Really haven’t given Earny its all, meaning I haven’t added credit card or anything else put downloading and signing on, I understand a app or business needs to make money but the more I look into this the amount they charge so far has stopped me from going all in, I appreciate the .67 cent savings, but I wrote this to save .16 and more of the point, had Earny just there for about 6 months, I will look into it more and see how much it will benefit me. As of now I have been using another app that doesn’t cost or charge anything, seeing the difference between the two, sometimes paying for a service is better. When it’s .10 and .25, who knows, I will rate again when I give Earny more of a chance by going with everything it has to offer just really hesitant when you have to use credit cards. That is way to much of me monitor so I am not getting ripped off for .67 in savings or the average $280 a year, guess I need more trust. Other than that thank you for the savings and I will look more into it.