Possible: Fast Cash & Credit Reviews

by KristinPas

You will never stop getting calls and emails. Calls are outsourced and they won’t stop no matter how you threaten them. They are rude and hang up on you... I’ve been close to tears because they call about ten times a day seriously. If anyone reading this is an attorney, please help me... I have to get my number changed even though I need it for business reasons.
When you ask to speak to a supervisor, every single person says, “I am the boss”. I can’t understand what they are saying (they outsourced to India), so several times I’ve asked to speak to an onshore rep (which we always have a right to, legally). Today when they called for, seriously, the fifth time, I demanded to speak to someone in America. He said he was in America... I asked which city and state... he mumbled something. I said, “name a city in Ohio.” Silence for about 35 seconds, he then said, “Ohio is my favorite state, because I love rock n roll music.” He clearly Googled, “Ohio”. It was embarrassing.
I didn’t even continue with the loan process, months ago, because it seemed like a scam from the start. Please beware. They harass and have no shame. You will have to change your number... I don’t see any other way.
Please help me.

by Mjones0829

I am not happy at all with the company. 1st I applied for the loan, it was approved quickly, but somehow instead of putting it in my account it went into my husband’s account, which is why it didn’t benefit ME! I took the loan for a specific reason, NOW that the put the funds in the wrong account the want the right information to get the funds from. I reached out several times to get it fixed no response. So fine, now it’s the 26th payment is due the 27th yet I rescheduled it for January and all of a sudden Possible goes out??? Then instead of allowing me to VERIFY the account information they have, Possible will only allow me to Update the information. Had they corrected the error they wouldn’t have this issue. Now my attempt to push the funds back according to to Possible , along with Verifying what account information they have is blocked. I took out the loan and I’m the lead on my account. The funds went into my Husbands account now it’s my fault that you can’t get your money on top of their is not 1 Human Person that can call me. I’m glad that everyone has a great review and experience unfortunately mines has not been

by Rubiben

These guys are really bad! Stay away. So I had a loan from them For $90 thinking I was a payday loan not an actual loan. It was broken down to 4 payments every two weeks. I made one payment on due date then on my next due payment I had a problem by my bank account so I reschedule for a later date because there was an option for another 2 weeks later. By the next due date I still had a problem with bank account so I try to reach them so I can cancel my payment I can send them a money order but they did not respond. They responded after my bank declined it so I got a fee from my bank. So I told them I would send a money order for remaining balance. They told me that they will mark my account as paid off and on time. One week later I get a email saying there will be a payment due and coming out of my account. I email them that I had paid this account in full, got a response saying don’t worry it was a computer error it won’t charge your account, but it did so I got another fee from account. After I had paid this off. And I found out the next week they reported my credit report being 30 days late after they told me it was paid off and on time. So I emailed them, they told me that they made a mistake and that by law they had to report as being 30 days late. After they told me it was paid off and on time. I have evidence on my email about all this so please stay away from this application they are bad business!

by CaptainNickolas

I never write reviews... EVER! But I wanted to make sure to write this one to at least put the warning out there so that someone else’s credit isn’t ruined as well.

I tried Possible out because I was in between jobs (two weeks off) and thought it might be an easy solution to get my by, and definitely seemed easier and cheaper than doing a payday loan, it has been the complete opposite.

First off, my email changed because of work and I was unable to update it on their site, so I contacted support.... four days later, a general response instructing me how to change it. I followed those instructions, still can’t log in. Contact support for help logging in... countless back and forth emails about “screenshots while it’s happening” and all this, which I sent eagerly... still nothing. Asked for a phone call, numerous times, like the site says... no phone call. It’s been two months of trying every day to get into my account.... still can’t log in, still can’t talk to a live person, and now I’m two months late on my payments. Tried to pay over the phone so I can just get rid of it, nope, they don’t do that. You call the “customer support” number and they say that they’re not answering the phone “so they can serve customers to the best of their ability”. The entire thing is a joke! Save yourself......

