Starship - Health Savings Reviews

Starship - Health Savings Reviews

Published by on 2023-12-04

About: With a triple tax break, no hidden fees, and automatic investing, Starship is
empowering 100,000+ individuals and families to plan for their future
health. Starship is a financial technology company, not a bank.


About Starship


What is Starship? Starship is a financial technology company that offers a modern approach to health savings. It provides a triple tax break, no hidden fees, and automatic investing to help individuals and families plan for their future health. Starship is not a bank, but it offers banking services provided by nbkc bank, Member FDIC.



         

Features


- Save: Users can save for everyday health expenses like dental, vision, health emergencies, and more while avoiding hidden banking fees. They can save for themselves or their entire family.

- Spend: Users can order a free Starship Visa® Debit Card from the app and use it to make eligible health purchases in-store and online. They can also add their card to Apple Pay.

- Invest: Users can auto-invest in their future health by building a portfolio of diverse ETFs based on their risk level. This can help fast-track retirement with more financial security.

- Health savings simplified: Starship offers modern tools and services to help new users navigate health savings.

- Triple tax break: Users can get tax breaks on contributions, investment growth, and health-related purchases.

- No hidden fees: Starship has no overdraft fees, withdrawal fees, or minimum balance fees.

- Safe and secure: Starship prioritizes user security and sends transaction alerts when users turn on notifications.

- Pay yourself back: Users can easily withdraw funds for money spent on out-of-pocket health purchases.

- Support: Users can reach out to [email protected] or chat with the team in the app for personalized guidance and knowledge on how to make the most of their health savings.



Overall User Satisfaction Rating


Negative experience
85.2%

Neutral
15.1%

Positive experience
14.8%

~ from Justuseapp.com NLP analysis of 31 combined software reviews.

Key Benefits of Starship

- Easy and seamless sign-up process

- Offers a variety of handy features like overflow investing, auto contribution, and receipt capture

- Offers the highest APY around

- Completely fee-free

- Simple to enroll and use for HSA accounts

- Beautiful and clean interface

- Quick and professional customer service

- Easy to save and reimburse for health expenses on the go

- Responsive and helpful customer support




20 Starship Reviews

4.7 out of 5

By


Starship stole my money

My employer has been using this app since I joined the company a couple months ago, I receive emailed statements from them once a month that notifies me of my account balance. However, every time I’ve logged into Starship it’s shown a $0.00 balance and my card doesn’t work.

I emailed support, no response. I chatted with an agent and was given a response but nothing has been effective. After their migration and “new app” I can’t even access my account dashboard because I’m stuck in the new user flow, particularly the question of “do you have an existing HSA to transfer to this app?”

If I had a choice, I would never use this app HSA again. Unfortunately it’s not up to me to make this decision. I would say however this company needs to have a support line because this is pretty unacceptable to not be able to access my HSA funds for healthcare purchases for the past 6 months.


By


SCAM SCAM SCAM

This stupid this app Health savings app is a scam, my account was frozen. and I have $3k in my account…. the Stupid this app customer care are aren’t helping me out, because they are scam!!! They keep telling me to call my linked bank to file a dispute so I could get back my money, I called my linked bank and they said they can’t do anything about it……. My linked bank said only this app Heath savings account can disbursed my money…… this app savings account is not doing anything about my money, between they logged me out of my account and i have no access to my money and account anymore….. they are scam!!!! Startship is not letting get back my money


By


Very good first experience with HSA

First off I just wanna thank this app for the good experience in Starship it’s very easy to use and the customer service team is very respectful and good at explaining to me how to use Starship , This is my first time getting into this kind of app, and I just wanna say keep up the good work and just know Starship has your back and is very legitimate,


By


No help with verification of eligibility

I thought because my deductible is $2500 that I would qualify and this app does not have any help to verify if you even qualify before you open the account. They do not have helpful q&a and they are not available 24/7 for chat support. Also I set up the account and now know I can’t have the account I have not deposited any money yet and Starship will not let me close the account without speaking to someone. Do not download Starship until you verify if this is available for you legally and if it is a smart financial decision.


By


🙂 The number one HSA!

Signing up for this app only took 4 minutes and it was completely seamless. Once I signed up, I was blown away by Starship . Starship offers a ton of handy features like overflow investing, auto contribution, receipt capture, and so on. I shopped around and saw that this app offered the highest APY around. Plus Starship is completely fee free!


