more colorful

Convenient and smart

Great app! I like that I can change amount, date, who is borrowing to whom anytime.

And time travel feature: I can see my balance in the past for any date. It is very convenient!

This app fills a much needed niche; 6 Stars!

A little about myself: My user name is Jonny007 and I’ve written over 400 app reviews; good, great, bad & ugly.

It’s so frustrating how so many apps fail the simplicity and usefulness test. LoanTracker falls in what I call the 6 Star Rating category. I’ve given this ranking to maybe 30 applications.

I’m not going to over-explain because you can test LoanTracker for free. If you’d like to keep an ongoing tally / recorder of money or items you’ve lent out to others — and wish to get paid back — LoanTracker is for you.

I have a dare for you. Download LoanTracker and play around with it. Then do a search for “competing apps”, download them, and see if you can beat LoanTracker. I am pretty sure you won’t be able to. If you do, please share.

First of all, you’ll do a lot of downloads and find that you’ve just got a banking / budgeting app! Not a “get paid back / money owed tracker” app. Prove me wrong. You won’t. LoanTracker kills it.

‘Nuff said.

Great app

Great app but there’s a problem with the last update. I cannot add more more people now.

Super!

Very good app =)

Nice design, easy to use and straight forward. I can select date and even change it later for any loan. Everything else can be changed later to. Very flexible.

iPad Support

I asked the Dev for iCloud backup/sync and he delivered. But sync doesn’t matter without iPad support. So this is a great start. But it will be 5 stars when I can work from my iPad.



Is Loan Tracker Safe? 🙏

Loan Tracker: You Owe Me appears generally safe, but use with caution. JustUseApp Safety Score for Loan Tracker is 35.8/100.
This assessment is based on our NLP analysis of 338 user reviews. Combined with the app store average rating of 4.6/5.

Safety Analysis

73% of users say app is safe 👍
73%

16.5% of users have some concerns ⚠️
16.5%

10.4% of users say app is risky 🚨
10.4%


Is Loan Tracker Legit? 💯

Loan Tracker: You Owe Me appears legitimate, though exercise caution. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Loan Tracker is 35.8/100 .
This conclusion is based on analysis of 338 user reviews.

🔏 Privacy & Data Safety

Loan Tracker collected the following data from you:

  • Data Not Collected:

Payments 💸

**Pricing data is based on average subscription prices reported by Justuseapp.com users..

Pricing Plans Amount (USD)
Debt, Loan Tracker Unlimited $3.99
Unlimited Lifetime $6.99
Sharing Options. Debt tracker $1.99
Debt Tracker.Recurring Entries $0.99
Monthly Full Version $1.99
Authentication. Debt Tracker $0.99
Unlimited Lifetime Discounted $4.99




How was your experience with Loan Tracker: You Owe Me? Post a Review




Features

The app makes keeping track of your loans simple and fast.

Now you don't need to to keep all this stuff in your mind or somewhere on paper.

With You Owe Me app you have all of your borrowings with all of your friends in one secure place.

You will never forget where your money is.

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