1. Time-saving: Users can apply for loans online without visiting the bank or filing paperwork.
2. Instant decision: Users can get an instant decision on loan approval and compare interest rates and payment terms.
3. Privacy and security: The app uses the best security to ensure users' personal data is safe.
4. Bad credit loans: The app offers loans for people with less than stellar credit records.
5. Speedy cashout: Users can get the fund transferred to their account as fast as the next working day after their application is approved.
6. Reminder feature: Users can set a reminder for their next payment date and time.
7. Personal finance education: The app offers information on personal finance and loans.
8. Repayment period and loan terms: The repayment period ranges from 90 days to 3 years, and users will be notified of the final number before accepting the loan terms.
9. Annual percentage rate (APR): The APR ranges from 5.99% minimum to 35.99% maximum, and users will be notified of the final number before accepting the loan terms.