By


Super simple to use

I got a new health insurance with higher deductibles and was advised to open up an HSA account as a complementary benefit. this app is so simple to enroll with and love the debit card you get which connects to your spending account. Makes your tax returns much easier to deal with. Looks like I’ll be able to invest my contributions as well. Can’t wait.


By


Horrible experience… stay away!

I spent a lot of time trying to get an HSA opened through this app and Starship kept showing me the sign - We couldn’t open your account - We couldn’t verify your identity, even though I uploaded the required documents including valid driver’s license front and back. When I tried to contact someone in the company about it she said that my account could not be opened and she could not tell me why. Her name was Heather. This company is probably a SCAM. Stay away, imo.


By


Where did my money go and can’t activate card

Added $50 to spending account and wanted to add to my investments but, app wouldn’t let me do that until my card was made and sent out~
White card arrived and could not find a way to active it on Starship ... received an email telling me to activate my card soon via Starship but Starship says my card is being made and will be sent to me~
I already have my card and there’s no place in Starship that allows me to active it there~


By


Finally an HSA I can use!

After having three different HSAs over the last 7 years, I am so excited to finally be able to use this app! The ability to log in with Face ID and access my money in Starship is a game changer. It’s so easy! 🙌🏻


By


Love it! Just one annoying issue

This makes it so easy to save real money on medical expenses. Please just make it easier to login to Starship . It doesn’t work well with keychain or LastPass, and it doesn’t support Face ID either. Fix these, and it’s 5 stars for me.


By


Easiest reimbursement

The single most seamless reimbursement transactions I’ve ever experienced. No tax-advantaged account I’ve used in the past makes it this easy to post a receipt and reimburse myself using funds I’ve set aside for health-related expenses!


By


Awesome App

Starship is super beautiful- it was a really clean interface. Card is amazing too! I’m really excited to be using an HSA that doesn’t charge me a monthly fee it’s way better than dealing with some of the other banks.


By


New client bliss

I recently decided that it was time to open an HSA, so I reached out to their customer service department. They were quick, accurate and professional with their correspondence.


By


Where’s my card? Account Funded?

I was excited about this app, but now since Jan 1st is long gone, where’s my card and why haven’t you debited my checking account for the amount I authorized? I signed up 2 months ago.


By


The best HSA I’ve used

Starship makes it so easy to put aside money to save and reimburse myself for health expenses on the go. It’s also beautifully designed. Excited to see what else is in store!


By


Makes managing HSA’s so simple

I thought starting an HSA would be complicated but this app made it super easy. Starship is easy to understand and use and their customer support is super responsive and helpful.


By


Try It

I needed a HSA because my current employer doesn’t provide one for its employees. I haven’t any issues so far and I’ve been a customer for over a year now.


By


Can’t access my money

Every time I try to link my bank account to access my funds, I get stuck on the “I’m not a robot” page and nothing happens. I tried it on a diff device and then it said that my account was locked... but it’s not. I click on the unlock account button and that leads to no help.


By


100% YES

I did my research on which HSA to get and it was a no brainer! this app has the highest APY and by far the most user friendly interface both on their app and website.


By


Poor customer service

Tried opening up an account and there was problems verifying my information. When asking about how to fix this, they simply told me that it can’t be appealed and they can’t do anything. Zero effort on their part to remedy the issue or even help.


By


1000% better than any other benefits program

Just started using this with my employer and LOVE it! Fantastic interface to track my $$ and super easy to spend. Everyone with a high deductible health plan should be using this product.


By


Try It

I needed a HSA because my current employer doesn’t provide one for its employees. I haven’t any issues so far and I’ve been a customer for over a year now.




Is Starship Safe?


No. Starship - Health Savings does not seem very safe to us. This is based on our NLP (Natural language processing) analysis of over 31 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.7/5 . Justuseapp Safety Score for Starship Is 14.8/100.


Is Starship Legit?


No. Starship - Health Savings does not seem legit based on our analysis. This conclusion was arrived at by running over 31 Starship - Health Savings User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Starship Is 29.9/100..


Is Starship - Health Savings not working?


Starship - Health Savings works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.



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