by Daisysmamacita

I have had and paid 3 loans through this company. Everything was great. They’ll approve you the amount they see fit which may be less than you asked for. It’s actually a good service but their app is trash and even when you reach out to them multiple times to fix it they don’t do anything other than tell you to “force close” Possible , which does nothing, and try again. I applied for a loan and expected to be approved and then Possible was trying to say my bank account was not connected and it is and has been and the screen still shows to add my bank info and won’t move off that screen and then They said my application expired and I contacted them multiple times and they did nothing and still have done nothing to fix their app errors and they even said my bank is connected but I unfortunately don’t want to use this company anymore because this seems like a minor issue that should be easy to fix yet they don’t seem to care about having a repeat customer,
Nor do I care to keep waiting to see if they’ll fix their app.

by HickH8ter

I don’t think I’ve ever written a negative review of a company but I am now. Last year my credit took a hit because I was out of work. I read about this app and thought it sounded like a good, and easy, way of getting a boost to my credit score. I applied for, and accepted, a small loan that I paid back in full with ease — no late payments or issues. They did report to all three credit bureaus as promised that helped raise my score a few points. For that reason I took out a second loan hoping to increase my credit score by a few more points. A few days ago I got alerts from the credit bureaus that there was a negative strike on my reports and my credit score dropped by 30 points. Turns out this app Finance reports your account as CLOSED upon full loan repayment. They don’t do anything about it either—I contacted support and received a canned response apology stating they don’t have control over how the credit bureaus interpret the reporting. I’m now completely screwed because, after repayment of my new loan, expect my credit score to drop another 30 points. I’m physically sick over this as I’m out of work due to COVID and now my credit is destroyed. I reported them to the BBB in the hopes something can be done to erase these marks and make this entire experience go away.

by Klyde M

If you’ve had fraud on your bank account leading to a closed account and a new one opened for you, but need to get a loan here, they will not give you any options! Best to wait 3 months for your new bank account to build up history before applying les you waste your time like me, to get denied over b.s. I have plenty of bank history and pay stubs that correlates for prof of $3000 a month in income but they will ONLY accept verification from electronic link with your bank so it leaves you completely with out option for a loan here...

... I just wanted to build credit like the ad said

Update to response, I did speak to multiple of your agents and they already confirmed that the reason I was not approved was because my bank account was to new and did not have deposits showing yet. So telling me you can’t tell me is ridiculous. Also your response is incredibly rude and condescending to my situation, unfortunately my account had fraudulent activity and after 5 years I had to shut it down and get a new account, there were no solutions offered to this issue, simply finger pointing at me the potential customer. I will never recommend your app based off that response and y’all ought to be ashamed of yourselves talking about customers like that!

by Russiangarbage

I had obtained a loan through this app about couple months ago. Prior to my today’s payment from the designated account I tried to add another account to change my payment method as advertised to be one of the features of the this app app. When the account got verified through the Stripe API and reflected as an added account it kept on giving me the error message of “verify the account” by re entering both the ACH and account number which apparently didn’t work. So I reached out to this app to do this manually and indicated I wanted the newly added account to be my default payment including the one today. After a couple of back and forth with the representative I received an email that the newly added account was now my default payment and that such payment would be withdrawn from that account today. So far so good. Come today the first thing I see is that the payment was ACH’ed from the previous account and immediately overdrew the account for what I’ll be charged $30. Beware of Possible as it will clearly damage your banking relationship and get you into unwanted fees. I’m only giving one star because it doesn’t let you keep it at Zero.

by Kfancypants

What business doesn’t take phone calls from their customers? What business tries to: debit payment funds prior to the payment due date, then sends an automated text message at 12:06 AM screaming that you’re delinquent, while also threatening you with all kinds of “or else” jargon on Possible , while still not taking phone calls, then “out of the blue” a payment does go through on the payment due date but Possible still says your payment was unsuccessful (it cleared the account over 10 hours prior) but shows “pending”. Not only that, but what business reports you as “defaulted on loan” in less than a days time? I have NEVER been late. Ever. This is absolutely the WORST kind of customer service. No phone calls, no answers to emails. Like, seriously? You’re going to report an on time $46 payment as late but then don’t accept the payment (on the due date) and still claim a default? No thanks. Your device just isn’t worth the hassle. Plus, the way you report to the credit bureaus does nothing to help your credit, as you do claim. Because it really doesn’t help when you delete the record from the report when the loan is finalized.

by Big Pookue

Possible was amazing the first time I used it. I needed an emergency loan and I literally had all the money I needed in my account within 15 minutes. The payments were easy, I could reschedule with no problems, and it boosted my credit! But now, I needed to pull another loan for a backup for a trip thinking it wouldn’t be a problem, however I kept getting errors in the state selection screen saying “ oops! We are having problems”....that was almost two weeks ago...Since then, nothing has been fixed and I even emailed asking what the problem was. They messaged me back saying they are updating in the California section of Possible and cannot Lend to CA residents till it’s fixed(and also said she did not know when it will be fixed in a seemingly passive aggressive way) it was totally understandable at first. Every app has problems and sometimes needs updating. But two weeks??? And on top of that, now It’s giving me log in errors too! What if I had a payment due today and couldn’t even log in to pay it off?? I love Possible, the idea of it is amazing and it helps a lot of people in emergency situations and (IMO the best part), it builds credit! But the functionality is horrible and very disappointing. I would rate Possible 10 stars if I could, but I have to give it a 2 due to all the problems :/ Come on guys, you would blow all the other money lending apps on here out of the water if you could just figure out your app problems!

by Jaymiss84

A friend of mine told me about Possible and how quick and easy it was to get a loan. I’ve had my share of payday loans and really didn’t want that hassle or headache again. A time came when I really needed the cash so I took a chance and applied. The application process was really quick and I got an approval response lightning fast. The option to get the money instantly to your debit card (free option for now) is also another easy convenience of this loan. I tend to do better with payments when they auto draft from my account so it keeps my payments on time. All was good my score was going up every time I made a payment. When it got to the 3rd payment, my score updated tremendously. I was stoked.....it wasn’t until the last payment status hit my credit that I noticed a major drop in my score over 100 points on Credit Karma. this app will report the account “closed” after your last payment and “closed” accounts will always negatively affect your score. So the increase I thought I had was actually none existent. If you’re in a hard spot and need quick cash go for it. As far as building positive credit history don't bank on much. Only benefit is you can increase your loan amount after you’ve paid successfully.

by Cbow00

I’m in a pinch stressing for money all weekend and I decide to google how to get money fast and this pops up. I’ve tried these apps before and there was always an issue especially because I’m on unemployment right now which a lot of the loan services don’t accept, since it doesn’t get direct deposited into your personal bank account but on a prepaid card. All I did was enter my ID, SSN, and my link my bank and I was approved in less than a minute. Not for the full amount, but still a good amount that helps me SO much. And they offer payment installments so you have over a month and a half to fully pay it off. The money was in my bank account within 3 minutes. It doesn’t check your credit either. I cant stress how amazing Possible is and how much weight it took off my shoulders. I have a feeling I will be using this amazing app often.

by Blind Bat 20 20

For Blind users like myself, Please update app to include labels on checkboxes when accepting agreements at end and thruout application!
It took me a extra hour to figure it out but most blind applicants would give up in just a few minutes! Since I am a blind Veteran advocate for disabled Vets it is my duty to report your app as not compliant with ADA regulations until you fix this and allow 6% of American borrowers to more easily use your service. That would make good business sense! When an app becomes easy to use for the blind the word gets around fast in the now tech trained blind who use accessable device tech!
Your app developers can fix this in minutes to properly label check boxes. Also the slider at the final “accept money” requires the blind useing screenreaders to do a 1 finger double tap and hold on the <> symbols and then drag to right until it sticks on right. I suggest you change that to an actual slider button with a little instruction to seal the deal..
I am taking time to write this totally blind using my talking accesable Iphone which the blind use these days instead of braille. Your biz can only increase and you will become top recommended if you dont waste this time I dedicated to your service which I like.I will wait 60 days before filing a report to Federal Compliance (by the time I pay off this first loan).
Thanks and have a great day!!

by Shisxjownjwonxowok Iwjbbxu

I’m one to have a million payments that I forget a couple every now and then. And I’ll have some weeks where I don’t have enough money so a friend told me about the this app app and I was skeptical at first because I always see ridiculous ads saying they’ll give loans but they really don’t. So I said oh well I’ll try Possible. AND IT WAS SO EASY ITS SO HELPFUL it gives you up to $200 but now I was able to get $250 I think it’s because I make my payments on time frequently. But there of course is interest rates and they’re kind of high but that’s ok so if you have the money or extra money I would say to pay as much of the loan off as you can so you can get your loan again for emergencies cuz it’s 4 biweekly payments so just like Afterpay if you have it. It gets taken out automatically straight from my bank on my payday !

by Usuasvisjanalakhyfcv

I rated five stars because Possible a great service to people who need it. It’s hard to get a loan now a days without getting charged an insane rate. The four payments are reasonable because if you can’t pay it back what’s the point of getting the loan in the first place? All the negative comments are about issues that has nothing to do with the service and are personal issues! But I’m here to ask why I can’t approved again for a loan I PREVIOUSLY was approved for?? $750 I even took screenshots to show the support team and only got a $150 loan as compensation, still took it because I’m just building credit easily and can make my payments. Yet paid off $250 before that. Im willing to invest a lot of money into Possible for my credit. I’m a self contracted ex military veteran and now get paid in cash mostly. I know it goes off income from the bank but why can’t I get approved for the same $750 loan when I’ve had no previous issues paying off loans? I prefer cash in hand and even started to deposit about 1.5k a week to show bank activity but take it out to have in my safe at home. This is now my third loan and using only to build my credit and the convenience of having my spending money whenever I want. Amazing app for quick cash but the developers should take into account people here with good intentions to build credit and not in hardship. Maybe something like a loyalty program for the people who pay on time and had several loans. Just a thought.

by Chase Hagedorn

I have probably one of the worst credit scores (thanks college and the economy), so it’s really, really hard for me to get approved loans that don’t have a crazy interest rate that makes the repayment 3x what the loan is. this app Finance is THE BEST. I got approved of a small loan within 10 minutes and everything was in my account as soon as I signed. I’ve had TONS of questions as this was my first actual loan with a company, and the people that work with this app ARE SO. NICE. They always reach out to see if I need anymore help and they don’t look at me as lesser of a person or anything no matter how small my questions. I LOVE Possible . It always works and I’ve never had problems with it. This has been the most enjoyable loan experience for me I can’t wait to keep building my credit with them. If you’re looking for an easy way to build yours without getting a credit card, this app is the way to go.

by Xigbar17

Alright so I’ll start with: I never leave reviews. I have better stuff to do. But I’m taking the time to type this because I was not expecting to 1)Be approved for anything with my credit. 2) if I did wouldn’t be much 3) they would take forever to send the money....well you can imagine my surprise when they approved me for $200. Alright kinda cool. But what took the cake? Within 15 MINUTES: money was in my account. Baffled me :) added bonus: they give you plenty of time to pay it off. Guys, I fully expected this to be a scam but I am telling you it’s not. Setting up my account wasn’t bad. You will need your ID and social security number (yes they do run your credit since this is a LOAN, not a cash advance) get your bank account set up, choose your amount and BOOM! Approved and money arrives! I’ll go ahead and say my credit score is 370...yes I know very low(life happens) but I was still approved. It’s worth it guys.

by Ervannmcdoogle

I am so impressed with this company. My boyfriend got a small loan to help build his credit before we move in together. Shortly after he was unable to work and unable to talk. I did what I could to manage his finances during his recovery, I hit a lot of road blocks along the way talking to companies for his other bills. But when I contacted this app Finance it was different. I emailed them telling them the situation and they emailed me back the same day. They said they could defer the payments for a couple months and said that if he needed more time to contact them again to work something out. The ease of contact and their generosity made me cry reading the email. Such a weight was lifted off my shoulders and I didn’t have to jump trough hoops. They listened to me and helped me during a very difficult time and I will never forget their kindness. I recommend them to anyone who needs extra help, they are way better than the payday loan places. And they are run by people who just want to help other people!
100% recommend

by Badwolf74

So I downloaded this app for the same reason you’re all thinking about it and was quickly approved for a $100 loan. The fees are higher than something like the Dave app for example (can you tell I’m an idiot with my money so I have to use these embarrassingly frequently) because whereas other apps are pay in full on your next payday style loans, this app lets you pay back over a few weeks so you’re not fighting to keep your head above water every week. This isn’t even the main point though. Today, bc of a Vegas vacation and various acts of god, I’m on a quarter tank of gas with 30 cents in my account and have to get home from work. this app has a feature that will file requests for refunds on overdraft fees on your behalf. Your press the button to do it, the claim is filed, set it and forget it. I just checked my bank account and have $32 bc this app came through at the best /this app/ time. It would be better if I had enough self control that I didn’t need apps like this, but since I do, this app is my first choice now. Thanks dudes.

