- Loan calculator to determine the optimum payment plan and how long it will take to become debt-free
- Customizable debt payoff strategies, including Debt Snowball, Debt Avalanche, Debt Snowflake, or a custom plan
- Ability to enter additional monthly payment budgets to pay down debts faster
- Payment tracking to monitor progress over time
- Articles and tips on paying off different types of loans and debt consolidation
- Support for eight loan categories, including credit cards, student loans, auto loans, medical loans, mortgages, personal loans, taxes, and other loans
- Custom sorting of debts for users who want to be their own debt manager
- Ability to provide a one-time Debt Snowflake payment from bonuses, tax refunds, or extra paydays
- Secure backup and immediate availability of information when using a new device.