CashNetUSA Reviews

by Trafficsheep

Clearly this company pays for 5 star for reviews. With the interest they charge and the fees, they can afford it. Just needed an extra amount around the holiday. Visited the site from the respected MoneyLion service and this app was chosen as the “preferred” choice and was approved for $1300. So I spend a couple of hours connecting my bank account, providing details, and uploading a few documents. And then come to find out I’m not approved. This company while pretending to be legit is nothing more than a scam and is phishing for your private info, spending habits, etc. Be aware they won’t delete your account because they will bring up a so-called law that requires them to keep your information so they can further exploit your private info, potentially sell it to other fraudulent companies, etc.

by Belinda Astrop

I hate i even have to use this option, but i recently requested money as a last resort. Even after submitting a copy of a check their representative entered the numbers to my account wrong. Because this happened they made me wait till the funds were sent back to them before they could reissue to me. They left me out of town with no funds and treated me like it was my fault. At the same time my payment was due and because they had the wrong account number they could not draft my account then it showed up like i was past due and we all know what comes with the word past due fees!!!!!!! I don’t think it’s fair for them to ask me to pay any fees for their mistakes. I ask for some type of document in writing that i was not charged a fee and let’s just say......I’m still waiting on it which makes me feel i was still charged a fee even though verbally i was told i would not be. This is one bill that if i can ever get it paid off i will never and let me repeat never use this service again.

by Y.r.all.da.nicknames.taken?

Before downloading, I read some reviews and description carefully. Seemed like a reliable and friendly app. It says they don’t serve those in Texas but nothing about those in NJ. I tried signing up and after I put in all my PERSONAL information including social, it denies me because of my state. Why does my state matter ?? And why did they need my social right off the bat without even seeing if I’m eligible first. I know there’s probably more hoops i’d have to jump through before getting a loan but still... at least narrow down the state options before you have people getting their hopes up or sharing extremely personal information including address, how long I’ve been living at my residence, and social security number.... I hate even having to resort to this but life happens but now I’m worried about what’s going to happen to my information!! 😣

by Mariah35

I got a loan for $1,200 and so I did payment plans so that I can pay them off but if you do payment plans they rob you so now I calculated it all and I got to pay them $2,171 back I’m thinking about to take them to court cause I feel like I’m being scammed i have no credit so that’s the reason I went to them and I needed it for some bills so that’s why but do not trust them because after you get the money and have to pay it back and do payment plans and wonder why your bill is not goen down it’s because they add interest on it every day and they say it takes a year to pay off just some scammers

by Hoppy2bme

Great to have when in a crunch! Only had account a few months and my limit has already been raised!! Only gave 4 stars because let’s be completely honest, with the interest rate as high as it is, it is pretty much a payday loan. Also, loan statement says if loan is applied for before 10 am it will be deposited that day, but I have yet to actually have one deposited on the same day.
Wouldn’t suggest for a long term loan, but great when you’re in a bind! Overall very pleased and thankful it’s there when I need it!!

by MICHELLEC2283

As a last resort having to borrow money is never something anybody likes to do. this app has made it so simple and easy, even gives discounts/promotions and are flexible with payment arrangements if you can’t pay back your loan. My loans are funded quickly and applying is as simple with CashNetUSA as a push of a button. As soon as I pay off a loan I’m immediately eligible to request a new one. It’s nice to know I have a back up whenever an emergency comes up or I just need some extra cash.

by Kennercitycutie

The pay day loan way wa a better this was interest is added everyday I’m almost 3 weeks in and if I only pay 100 each payday I’m still at the price I borrowed don’t like it at all of course I pay more if I can ... in the beginning I was but the lady in the phone didn’t put in my right account number so I was paying 300$ well thought I was and though everything was all good ended up spending the money that I thought I paid on my account until I received a email that my payment was past due 🤦🏼‍♀️ yea that sucked but likes the payday loans a lot better I was only paying 45$ extra this way I’m paying way more

by XlxBeholdxlx

This isn’t a bad review or a good one. I needed the finances and Cashnet was there! I agreed to using them, so I’m responsible for paying them back. The interest is high but doable. If you’re not able to pay them back, it will be costly to you and frustrating when they expect you to pay them for their services. Overall it’s a good experience. I needed them twice and they come through. The faster you pay them back the better for you.

