Speedy Cash Reviews

by Chosen_one1997

I am so disgusted with the loan company the front they put up & ease of a $200 loan I also borrow additional $100 totaling $300 then I’m hit with Pymt dates ask to be changed I do t get paid by weekly it bi monthly 1st & 15th they put me in collections over 1 returned pymt I can’t get nowhere I’m so mad no one speaks English I’m on hold now with costumer relations hope I can get past this nightmare a$300 loans has costed me over $900 already Do Not use this payday loan company use Che is into cash or cash net but not speedy cash!

by Beyonce's Daughter

SpeedyCash lowered my credit score by putting a Hard Inquiry on my report. I wasn’t at all approved for a loan nor did they give me the option to even be approved.
After inputting my personal information in SpeedyCash , (who knows if their scammers or not,) I received an email that same day about my credit score being impacted by this careless app’s actions. This Inquiry lowered my score by 20 points and it’s set to be there for MONTHS. Remember I never was approved for a loan I was just signing the basics and BOOM. Boy did I learn my lesson.....

by PappiChulo402

Literally my first review I’ve ever written in 12+ years of having a smart phone. App is TERRIBLE!! Used to allow me to apply for loans from my phone but no longer allowing me to do that, making payments sometimes, or even allow me to login with FaceID like it used to. App is just JUNK with only the option to see how much you owe and locations around you

by LolaLark

I know I didn’t put my credit card numbers and I closed my bank account because you all took the same amount two days in a row. And again I got an email thanking me for my payment but I can’t see which card you got your hands on with on my if there is a show I’m livid right now I’m missing a legal options and see where goes from there

by ATMblaze

I used SpeedyCash cause the process was a lil faster. I only borrowed $110 two weeks later they too the $110 out of my account and that’s cool too... until they changed they was they operate. So I borrowed another $100 and instead of them going into my account and getting $100 when I got paid, they took $15 and some change ... (sounds better rite?) WRONG! They made their money off us by getting us to get a couple dollars from them then tell us we can pay them back in installments of $15 (every two weeks) then Trap us in a contract where $100 turns into $455 that takes two years to pay back and they have the option to pay the whole thing off early but that doesn’t work they want you to pay it back in cash at their store locations (there are none in Cleveland) and since I can’t use SpeedyCash to pay it off I wouldn’t recommend this to no one...

by Hahahshdbakkabd

If I would of wanted a hard inquiry on my credit report I would of opted for literally any any other type of loan!!! THEY PUT 2 hard inquiries on my credit report FROM ONE SINGLE APPLICATION!!! If you want a hard inquiry I’d suggest go with any other type of loan you shouldn’t have to put a hard inquiry on a payday loan at all if I could give SpeedyCash zero starts I would! You don’t even deserve the single star!!! Brought me down 8 points with 2 hard inquiries from 1 single application!!! STAY AWAY!!

by Joyful Sky High

They have a 3 day return policy that can be used and done as many times as you want every week since I get paid every Thursday I take a loan out depending how much I want to spend during the week get the loan and Thursday I go back and “return” the money something like this should only be done by someone who isn’t a complete moron because if you don’t pay it off your basically screwing your self and yeah when you get one of these loans forget the every two week payment pay it all at once .... of your basically putting your own neck in the rope

by BenOBang

SpeedyCash is terrible. You can never make a payment or there is always something wrong with SpeedyCash . There needs to be something done about this now! How are you going to have an app and it’s down because you got people who aren’t doing their job with keeping SpeedyCash running smoothly. Also, SpeedyCash limits you to how much you can control your payments. SpeedyCash doesn’t create much of a convenience besides being able to pay online and you can barely do that because SpeedyCash is out of service.

by Outragious Red

It used to be like oh mom and they get an upgrade on SpeedyCash and you know longer can apply for your loans through your app basically making this up worthless in reality pointless!
I loved the ease of SpeedyCash when I can apply for my loans within my app I do not understand why you would fix something that was never broken and illuminate what made your service so much easier than the next guys.
This change could very well cost cost you a customer.

by Erielle Lee

They take you to a page that states which ways you can get your loan. I was looking for a loan & I wanted an immediate option. The immediate option did not work for me, and I only had an option of getting a two day drop loan into my account. I decided to exit out of the website entirely, because this option didn’t work for me. I had an email a few days later saying my loan was due on the 12. I called up and the lady said that THEY PUT THE LOAN THROUGH WITHOUT MY PERMISSION AUTOMATICALLY. DO NOT USE THIS SERVICE. THEY TAKE ADVANTAGE OF PEOPLE WITH LITTLE MONEY. how sick is that???

