Paytm Money: Stocks, MF, IPO Reviews

Paytm Money Reviews

Published by on 2026-04-27

🏷️ About: Paytm Money is your all-in-one wealth-tech platform, offering a diverse range of investment products, including IPOs, equities, futures & options (F&O), bonds, mutual funds, and more. Our user-friendly interface ensures a seamless onboarding experience, allowing you to start your investment journey with ease.


Overall Customer Experience 😎


🤬 Negative experience
87.9%

😎 Positive experience
12.1%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 577 combined software reviews.

Is Paytm Money Safe?
Paytm Money: Stocks, MF, IPO does not appear safe based on available data.
12.1/100

  Safety Analysis »»

Is Paytm Money Legit?
Paytm Money: Stocks, MF, IPO does not appear legitimate based on our analysis.
12.1/100



Read 20 Customer Service Reviews 😠💢

4.5 out of 5
Reckless and useless service

It shows incorrect figures and insipite of contacting them multiple times I don't see the issue resolved.

Worst of all

Either it crashes or loads very slow. No proper flow with regards to Navigation. I must add customer support is the worst, no phone for immediate help. I must think of switching. Moreover, there is no web support. Not every thing can be done from phone

Delete an account

No proper interface to delete old bank account online and Demat account

Won’t let you login from abroad

They won’t let you login from abroad and lock your money they even threaten negative balance charges.

Fraud/ HIDDEN CHARGES

Beware! They will start to loot you once you add funds...
They charged me for various senseless charges without any prior information! and haven't provided me the refund.

Pathetic customer service too. Still haven't received the refund against incorrectly deducted hidden charges.

Use any other App for stock trading than this stupid app.
Thank me later for saving you from a lot of hidden charges and incorrect deductions.

Worst customer support ever.

If you have pending transactions or you want to modify your payment method then you are stuck forever. No one will listen you and there is no customer support.

No one answer when need to get payment of withdraw

I have withdrawn before 10 days, still did not get payment, I have submitted request in support, I did not get any answer, very bad experience

FRAUDS - Do not use them

Please dont make the mistake of installing and using PaytmMoney - they’ll trap you into paying an annual fee (which they can hike at their will) and they have made it extremely difficult to get out of it and close the account

SIP deducted in fund not set by me

There was a SIP scheduled automatically by app , I see it in upcoming SIP list. But I did not even start SIP. This is insane , how can you do that? Set SIP in a fund when I did not start it.
There has been no response from support on such a critical issue.
I would recommend using a broker with support phone numbers.

Very worst App

Things are fine when all the featuresare working. But when there is an issue like placing an order or withdraw your money or tech glich. You will be in isolated world. Very worst customer service. Bot will not work and no custmer service number.

Poor user experience

This is probably the worst user experience I have ever had. It asks me to enter my kyc details, but insists on adding a new phone number. I don’t have a new phone number, I only have one phone number and it wont accept my phone number. I am not able to get kyc verification because of this. Does your product owner use PaytmMoney?

Bring back line chart to track our investment

Hello there was this function of line chart in the investment section of mutual fund where we could track how over the period of time our journey is going and how’s the growth has been but in recent update that chart structure has been removed so please it is my sincere request to please bring it back! That was one of the good function on Paytm money! Bring back line chart in mutual fund in our investment section.

Good App

Just 1 complain there is no way to get help from customer service.

I have a question which I need clear info but not able to contact support team .

I am getting a prompt for linking my adhaar with pan otherwise my account will be blocked but I am NRI why I am getting this message.

Please if anyone can give me clear information
Thanks
Gobind Panjabi

to developers!

almost 5month im using PaytmMoney more information on front page that was so nice, the thing is while using app i feel so much of lack when the market is live other than that app is good kindly recover the lack thank you

Easy to use

App is really good they are not good with merging accounts. Login happens via mobile number but if you try to change mobile number, you are going to have issues

Robinhood of India

I waited for years & years to open a brokerage account, because none of the brokers had a nice app with a great UI/UX like Robinhood of USA. Me being a millenial, did not want to call brokers for trades, or submit paperwork or simply put do things the old way. I wanted an app where I could see my balance, portfolio and trade in real time. PaytmMoney fulfills all those functions. Sure there are some functions which are still not fully transmitted in PaytmMoney, hopefull they will resolve those in future. For example:
- I invested in a NIFTY ETF here, which was split 4-1 one day. However I received no communication from this app or the ETF, so I was shocked to see my balance drop by 75% one day, as all of a sudden the NAV dropped, but the split units take time to be credited to the account, which led to some confusion.

Customer support is also lacking, as there is no call center or physical office to raise issues or inquire. But the low trading fees, and nice real time UI make up for that. For now I will stick with this, until some other brokerage can come up with a similar app and features.

Paytm

Very good app and easy to buy and sell mutual funds online

Excellent experience

Very user friendly

One of the best apps to invest

Really good app to invest in stocks and mutual fund. No dedicated iPad app is a downside.

Really Useful

Thanks to Paytm group



Is Paytm Money Safe? 🙏

Paytm Money: Stocks, MF, IPO does not appear safe based on available data. JustUseApp Safety Score for Paytm Money is 12.1/100.
This assessment is based on our NLP analysis of 577 user reviews. Combined with the app store average rating of 4.5/5.

Safety Analysis

79.5% of users say app is safe 👍
79.5%

12.9% of users have some concerns ⚠️
12.9%

7.7% of users say app is risky 🚨
7.7%


Is Paytm Money Legit? 💯

Paytm Money: Stocks, MF, IPO does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Paytm Money is 12.1/100 .
This conclusion is based on analysis of 577 user reviews.

🔏 Privacy & Data Safety

Paytm Money collected the following data from you:

  • Data Linked to You:
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
  • Data Not Linked to You:
    • Financial Info
    • Location
    • Diagnostics



How was your experience with Paytm Money: Stocks, MF, IPO? Post a Review




Features

Paytm Money is your all-in-one wealth-tech platform, offering a diverse range of investment products, including IPOs, equities, futures & options (F&O), bonds, mutual funds, and more.

• Seamless Onboarding: Experience a hassle-free onboarding process, enabling you to start your investment journey with ease and confidence.

Our user-friendly interface ensures a seamless onboarding experience, allowing you to start your investment journey with ease.

• Margin Pledge: Enhance your return on investment by pledging your existing securities to secure margins for trading, optimizing your portfolio's potential.

• Mutual Funds and SIPs: Invest in mutual funds and initiate Systematic Investment Plans (SIPs) with ease, benefiting from expert fund management and diversification.

  Contact Support
Developer:
Paytm Mobile Solutions

Contact e-Mail: