I called the number on the back of my card when I noticed, multiple, transactions that I did not recognize. I was on hold for a very long time. Once connected, I had an awful time understanding the person speaking due to background noise, etc... I also had to yell out my social security number, multiple times, to multiple people. I had 13 pending transactions that I did not recognize, which they wouldn't do anything about, because they were pending, and I had to wait until they went through/cleared ...some did the following day, thus I went through the process, again...blurt out social to multiple people, stay on hold for 2 hours, send a code, etc... I was finally connected. I went through the questions regarding fraud, etc...they gave me a case number and sent papers for me to fill out. I didn't receive the papers by the time they said I would get them, so I went through the process, again....hold, social, hrs of my time. I finally received the papers. I filled them out sent them back. This was over a month ago. Mind you, some of the charges are still "pending"...for a month. I called to get an update. I went through the process, again- hold, social, hrs of my time. When I finally got through, he said: " your claim was denied, file a police report" then he hung up on me. I cannot express my anger in words that are appropriate. The charges were made within 2 days, at multiple gas stations in Florida.I live in Georgia, I have one card. I used my card, on the same day and time, the other charges were used... I guess I can teleport.