Liberty FCU Mobile Reviews

Liberty FCU Reviews

Published by on 2026-04-07

🏷️ About: .


     


Is Liberty FCU Safe to Use?

We Investigate the app owner's website (Libertyfcu.org), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
80.9%

😎 Positive experience
19.1%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 12,982 combined software reviews.

Is Liberty FCU Safe?
Liberty FCU Mobile does not appear safe based on available data.
19.1/100

  Safety Analysis »»

Is Liberty FCU Legit?
Liberty FCU Mobile does not appear legitimate based on our analysis.
19.1/100



Read 20 Customer Service Reviews 😠💢

4.8 out of 5
Can’t pay a credit card from an outside account

I have a credit card from LFCU. Unfortunately unless you bank with them you can’t pay on it from LibertyFCU . I have to use my laptop. This is the only credit card I can’t make payments on my phone with. This is really retro, and should be addressed. I should be able to link my bank, and be able to make payments in app.

Transfers limits

There shouldn’t be a limit on the number of times I want to transfer MY money from accounts within your system. That is outrageous, I have been a member since I was 16 ( 15 years now). I feel this is something that can be simply removed. I’d love to hear your feed back on as to why There is a monthly limit on my transfers between in-house accounts.

A mess

LibertyFCU is a mess they don’t make it easy to find your credit card information and make payments. LibertyFCU has not been working. I have never had any problems till this change over

Can’t switch to another app & come back

It’s great that ETFCU is trying to be as safe as possible, but when you can’t even switch to your calculator app to add something up, then there’s a problem. While I’m checking my balance, I often need to look at what bills are pending and add them up to see if I need to transfer in any additional funds. But by the time you switch to your calculator app to do that, the ETFCU app has already logged you out. The same is true if I need to open another bank or service provider app and then switch back to ETFCU. It can’t be done without logging back in. Ughhhhh.

Credit card payments

LibertyFCU would be flawless, except for the inconvenience of not being able to pay a credit card from an outside account. It should be an option to pay a credit card the exact same way, and same place, as I would make a loan payment.

Great place

3.3% crazy! Better then the market

I was also looking to refinance my house. Called the last guy who dropped a point of my last loan, he couldn’t help me. He was with a major bank. Talked ti Evansville teachers about it the day I opened my account. By that afternoon I was in the process to dropping a point and 1/2 off and 10 year of my mortgage.
Forget the big banks. They only want your money. We also use another credit union and have a credit card at 7.9%. I will never use a big bank again.

Best platform I have ever used.

When ETFCU rolled out the new technology platform I asked, “Why?” The existing infrastructure seemed more than adequate. But after working with LibertyFCU ? Simple, intuitive, accessible, powerful. I have never used a better financial tool. Well done EFTCU!

Very rarely works

I have tried everything including deleting and redownloading and LibertyFCU works about 10 percent of the time. I really wish I could use the check deposit feature but it always times out.

Please fix never had this problem before

Idk if anyone has the problem but I can’t login unless I’m connected to the internet which is weird

Very good app

So far LibertyFCU has been very good. The only thing I wish it has was the ability to transfer money to other members accounts. There is another credit union whose app has this feature and I miss it.

Great app and company!

Love using this bank! I wish they would keep up with the interest rate hikes though. Moved a sizable portion out of here to somewhere that keeps pace with the rate hikes. Will definitely move money back when they pick up rates higher than what I’m getting elsewhere.

Pretty solid

Of course it has its downtime during service maintenance but nothing terrible. They stay ahead of their game with updated features, it is also very simplistic and has a great design for a locally owned bank.

Great App

Reminds me of the time when ATMs were new and how much they made banking easier! Easy for even an old fart like me! Love the transfer funds and bill pay options!!

Happy in Henderson

LibertyFCU is fantastic! It enables me to access all of my accounts and do almost anything! It’s easy to use and always works! Everything EFTCU does it does for me and all its customers! A company that truly practices what it preaches!!

Customer

I love the bank and the people that helped me get my banking started they were all so helpful thanks for every and great customer service

Personal touch

Whenever I need to do any banking I always feel like I’m the most important person being helped.

Love Love Love

LibertyFCU is great. I love the functionality and the ease of navigating through the appZ it’s easy for me to find my balances and history of spending. I also like the way it displays the perks of the Platinum checking account. Well done ETFCU!!

Denise

I like all the features of the new update, however when paying bills , they don’t always show in you scheduled payments. I paid something and it shows last time paid December 17 , but not in scheduled to come out and it’s not showing in my register of things deducted on checking.

Best mobile banking app! So much better than any competitor!!

From its facial recognition to the ease of use it is definitely user friendly!!

Great Banking App

What can I say-- it does what it's supposed to do and even allows for logging in via fingerprint and facial recognition. So much more advanced that my previous Credit Union I cant even express it.



Is Liberty FCU Safe? 🙏

Liberty FCU Mobile does not appear safe based on available data. JustUseApp Safety Score for Liberty FCU is 19.1/100.
This assessment is based on our NLP analysis of 12,982 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

89.7% of users say app is safe 👍
89.7%

8.5% of users have some concerns ⚠️
8.5%

1.8% of users say app is risky 🚨
1.8%


Is Liberty FCU Legit? 💯

Liberty FCU Mobile does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Liberty FCU is 19.1/100 .
This conclusion is based on analysis of 12,982 user reviews.

🔏 Privacy & Data Safety

Liberty FCU collected the following data from you:

  • Data Linked to You:
    • Purchases
    • Financial Info
    • Location
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data



How was your experience with Liberty FCU Mobile? Post a Review




Features

The powerful Liberty Federal Credit Union mobile app gives you safe, convenient access to your accounts on the go—including cutting-edge features that truly make banking easy. • View and manage all your accounts—including those held with other banks, credit unions, or brokerages—in one place with one password • Set budgets, transfer funds, pay bills, deposit checks and more • Make payments to friends with accounts at other banks or credit unions via text or email • Enjoy free access to your credit score, credit report, and credit monitoring with real-time alerts • View monthly checking account rewards progress, manage and redeem reward points, and enable purchase rewards with participating retailers • Toggle your Liberty FCU debit and credit cards off and on from anywhere, set card usage spend limits, and notify us of travel to ensure consistent access.

  Contact Support
Developer:
Liberty Federal Credit Union

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