At over 3,000,000 downloads, EveryDollar has helped millions of people take
control of their money, and it can help you too. Stop wondering where all your
money goes every month and start telling it where to go with the world’s best
budgeting app. EveryDollar takes the stress out of bud...
This app is by far the best budgeting tool out there.
This app and corresponding desktop interface is by far the best out there. It’s very customizable. I’ve never been good at budgeting because I get paid bi-weekly and I have a variable income. I also travel unexpectedly for my job which throws off my budget by adding reimbursable expenses throughout the month. Through the help and suggestions of the everydollar support staff, I know now how to work this app as an effective tool with all those budgeting variables. You work your current month budget with the paychecks from the previous month. Then I keep a “hill and vallley” account with just enough to cover any short months where my checks may not cover expenses. So far I haven’t had to use that account. For the travel expenses, I created an expense and income category of reimbursable expenses. I know how much I get per day for meals while traveling and I simply add that to the reimbursable lines as the month/travel has gone on. This has been a huge money saver for me. I’m controlling every aspect of my finances by budgeting. It’s the foundation for everything I’m doing with my money. And I highly recommend spending the $120 for financial peace university which as of now includes everydollar plus for a year. Worth. Every. Penny. (And no I don’t work for Dave Ramsey but it’s a great program for getting out of debt)
Good tool, some flaws
I do like this app and it has helped me keep track of my spending much better than I had been. It also shows me how much I am really spending on items that I can cut back on, like eating out. Before, I really didn't realize how much we were spending and now I can see it add up as the month goes on. I like being able to split transactions into different categories to track each cost. But the help section is lacking and there was no real tutorial that I saw so I kind of had to learn as I went. The one thing I still can not get an answer to is the income. I can put in a planned amount but sometimes our income is more or less. When I put the actual received amount in as a transaction, it doesn't change my overall monthly amount. So it doesn't account for the over/under. This may be user error, but I've tried everything to get it to work properly and it won't. So I just change the planned amount to what we get paid. Which is fine, although the next month's budget shows the wrong amounts as planned income and I have to change, and it is not at all what the help section says should happen. It seems like the plus version would do it for me, but I am not paying $120 a year for an app to help me budget and save money. And honestly, I think that is shady of Dave Ramsey to even do that considering he preaches about cutting out unnecessary expenses. I'd give this app 4 stars but the lacking help section and fee for everydollar plus makes it lose at least 1 star.
A Must Have!!
If you’re serious about keeping tabs on your budget, this app is a must-have! The free version is nice. However, for $100 per year, you can link your bank and or credit card accounts to track your spending. The app reminds you to create a budget for an upcoming month two or three days before the new month starts! It automatically copies the previous month’s info which makes it easy to tweak budget items and amounts. The app is intuitive because you can create a fund (like a Christmas gift shopping fund, or a vacation fund) and tuck money away each month knowing that when it’s time to pay for that cruise, you can easily transfer the funds and pay without worry. The app also allows you to enter long-term payment accounts; car loan information for example, can be entered and you can more or less keep track of what is owed, on the app. This has made life so much easier for my family! I love Excel, but for $100 per year, I don’t have to spend hours each month tracking where the money went!! Thank you Mr. Ramsey!!
Changed Our Lives!
I thought I wanted to stick to Dave Ramsey‘s paper budget printout. It seemed too much of a bother to get on the computer to do my budgeting but boy was I wrong! This app does all the adding, subtracting, re-adding, re-subtracting automatically for you! If I need to make a small adjustment to my budget I was having to re-calculate the whole month! What a hassle. Now I can make any adjustments so easily and this really keeps me on track. I prefer to do it on the large computer screen but it’s also so very handy to have the budgeting app on my phone for when I’m out I need to add in a transaction. Another thing I like to do is look at my bank screen on the computer, and use my phone for EveryDollar so I can add in the transactions. There are no advertisements or gimmicks. Since beginning Dave’s program in mid February we have paid off a total of $14,000 in debt and saved another $14,000 towards our emergency fund. This app was pivotal in helping me to organize our household budget. The best part is that my husband has been really impressed!
Could’ve Been Great
My husband and I purchased this app to help keep us both on the same page about our budget, after ready Dave Ramsey’s books. At first it was great, just set the budget and drag and drop. Then our bank had an outage on the app, three months later our bank still has an outage. I’ve spoken with technical support for the last three months and they have no idea how long it will take to get the bank back. All the while the Mint app is connected to our bank, which is free. So I keep asking and keep getting the same “ we hope to have it fixed soon” message. I finally got so fed up I contacted iTunes to get a refund, but of course, we had canceled the subscription to not renew at the year mark, we couldn’t get any sort of refund. Which we didn’t know, because we followed the instructions from the every dollar company on how to get a refund. So now we are out WAY too much money for an app that literally doesn’t work, and the company has stated there is nothing they can do for us because we purchased the subscription through iTunes and not online. My suggestion, don’t waste your money. Find a different budgeting app that is more reliable or at least cheaper, because if you bank loses connection you won’t see a dime back, which to me seems cruelly ironic.