by Beeceeeehy

Only use this service if you absolutely need to. The interest rate is extremely high and will cost thousands if you don’t pay it back within a month of borrowing. The interest rate can be around 360% which will take forever to pay and cost you 5x more than what you borrowed. These people are predators taking advantage of people going through a hard time. If you can’t pay the balance you borrowed off within a month, you will be worse off. Avoid at all cost!

by MikeNoIkes

There is no longer an option to apply for a loan through SpeedyCash . There is also not an option to completely remove a debit card, just to edit.

by Cool Gurl Sweet World

I applied and was approved within an hour. I received $500 in my account at 8am the next morning. I’m really lost on these reviews. The loan is wayyyy too pricey and you can pay up to five times what you borrowed so beware. However, if you truly needed an emergency loan and fast, this is a good option. You are also able to pay it off at any point with a little interest. The people who complain on here HAD to have seen the big bold numbers that show what you will pay and what the total loan will cost you (an arm, a leg, and your favorite pet). I could have declined, but I read the large (not fine) print and made a decision. I also paid it all back and it came with about 50% of what I borrowed but I got the money I needed without asking friends or family. The only other place that’s as good as this one was the RISE app which gave me $1000 the next day and I took care of my issue and made installments on that one. Bottom line is AVOID these at all costs unless you need it. Secondly, please don’t be the type to ignore the LARGE print and give bad reviews because some people really need this and they should know the truth. I tried several and ignored many based on bad reviews until I took a chance. If I have it my way I will NEVER EVER EVER use one of these again...but if I do (fingers crossed that I won’t) it will be Speedy Cash or RISE.

by Pac9679

Prompt service my only problem is why my pay off amount is different from my loan balance on SpeedyCash and I just made a payment thru my account and it has not been taken out yet I’m thinking maybe because it’s Saturday after bank hours and may be taken out next business day but it would ideal to have it taken out as soon as you get the Thanks For Your Payment message or maybe I should make payment directly off my card because I saw two options pay thru bank account or MasterCard I have visa so I chose bank account and it has not been deducted...I would recommend speedy cash for those who are really in need and can afford to pay it off the key is to pay off more then what your minimum payment is per statement but I do recommend once you pay it off keep this app in your back pocket for serious emergencies

by A.O.M_99

I had trouble changing my bank information and the speedy cash customer service quickly helped me within minutes, I got everything handled. & For Any Loan, It’s Quick and easy. Payment is straight forward and organized! MUCH RECOMMENDED!

by Kiaya09

I went in without the necessary documents but Robyn was patient with me while I pulled up everything to get the necessary documents and with the help of Niq I was approved and out in the matter of minutes and it was an overall excellent experience. Thank you laddies.

by HB 92103

I applied on a Saturday and had my cash on Sunday. Show me a company that works like that on the weekend. Interest is a b*tch, but what quick loan isn’t? Fine print and I think the most important is the addition they do for you. They show you to the penny how much you’ll owe at the end. If you think better of it within 24 hours, you can rescind the loan. Email them and let them know you would like to rescind the loan and they take it back like it never happened. We know you’re strapped for cash, but weigh your options. Do you want to be that much short next month? Do you even have the funds to pay and eat? It’s rough but if you play it right, you and the company can get what you want. :-)

by Nav191

I never write reviews about anything and to be completely honest I was a bit skeptical about SpeedyCash (or any loan app for that matter) but I really needed some emergency funding so I bit the bullet. The application process took about 5 minutes and I was approved for $255. I only borrowed 100 and didn’t need to pay back until my next payday with an interest of $17! SpeedyCash is so convenient for legitimate this app and the way for you to get in trouble is if you are not responsible! Just make your payments on time or early if you can and dont take out the exact loan you are qualified for! Example: if you qualify for $500 don’t take out $500 if you know you can’t pay it back. Just be responsible (like with any other loan/credit situation) and you should be good to go. SpeedyCash has saved me so many times and I have nothing but positive things to say!

by Terrie G

If you need cash and fast, this is the place you want to try. Yes it is pricy to pay back….you have to read everything before you sign. It tells you how much monthly and so on. I don’t have good credit to get a loan at a bank and if I am really in need of cash. Speedy cash is the place I go to get cash and fast. This is if you really need it type of deal. I do not like to get a loan unless I really, really need it. I am aware of the cost to pay it back and like I said. It does state it clearly how much monthly payments will be, etc….. if you are going to be late on a payment. They will work with you. The customer service reps are really helpful and friendly. As before, if you really need cash for a rainy day, I would recommend speedy cash.

by Purplepower8481

Called customer service and was told that if I pay off total within 25 days then no interest would incur. I got a line of credit in Virginia and used 300 of it. Great product if you can pay it off within 25 days. If you can’t pay it off within grace period then I’d advise to think twice before using this product. Good to have in emergencies if you can pay it off in time. If not you could end up in revolving trap. Just make sure you understand your product before doing it. So far so good.