by Gertta

I was in desperate need of a loan for just a short time and couldn’t find anyone that would give me the chance to loan me money. But then I found this app and I’m glad I did because it was the best decision I’ve ever made. They were able to give me the cash I needed, to get myself out of a bind, that I was in at the moment. Their rates are fair and affordable. Every other loan company I tried, their rates were outrageously high. For example... a $600 loan would’ve cost me $2500 after paying it back through a different loan company. Which is absolutely crazy. I love that I found a company that I can trust. Whenever I’m in a bind and need money fast and won’t break me even more paying it back, I go through this app. Thank you this app for always being there for me

by Mflynn9812

I needed money asap for my bill that was cut off. 400$!!! I researched some apps and came across this one after filling out several loan apps. I got approved instantly and the money was in my account same day. I really like the fact that i can pay monthly payments instead of weekly and it also helps my credit!!! If you need money fast this is CashNetUSA for u!! Highly satisfied

by CaroAF

I have been a happy camper with CNU for 30 months and I have not even the first hint of a problem of any kind. My app works great on my IOS, advances are in the bank toot sweet and that man with the cap IS my hero, I would love to have drinks with him. Haha. Also I have passports outside of USA and same five star service. I pay my bill on time and try to always pay more than minimum. But you know what? I want to because the service is stellar, friendly, rewarding and positive. I think the company is full of lightworkers😘🎃🎃🎃🎃🎶☮️

by #Smooth

CastNetUSA helped me when I had no where else to turn. I was trusted by them. I was accepted even with my credit history. I am so thankful, so very thankful. The customer service is excellent. The on-line app is phenomenal. Everything you need to stay on top of your account is there for you. I have all GREAT comments - this app has left nothing to worry about ! One can even change your due date! This is more than I ever asked for or expected! Very loyal customer,
Cynthia Manis

by KcSusieQ

I have had great service, appreciate the very quick response to loan requests, it could be easier on us with low incomes to be able to make 1/2 the payments, and time to repay longer. Just a suggestion. Cash Net has helped me lots of times, yet this is the first line of credit or revolving payment loan I have tried, with CashNet. I really believe if you have paid your loans time after time, you should receive a very low Interest Rate on say every 5 loans at the current Interest, you could get 1 loan at 100.% interest rate with a $500 maximum amount you could borrow. Wish someone in the Payday Loan Business would try this for say 1 year as we go through the National Pandemic, as an offering CashNet could provide the low Interest loan, as a way to help us out here. Thank you for allowing me to express an opinion From Susan C. Winnie, a grateful Customer.

by Minvilla Manor

I am a senior citizen and only had a savings account, my loan could not be deposited into a savings account. this app explained to me what I needed to do to open a checking account, which I was able to do with there help. I resubmitted my request for a draw and the money was in my new checking account the next morning. this app support helped me each step of the way. Without this app I could not have paid for my medication. I am so very happy that this app is there to help seniors like myself. I appreciate this app very much for the help that they provide me. Thank you

by Tyrus_silvre

The company is what you expect and delivers on your needs every time. It also continues to push the issue that this is not a permanent solution to your problems but is there when you need it. The fees aren't bad in comparison to most other cash advance companies and the customer service is effective and efficient. They ensure that you are happy with the service and that you understand the responsibilities you have. Don't over estimate how much you can pay back and you should be fine.

