Merchants National Reviews

Published by Merchants National Bank on 2026-02-25

🏷️ About: Merchants Mobile Bank offers you the ability to safely and securely access your accounts 24/7. Download our app today and start using our mobile features: *Accounts: Check your Merchants account balances, view account history, including pending transactions *Statements: View your statements from within the app *Transfers: Easily transfer funds between your accounts at anytime *Locations: Find nearby Branches and ATMs using t.

Rating 4.8/5

Safety Score: 0.7/100

Legitimacy Score: 0.7/100

Is Merchants National Safe to Use?

We Investigate the app owner's website (Merchantsnat.com), verify their legitimacy, and uncover hidden scams and complaints.

Overall Customer Experience 😎

🤬 Negative experience

99.3%

😎 Positive experience

0.7%

🫥 Neutral

0.0%

~ from Justuseapp.com NLP analysis of 1,036 combined software reviews.

Is Merchants National Safe?

Merchants National does not appear safe based on available data.

0.7/100

Safety Analysis »»

Is Merchants National Legit?

Merchants National does not appear legitimate based on our analysis.

0.7/100

⚠️ Share your Experience & Warn Others

Read 4 Customer Service Reviews 😠💢

4.8 out of 5

Most frustrating app I have

by Jmobrew

MerchantsNational keeps logging me out or having errors of some type that causes me to lose the ability to log in. Does not work consistently. When it does work and is not having issues it’s not a bad app to have.

Needs work

by BradyP123

Good app but I can’t locate my checking number anywhere

Needs more options

by More Options Needed

Good app but wish there was a way to view older statements

Never works

by Ajdhecev

MerchantsNational won’t work and constantly gives an error message. It’s really frustrating

Is Merchants National Safe? 🙏

Merchants National does not appear safe based on available data. JustUseApp Safety Score for Merchants National is 0.7/100.
This assessment is based on our NLP analysis of 1,036 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

88.1% of users say app is safe 👍

88.1%

10.4% of users have some concerns ⚠️

10.4%

1.6% of users say app is risky 🚨

1.6%

Is Merchants National Legit? 💯

Merchants National does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Merchants National is 0.7/100 .
This conclusion is based on analysis of 1,036 user reviews.