by Lee9422

I first found out about this app finance thru an instagram ad, I was weary about it but I did a lot of research and and read plenty of great reviews, I needed extra funds to pay rent so I decided to give it a try, I have horrible credit unfortunately and quickly got approved for the exact amount I asked for $200 (deposited next day) the payment plan was perfect total of 4 flex-pays drafted on each payday for 2 months with a fixed yet reasonable interest fee, after making my first 2 payments my score went up nearly 46 points!!!! Honestly I never thought I would have let my score drop down tremendously and seeing the # raise up definitely something I’m so happy and excited about, this company has been a blessing, I’ve read some “not so great” reviews but to be quite honest this company started not long ago as far as I read, and working for a company myself that is starting new departments within, new companies are bound to have some downfalls as they’re building up, don’t let those negative feedbacks stop you from trying this company out, this app finance will be my go too when I need a small loan, especially to help fix my credit!

by Toastypoo

I needed to reschedule a payment. I did so well before the deadline of what they gave me for rescheduling a payment. Then I received a text stating that the payment was being processed anyways. I tried to go to Possible to see what the issue was I was logged out. Logged back in and I can’t view my loan history or payment due dates. It started the process all over again to get me to loan more money. I used this in an emergency because I’m poor and I really don’t like owing money. This also appealed to me because it said it would help my credit. Now I’m going to be over drawn and charged a fee because our whole financial system is broken. That’s besides the point. After emailing support I got a reply back saying ‘sorry not much we can do please try and reschedule payments two days in advance’ which I did. No transparency even though this is my financial credibility on the line, my credit on the line. We all know these things run and can dictate our lives in this society and mines in jeopardy because of a mistake they made.

by Zinske

This is by far the only loans app that legitimately pays you without giving you spam email and phone calls. I borrowed $180 from Possible a while back and just paid it off. I would’ve given Possible five stars if it weren’t for its constant issues and problems. For instance, I can’t take out another loan atm because Possible is down in my area and it’s been that way for a few days now. I’ve read in the past that it’s intentional so people don’t become dependent on it. It’s smart I guess but for those who only need it in low times it’s not very dependable.

UPDATE

It’s been months and Possible still says it’s unavailable for my state which is California. It’s unfortunate since I rarely use loans unless for great expenses. I felt that Possible might’ve been to good to be true and apparently I was right. I don’t know when it will be “available” for my state again which is unfortunate but oh well life goes on.

by Mrs Back ❤️🌹

I downloaded Possible after my sister told me about it. Linked my account sent a picture of my ID... did everything I was supposed to do. Went ahead and tried it out and did a loan of $100. Paid it off. Was my test run! So a month later I actually could use a loan due to unforeseen health issues only to be told they could not approve me now. Stating my account wasn’t linked successfully and couldn’t verify my income. Even their app states my account was linked successfully so tell me something else. Absolutely nothing has changed. My payroll is direct deposited every 2 weeks! Not sure what the point is for the ap really. Yea it worked the first time with no issues but I’m not the only one based off reviews that it’s mostly a one and done kinda thing. Not happy about that. Customer service was not helpful at all.

Sorry can’t recommend Possible.

by HaZeArtist

I’m the brokest person I know. I’m starting my second job next week, and I really needed some last minute cash to pick up some new clothes for work. I was really worried because there was a chance that without the right uniform, they might fire me from the position.
I set out to find a solution. I’m extremely wary of fraud, being pretty young and knowing that I need the best credit if I have hopes of doing literally anything for myself, but I was desperate. I found Possible, put in a request for 200, and it lent me 90 the next day, although I thought I’d get nothing since my credit is garbage. Thanks to them, I can buy groceries and the clothes I need so I can have an easier week- no need to ask friends.
The only thing is, I feel that Possible shouldn’t market itself as having “no credit check”, since I feel that it does, indeed, loan you money based on your existing credit. Good application, however-no scams here. 🦊

