First Heritage FCU Reviews

First Heritage FCU Reviews

Published by on 2026-04-14

🏷️ About: First Heritage FCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.


       


Is First Heritage FCU Safe to Use?

We Investigate the app owner's website (Fhfcu.org), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


😎 Positive experience
66.6%

🤬 Negative experience
33.4%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 4,327 combined software reviews.

Is First Heritage FCU Safe?
First Heritage FCU is very safe to use.
66.6/100

  Safety Analysis »»

Is First Heritage FCU Legit?
First Heritage FCU looks authentic and legitimate.
66.6/100



Read 20 Customer Service Reviews 😠💢

4.8 out of 5
Garbage

FirstHeritageFCU is garbage. Not once since downloading the new app have I been able to access my bank accounts. It keeps saying there is a server error. 🙄 I’m literally switching banks if this problem isn’t resolved by the end of the day.

App is always broken

I am never able to log in because it either can’t find me or my login credentials are wrong even though I have them written down.

Horable

This this worst app ever!!! Ever sentence they did the new update FirstHeritageFCU rejects my checks, it will take one check that’s endorsed they way they ask with first Heritage bank deposit. And will reject my next check endorsed the same way. Now it’s reject all my checks. I have to go to the bank ether way. Please please fix FirstHeritageFCU the reason I have FirstHeritageFCU is to make my mobile deposit. Really thinking about changing banks completely so I have an apps that works.

Never shows correct info

Every time I try to view my accounts, it just keeps loading and loading and never finishes. This has been happening for weeks now. On another note, the available balance is always wrong and keeps costing me fees. Seriously thinking about cutting ties altogether with this bank.

Needs some better options

We should be able to make principle payment on mortgage saver like we could 2 years ago.
It’s a bit cumbersome having to go between dashboard and accounts to pay bills and check transaction history.

Mobile app

The transactions are not showing up on my accounts. I understand some take a while but these are the same vendors I use all of the time.

Gentle and Professional

Always when I’ve needed personal attention the bank crew had been fantastic.
The bank itself took money from my personal account to put money on my husband account. NOT FAIR! :-(

Transaction delay

Generally FirstHeritageFCU works fine to view my account. When I checked today, 3 checks didn’t show as cleared, nor did 1 deposit. The checks were written at the end of April and the check deposited remotely. A call to the credit union confirmed that all transactions were processed. I removed FirstHeritageFCU and reinstalled. The transactions are now visible. I’m not sure what the problem was.

Amazing 5 stars

Love this bank and their online/mobile abilities! So glad I’m with first heritage now.

Overseas banker is happy, now!

Thanks for the international cell phone option. App works will with the authenticator. Happy ending here!!

Love

It works very well. What I love is that I can go back and tag or label transactions. This is great for tracking.

Excellent app and even better credit union

Excellent app and even better credit union

Control is mine

I love my FH app. It gives me control of my money. The staff is always there for back up if needed. I love my Credit Union

Convenient!!!

The First Heritage web banking is so convenient!!!! Saves so much time and easy to use!

I want old app back.

I want old app back. Was much easier to use and navigate !

My Credit Union

I am always so pleased with the service and attention I receive from First Heritage FCU. They have made every transaction easy and personal. The staff is exemplary. My local bank is very professional and friendly. The staff I have dealt with on the phone are very knowledgeable and patient.

RV travel

We travel all winter from NY to Florida to California. I am able to utilize our accounts through FirstHeritageFCU . The remote check deposit is flawless. Thank you!

Useful APP

I find FirstHeritageFCU very user friendly. I can get anything I need to get done right here on my iPad. The only thing that I cannot do is get cash in hand. Hopefully, my iPad will support the new updated app.

Bad update

Can you please bring back where it says your account total next to what was deducted/added to your account? It’s hard to tell what is pending and what’s actually in my account.

Love y’all

Love you guys great people great service always very nice !



Is First Heritage FCU Safe? 🙏

First Heritage FCU is very safe to use. JustUseApp Safety Score for First Heritage FCU is 66.6/100.
This assessment is based on our NLP analysis of 4,327 user reviews. Combined with the app store average rating of 4.8/5.


Is First Heritage FCU Legit? 💯

First Heritage FCU looks authentic and legitimate. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for First Heritage FCU is 66.6/100 .
This conclusion is based on analysis of 4,327 user reviews.




How was your experience with First Heritage FCU? Post a Review




Features

First Heritage FCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view.

To use the First Heritage FCU app, you must be enrolled as a First Heritage FCU Internet Banking user.

It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices.

If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

  Contact Support
Developer:
First Heritage Federal Credit Union