by Tierra Monique

I really didn’t want to go looking for a loan but iDid it as a VERY last option but iRequest a loan and within a day gave me my loan to pay my rent but stuff started to slow down very very very quickly with my my work and wasn’t able to pay the loan back in full they still give you more time to pay it off!! If this was some other loan company they would be calling and calling and emailing etc. but this company will give more time to pay off if need and I’m very surprised and really thankful for everyone that works with this company

by Bellbrazz

I just want to give your Customer Service Representative, Tamika. She was so very nice, & very informative. Those are two things that are very rare these days. If all of your Representatives are like her I can assure I will most certainly continue to do Business with this app. Please let her know how much I appreciate her, & how much she has influenced my willingness to use this app, in the future, should I need your Services. I wouldn’t even shop around, I would just pull you up & go to your Request Form. Thank you for your ease, & quick response when Loans are replied for. And, mainly Thank You for having a Customer Service Rep like Tamika.

by Users Like Everyone Else

CashNetUSA is very reliable with a cost. I mean you can get 25% most off I just wish for user that use it a lot could have offered more discount into investing into CashNetUSA, but 5 stars for convenience and help support when needed assistance. So idk why people are disliking it really it’s not like they are forcing you to use it. So use discernment on using app like this if you need financial help just saying. Most of the users that use it have no problem paying the 66$ with 25% off if doing max funds which I have done about 5-6 times already. Overall great app just wish we could get a bigger discount like 35-45% at least. Thank you.

by Yeallen

I read the terms thoroughly and choose to you this app, and I’m happy I did can when I needed money in a hurry all I had to due is Access my line of credit and click the button type in the amount I wanted to with draw and Bam the next day it was in my checking account. And I only took out what I needed at that time. One time I have to withdraw the whole credit limit, and it was easy for them to get paid right out of my checking account on each pay day with no problem. Thank you cash net USA for the great customer service and for being there when I needed you.I wish they reported to the credit bureaus. That would be fantastic!

by Ganemaw

I tried to read all reviews before making my comments. Things to remember 1. This is a LOAN. You have to pay it back. Pay attention to contract. It’s self explanatory. 2. When you apply through CashNetUSA , it lets you know EXACTLY when it comes due. 3. They will get their money from your account as soon as it hits your account. So make sure you have it budgeted. And 4. They will try to work with you if you get in a bind.
The rates make it easier to get out of a hard spot than dealing with other companies. They offer discounts and they are upfront with everything and I have recommended them to friends. Great way to get over a hump!

by TaketheD

We’re all here for a reason....let’s not kid ourselves, we have financial issues. CashNetUSA/company makes it extremely easy to borrow money.:but remember it has be paid back...and you can get yourself in trouble. Depending what you borrow, your payback for next week can be $300..and they will snatch their money AS SOON as it hits your account. Depending on your check, now other bills can’t get paid. I wish they lower the biweekly payback to help us to get on track. Yes, you can call in for extension, but you only get that twice.

by Not Streesed

I
Robles borrowing from Cash Net. You know exactly who much you get. Payback is very reasonable. Very easy to borrow . I never dreamed I would have to draw money myself but cash net has made it extremely simple
It’s not questioned why you need the money. It is placed in your bank next day. You know how much you will get and payments are affordable, Cash Net has come thru for me many times when in financial bind. I can always rely on Cash Net

by FL_Tyler

I’ve used CNU quite a few times now and needless to say they always have my back and help me when I can’t help myself. They give you many options to choose from, all fees are upfront in bold before you agree to the terms, next business day deposit into the bank account; and they normally give me 2-3 weeks to pay it back. I love this company and will continue to use their services.

by Soundtuck

I’ve been using Cash Net for a while now. Hopefully won’t need to much longer but I like it. Haven’t had any issues and they even worked with me when I wasn’t able to pay after the final extension. CashNetUSA is easy to use. Just be sure you read and understand how it works. That’s what I’m getting from people who left bad reviews. They just didn’t fully understand how the pay back works.