by Statp311

First - I want to start off saying.. Possible is 5 ⭐️⭐️⭐️⭐️⭐️ Stars. Customer service, time efficient, and reliable. I couldn’t be more happy from a company. I recommend this to anyone who is trying to build their credit, need cash quickly for emergencies, trips, family expenses etc.. I feel safe and secure using Possible. I worked with Natalie a few weeks ago who was so helpful with me and getting my issues taken care of and made a priority! She really made me feel like I was a valued customer and she cared about helping me. I then worked with Cody and he was so quick to respond to my emails! He work with me in every way he could to help me get another loan. Also! This is my second loan! I originally applied for a $200 loan in February which I paid off and my credit score when up within 3 months. I just got approved for another $200 loan today and I’m very excited to use the benefits of building my credit with it. Thank you both for all your help and dedication to your customers. Please tell your boss to take you out for a coffee or lunch, you deserve it! 👍🏼

by Nickxofficial

Honestly, this is a great loan company by far. I’ve been using this for a few months now and it has helped me cover my funds when I’m short on money. I got approved instantly for $200 and I’m really happy because it has helped me in a lot of ways. I was struggling with money and did lots of research about online loan. I still use Dave, Brigit, Earnin and this for cash advance in case I needed more. I had a really bad credit but man, after using Possible, I always pay on time. Sometimes I pay days early and my score just bumped up to almost 100 points! It’s insane believe it or not, this loan company helped me build my score up and it’s still going as long as you pay on time. I highly recommend Possible if you ever need building you credit or need money. This company will help you.

by Fleamarie21

I’m not gonna lie and say I had the best credit score. I had unpaid hospital bills, unpaid loans and credit checks that gave me a very low credit score. When I got my loan with this app finance, my credit was 508. Low, I know. I borrowed a small loan a few weeks ago and this morning I checked my credit score it was 519. I thought that was because of this app finance. Turns out, it wasn’t but something else had been closed making my score go up. Just got a notification from my credit karma app that said this app finance was added and when I looked my score was 572. I am literally crying with joy right now because I am almost out of the red. Possible is amazing and I would recommended to anyone trying to help rebuild their credit.

by Cassy000008

I’ve been using Possible for a few months now & thought they deserved a good review because I love it! I haven’t had any issues yet! So, you choose the loan amount you want and you get it in a couple days. You set up your payment dates whenever is more convenient and you even can reschedule them....it’s a different type of loan 🥰 I do love when it comes to them taking the payment they give me a heads up a couple days before & the day of so you’re not surprised when they take it. It does not run your credit when you apply. It does however report to your credit each time you make a payment & that’s what mattered the most to me & that’s why I downloaded! I most definitely recommend Possible 5 stars well deserved ⭐️⭐️⭐️⭐️⭐️🤩

by VshCvsh

So I decided to download Possible & apply for a loan just to see if I could get approved. I got approved, but for a smaller amount (which isn’t a big deal). Now the trippy part is I got an alert from Credit Karma about an inquiry from this app Loan, so now I’m thinking negative thoughts already, but I checked my score & my Transunion score jumped 59 points & my Equifax jumped 75 points!!! This has NEVER happened to me in my life & I’m just thrilled that I kept checking my score just to see if it was really real lol. I encourage anybody to please check Possible out. It’s really worth it & now I’m actually able to apply for & get approved for a credit card after being denied for YEARS!!!! Thank you this app Finance. I’m a true believer now!

by HawaiianJayDiggity

Just want to take a second to say how grateful I am for this loan.I needed a little help to get me past an emergency . The payback is awesome . They split it into fours with very little interest. Even when you have a forgetful memory like me and forget how to log into your account, and your account gets messed up. they have wonderful customer service agents like Natalie to help you get it figured out and back on track . If you can’t make your payment date , they are there to make arrangements for easiest payback. I wish I found this program a long time ago. Easy to pay back and always ready to help you. Thanks so much gang at this app Finance. You guys are lifesavers.

by Kita2333

I’ve been waiting a while for Possible to be compatible with my state (Ohio) and today I got an email saying that it finally was! I redownloaded Possible and requested a loan for $300. That was around 3pm. Around 7pm the same day, I got a notification that I was eligible for a loan for $125 which is better than nothing! I accepted and the money was in my account in less than 20 minutes. I’m very thankful because I have an expense coming up that I otherwise wouldn’t have been able to afford so thank you this app!!!! I also love the fact that the repayment is split up in 4 equal payments so you don’t go broke trying to pay everything back at once. This is my very first loan and so far so good!