I’ve realized that the more you use the app the more you get into it and you really do see where your money has been going and you can redirect it to the right place. Only reason it is not 5 star review is because you can’t absolutely do everything on the app that you can on the website on a Mac or PC so that can be inconvenient (minor). I had an issue with my income being incorrect and the glitch was fixed within a couple days. You just have to use the help feature. The $10 is worth every penny for the benefit of money you save from using this budgeting tool and to me is not a factor in the grand scheme of things when trying to fix your financial situation even with a tight budget. Once you get a hang of it nobody says if you find a way to maintain your budget another way that you can’t cancel the subscription. You will still have most of the features you need with the free version. I feel like to expect this to all be free and not have to pay for this convenience that this gives you would be a bit a sense of entitlement. Not a good trait. Pay the 10 bucks and use the heck out of it.
This is just what I wanted
This app is wonderful. The layout is very simplistic which is great for easily seeing where I’m at in terms of my spending. Believe it or not the function that sold me on this app was the ability to not only name my budget lines, but the budget categories as well. There were a few apps I tried where you were locked into the names they used. I truly felt like I got to completely customize my budget. Bill reminders and linking your bank account are locked behind the paid version, which is fine, the developers made a great product and should be compensated as such. If you’re not willing to penny up and get the paid version, the free version is still marvelous. I cannot tell you how many times the thought of “I should make a budget” has crossed my mind, If you’re in a similar position, stop reading this review and download it already! You’ll be glad you did. I am about to pay off my second credit card and am almost ready to tackle my auto loan. I’m never looking back.
Perfect in every way EXECPT no way to allocate
I love this app and the user friendliness of it over the other highly rated apps in it field. My only complaint is that there is no way to set up your allocations on the app so a written form is still necessary for those that get paid multiple times a month. I think for almost $10 a month that there should be all of the tools that Dave Ramsey has in printable form on his website on the app as well. MAKE THE ALLOCATIONS AN OPTION ON THE APP! All the other things like lump sum payments can be set up using the “Fund” feature, break down of savings, and irregular income planning by setting up as many categories as you desire BUT it is lacking this and this is a huge part of being successful. PLEASE MAKE THE ALLOCATIONS AN OPTION ON THE APP and I will gladly give this five stars! Also as a side note but not a deal breaker or loose of any stars is that it doesn’t like to stay connected to my PayPal account/credit card so I have to re-login when I want it to up day per my paying off that debt and any online purchases I do through PayPal not very many for me so not a big deal. Thank you!
Needs to be more stable - bank account link
The app is great in that it is a logical way to budget. FPU has excellent information. The app keeps kicking my bank account out and requires me to use a lesser level of security. Given that I have to pay $100 a year for the luxury of connecting my bank account I think it should work seamlessly. I have not changed anything on my account in over a year; yet every two months or so I have to delete my bank info and put it back in and the sift through the double charges. I’m not using a small bank either, it’s one of the largest in the country so there is no reason EveryDollar shouldn’t support it perfectly. I don’t want to use a different app and I’ve even switched bank accounts when EveryDollar stopped supporting a credit union I was with - that was a pain. I hope Ramsey solutions puts some money behind the app to improve it. Especially if you are going to advertise in it and charge $100 a year for the premium feature.
I guess you need my money more than I do.
First of all being the fact that I signed up for a 14 day trial and then immediately was charged for it. How is that a trial if I’m paying for it right away? To make matters worse I paid through Apple. Everdollar says they can’t refund those types of payments. That’s convenient. Also they don’t give the option to choose the monthly subscription. “Want a 14 day trial? P.S. we’re going to charge you a full years subscription before you’re able to decide if any of this is what you want 😉”. On a lesser note but still irritating. I use a credit card for everything for security purposes so no place I make purchases can possibly have access to the accounts where my personal cash is located. Just in case a place of business gets hacked then I won’t be dealing with an empty account for up to three months. Everdollar of course advises against the use of a credit card even if in my case when it’s not accumulating debt, it’s just a security measure. So when I use the card it shows up in Everydollar as debt even though it’s not debt it’s normal spending that I will refund using my cash from a separate bank. So I can’t even use the app normally because it just thinks I’m constantly going deeper into debt.
