Kiva - Lend for Good Software

What is Kiva? Kiva is a microfinance platform that allows people to lend as little as $25 to borrowers in over 90 countries who do not have access to traditional banking services. Kiva's mission is to expand financial access to underserved communities and improve the quality and cost of financial services. Kiva borrowers have a 96% repayment rate historically, and 100% of every dollar lent on Kiva goes to funding loans.

Dreams are universal - opportunity is not. You can unlock opportunity for people without access to a bank - whether they’re an entrepreneur, a student, a farmer, a single mom or a refugee. Lend as little as $25 to a microfinance loan on this app and make an exponential impact by re-lending your money over and over again. Join our community of 1.9 million people who have crowdfunded $1.4 billion in loans to 3.4 million borrowers in over 90 countries. How this app works: 1. Choose a borrower – Browse by category and find an entrepreneur to support. 2. Make a loan – Help fund a loan with as little as $25. 3. Get repaid – this app borrowers have a 96% repayment rate historically. 4. Repeat – Relend your money or withdraw your funds. We envision a financially inclusive world where all people hold the power to improve their lives. More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. this app is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive. We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through this app's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care. By lending as little as $25 on this app, you can be part of the solution and make a real difference in someone’s life. 100% of every dollar you lend on this app goes to funding loans. IT'S A LOAN, NOT A DONATION We believe lending alongside thousands of others is one of the most powerful and sustainable ways to create economic and social good. Lending on this app creates a partnership of mutual dignity and makes it easy to touch more lives with the same dollar. Fund a loan, get repaid, fund another. YOU CHOOSE WHERE TO MAKE AN IMPACT Whether you lend to friends in your community, or people halfway around the world (and for many, it’s both), this app creates the opportunity to play a special part in someone else's story. At this app, loans aren’t just about money—they’re a way to create connection and relationships. PUSHING THE BOUNDARIES OF A LOAN this app started as a pioneer in crowdfunding in 2005, and is constantly innovating to meet people’s diverse lending needs. Whether it’s reinventing microfinance with more flexible terms, supporting community-wide projects or lowering costs to borrowers, we are always testing and learning. LIFTING ONE, TO LIFT MANY When a this app loan enables someone to grow a business and create opportunity for themselves, it creates opportunities for others as well. That ripple effect can shape the future for a family or an entire community. Learn more about how this app works here: https://www.this app.org/about/how