- Credit scores and reports from all three credit bureaus: TransUnion, Equifax, and Experian
- Credit Specialists available to answer your credit questions
- Access to creditor contact information to address errors on your credit reports
- Up to $1 million in ID theft insurance to each member
- Score Simulator shows your potential future credit scores based on hypothetical situations
- Credit Insights provide a detailed breakdown of what is affecting scores and reports
- MyCreditChecklist provides checklists for getting your finances in order when you want to buy a home or get a new car
- Learning center to learn all about what affects your credit rating
- Credit monitoring and alerts of activity or changes on your credit report
- Ability to compare your scores to others in the U.S., your state, or your age group
- Reminder when your most recent credit scores are available and it’s time to update
- ID Protection Report for monitoring suspicious or fraudulent use of your name, address, social security number, driver's license, or credit/debit cards (extra available feature)
- Ability to view your credit reports from all three bureaus directly in the app
- Score tracking to see how your credit scores perform over time
- Monitoring of important factors affecting your score
- Credit Facts and Credit Tips to help you understand your credit scores and reports.