Great app with some room for improvement
First, I have to say my wife and I really enjoy using this app to track all of our expenses! I love having the ability to drag and drop new transactions into each category. I also like being able see when we go over our under or our projected expenses and having a visual representation of our remaining amounts per category. Having access to budgeting resources and financial peace university is also a huge plus! However, I would really like to have the ability to see which account the transaction came from on the transaction details screen. This would help tremendously in sorting transactions since my wife and I use several different accounts for different purposes. Additionally, I think it would be helpful to have access to a graph or chart that shows spending/saving trends per category over time. This would give users more insight into their spending habits and their ability to accurately project expenses each month. Overall, this a great app that is close to being the perfect budgeting tool!
Former Quicken Budget User
Since 2004, I’ve used Quicken for our personal financial management. As far as the budget goes, this app blows Quicken’s budgeting tool out of the water. Every Dollar is so user friendly, and the zero dollar concept is much more effective than Quicken’s how much you make- how much you spend method. I love that Every Dollar makes you assign every incoming dollar. If your like me, and tend to overspend in certain categories, you’ll have to take from another category to balance out to zero. Knowing this has helped me re-think impulse buys. I also love that my husband and I both can see and use the app from our cell phones. This means that I don’t have to call him and ask what was the charge or that charge. He can go in and assign it to the appropriate category himself very easily and quickly. I’ve only just started but already I think it’s going to be a great tool for my husband and I to complete all the baby steps.
Latest Update has Created Ptoblems
I have used this app for a couple of years, and even paid to take the FPU classes; but, recently I contacted support to get help because—all of a sudden I can’t sign in!! It keeps asking for me to “sign in or create account!” It took quite a while to get my budget where I needed it and now I can’t get to it!! Support wasn’t much help either, the prompt let’s you know that those with the PAID FOR version of the app will be serviced first😳! I’ve been trying to get this fixed for weeks. I’m going to have to go back to Mint or GoodBudget, if the Dave Ramsey crew, can’t get this straightened out. I will NOT pay for the “plus” version and am starting to wonder if this glitch is only affecting those of us without the paid for version. I sincerely hope that is not the case. We are a recently retired military family and I’ve talked up Dave Ramsey and his books and the Financial Peace University study for years...word of mouth is VERY powerful; I hope I am WRONG about this “glitch” being a ruse to get people to subscribe to the paid app. I hope the app creators can get this GLITCH corrected quickly... very disappointed, this has been going on for at least two (2) months.
Great budget tool
We started with the basic EveryDollar app 3 years ago and quickly upgraded to the premium because we couldn’t stay on top of loading our purchases. Game changer and worth every penny! My husband and I can both use the same account to make it easy to be on the same page. Easy to change budget amounts. Can’t change the line item name. Sometimes it logs me out but not a big deal since I remember my info. The emergency savings “goal” I haven’t quite figured out yet because you can put a goal amount but when you save the amount for the month and drag it into that line item, it still shows incompleted. The line items carry over from month to month but I wish there was an option to flag line items as quarterly, annually of every 2 months so I don’t have to remember. Overall a great app to use with your spouse and start telling your money where to go and start winning with your money!
Recent update preventing 5 stars
I love this app and recommend it to everyone!! I have really been able to get my family finances in order and have started saving a lot. If you’re looking for a budgeting app, your financial situation is most likely not great, just like mine before using the app. So here’s a money saving tip, you don’t need to pay for premium service. Enter everything yourself and be very hands on with all money coming in and going out and you will really start to see results. Good luck! One complaint only and I guess it’s minor. There was recently an update where retailer names will automatically be suggested when entering an expense. Please get rid of it. The local grocery store is not listed and many other places I shop are not listed either. Please go back to the way it was before. It was great. The only thing that would have made that better would be to save the names from my previous entries and then suggest those instead of what it suggests now. Thanks, love the app.
A better way to Contact apps
You can now contact EveryDollar: Budget Your Money customer service directly
via Email using our new site - AppContacter.com
Yes. EveryDollar: Budget Your Money is quiet safe to use but use with caution. This is based on our NLP (Natural language processing) analysis of over 52,388 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.8/5 . Justuseapp Safety Score for EveryDollar: Budget Your Money Is 20.5/100.
Yes. EveryDollar: Budget Your Money is legit, but not 100% legit to us. This conclusion was arrived at by running over 52,388 EveryDollar: Budget Your Money User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for EveryDollar: Budget Your Money Is 20.5/100.
EveryDollar: Budget Your Money works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.
By Kim Bosler
Jan 10 2021
I SPENT FIVE HOURS INPUTTING ALL OF MY FINANCES. EVERYTHING DELETED!!! I HATE THIS PROGRAM. THIS IS TERRIBLE. I JUST WASTED MY ENTIRE SATURDAY. THIS IS SO WRONG!! THIS IS TERRIBLE. EVERYTHING, EVERYTHING IS GONE FOR THREE MONTHS.
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