Impact Credit Scores Status

All loans are subject to ID verification and approval. ⁵ The Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender or SouthState Bank, N. A. , Member FDIC, Equal Housing Lender. ⁶ See FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. ⁷ Average outcome for customers who opened a 12 month Credit Builder account in Q1 2021, made on-time payments, based on VantageScore 3. 0. 8 Average outcome for customers who opened a 12 month Credit Builder account in Q1 2021, starting VantageScore 3. 0 under 600, who made on-time payments.  This product will not remove negative credit history from your credit report. ² Credit scores will only be available to customers our 3rd party vendor is able to validate. ³ Sample products are $25 monthly loan payment at a $520 loan amount with a $9 administration fee, 24 month term and 15. 92% Annual Percentage Rate; Check the pricing page in the Self mobile app or for current pricing. ⁴ All Credit Builder Accounts are issued by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N. A.  Card eligibility requirements include having an open Credit Builder Account in good standing, making 3 payments on time, having $100 or more in savings progress, and not previously having a Self Visa® Credit Card.  Self customers who start with a credit score under 600 and make on-time payments lift their credit scores by 49 points, on average⁸.  Self customers who make on-time payments lift their credit scores by 30 points, on average⁷.  Failure to make monthly minimum payments by the due date each month may result in delinquent reporting to credit bureaus which may negatively impact your credit score.  Build credit with Self even with a low credit score (or none)! - Includes credit score monitoring (VantageScore 3.  Whether your goal is to get a credit card, a loan to buy a car or house, a good FICO® score can help.  Continue with the secured Self Visa® Credit Card⁵ designed for building credit.  You checked your credit report, but feel like your credit score is stuck in a rut. Good news!  The Self credit app is a way to build credit history while building savings¹.  According to FICO, building payment history has the biggest impact on your credit score⁶.  Improvement in your credit score is dependent on your specific situation & financial behavior.  Over 3 million Credit Builder Accounts originated! ¹ Minus fees & interest.  Member FDIC, Equal Housing Lender or SouthState Bank, N. A.  On-time payments does not mean full program completion and past performance based on study does not guarantee future results.