Merrick Bank Mobile Reviews

Merrick Bank Mobile Reviews

Published by on 2021-04-02

The updated - and totally free - Merrick Bank goMobile app gives you the power
to do even more, right from your smartphone. You can check your account balance,
schedule and view your payments, view your account transaction details, set up
notifications — and lots more. Plus, with our l...



Table of Contents:
1. Reviews
2. Is it Safe?
3. Is it Legit?
4. App not working?
5. Report Issue


Merrick Bank Mobile Reviews


  • By

    App will not remember my login info

    Everytime I login I select the box “remember me” and then proceed to use application settings to allow for quick preview. Then I attempt a login later in the day and once again both these options aren’t saved. The app has deleted my user ID and does not allow me to use quick preview. I have used the app for almost a year, only recently has this become an issue. Please fix. Other than that I had loved the app. App update: I changed my one star to 5! My issue was the system deleting my user info for quick log in. The issue has been continually fixed for about a month now, I’m happy to report this no longer seems to be an issue. Now for the positive, what I like about this cc app in comparison to others, my payment post next day, this makes Merrick my go to cc if I want to make a last minute charge. I really like having my bank payment post quickly. My only complaint now resides with rewards, this card offers zero, but has no annual fee or other random fees. I do really like that Merrick gives credit line increases every 6 months with no fees also. I will keep this card forever.





  • By

    Bill payment

    🤬🤬🤬🤬 Not being able to pay via debit/credit card has absolutely made this card worthless too me!!! I’m not accustomed to waiting 4days for you to take your money after I’ve given you authorization. They have hit me with returned check fees every month now for the 4 months that I’ve had the card😡😡😡😡. In 2019 you would think that every credit card company would get the memo that we need the payment process to be user friendly!!!!! Of all my credit accounts merrick bank is the worst when it comes to taking and accepting payment. Make sure you read about acceptable forms of payment when you apply for a card!!!! I’ll never make this mistake again. NEVER AGAIN!!


  • By

    Recent transactions

    I have called about the app only showing me transactions from April and May of 2016!!! It is Nov 2017, this has been the case since September 2017. I was advised they knew of the problem and were working to fix it. I still have not seen an app update and the problem is still happening. With all the credit card fraud, I will not be using my card at all until this is fixed. There is no easy way for me to check pending transactions to verify activity on my card. Until this issue that is extremely overdue to be fixed, I was satisfied with the app and card. (I was instructed to uninstall and reinstall... i did that, it did not fix anything.)


  • By

    A really really great company!

    First of all, Merrick has given me the best opportunity to repair my credit. I have been working hard to do this. When I lapsed on a payment , I was charged a late fee. I was so upset and thought I’d try to see if Merrick would forgive my late payment just this once. Guess what? They did! The rep was so kind and helped me in 5 minutes or less. Thank you, Merrick for understanding the human experience. 🙂


  • By

    Worst App in My Phone

    This is undoubtedly the worst and most unreliable app that I have in my phone. It rarely remembers me, requiring me to log in. It often won’t open and appears to be loading endlessly. When I attempt to perform tasks, including logging in and making a payment, I repeatedly get an “Invalid Request” notice for no apparent reason. I’m glad that I have credit cards with other companies that I can readily recommend friends to use because apps are a big part of what many of my associates take into consideration and having a terrible one like this is a no go.


  • By

    Payment method

    I have had my Merrick card for several years andNever had a problem with making a payment with my debit/ credit card even when I pay by phone. I am very happy with Merrick. The only thing I have ever been unhappy with them is some of the fees. Ie: lost card fee etc. I think they are a little high but that goes with the territor


  • By

    Love the app

    I’ve had this card for a year now along with the app. I have never had an issue with the app. I login everyday with no problems. When I make a payment it’s posted that day. Not sure what the negative reviews are about. The app is always working and is very easy to use.





  • By

    Update Review

    Since the update on 2/22, this program has been working perfectly. I originally rated it one star, but I’m upping it to five. Remember login info now, and I’m not constantly having to reset everything. Thank you for finally fixing this issue!!


  • By

    iOS Merrick Bank App not loading 🤬

    So I’ve been trying to learn this app to make payments on my credit card and it seems to be down or not responsive for days. Can the developers try to get something right with this app. Could you please send out a message saying app is down with a link to the website. I mean come on a little humanity can go along way in stead of the users deleting and reinstalling this app just to find out it’s still not working .


  • By

    App is very slow to load and unresponsive

    I love my Merrick Bank card but their app is slower than a 25 year old pc. It takes literally over 90 seconds to actually sign in or move from to each new screen when making a payment. I honestly feel like it’s going to time out and not process every time. Their website is as bad and several times will timeout. It actually freaks me out a little that they are probably very susceptible to hackers.


  • By

    Good App

    I’m new to being a Merrick Bank customer but the app is really simple and it lets me see my available balance and credit! Also , I love that I can use Face ID cause it makes logging in so much easier. The app is easy to navigate.


  • By

    RV Payments bad set up.

    You have to Google ‘Merrick Bank make RV Payment’ to get to the link, the home page log in is not the same as your RV Log loan acct. so you are stuck. The home page needs to have a link to RV Payments, or create a new app specific to RV Payments, it should not be this difficult. The Mobil Merrick App is just if you have a credit card or bank acct. terrible on line process. Great lender though.


  • By

    What’s the point...

    Of remember my login or Touch ID if it’s going to lose the credentials?! People this day and age rely on such things for easy access and a streamlined process to getting into their accounts. I know I do. No one wants to call customer service or do anything like that, just to log into their portals. Compared to other banking apps, this one is poorly designed, poorly functioning. Don’t know where everyone’s money is going 🙄.


  • By

    Do not get this card!!!

    Do not get this card! They advertise that they help build your credit and you’re prequalified, but once you activate the card, there’s already $150 worth of charges on the account!! Says it’s the activation and tax fee, but was never disclosed beforehand! Now I can’t close the card because it’ll affect my credit score so I have to make the payment!


  • By

    Need to add Quick Freeze to app

    App works great for just viewing balance, etc, but it would be really helpful if the Quick Freeze feature was available on the app instead of just on the website.



A better way to Contact apps


You can now contact Merrick Bank Mobile customer service directly
via Email using our new site - AppContacter.com

Contact Merrick Bank Mobile directly


Is Merrick Bank Mobile Safe?

No. Merrick Bank Mobile does not seem very safe to us. This is based on our NLP (Natural language processing) analysis of over 439 User Reviews sourced from the Appstore and the appstore cumulative rating of 2.6/5 . Justuseapp Safety Score for Merrick Bank Mobile Is 15.3/100.


Is Merrick Bank Mobile Legit?

No. Merrick Bank Mobile does not seem legit based on our analysis. This conclusion was arrived at by running over 439 Merrick Bank Mobile User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Merrick Bank Mobile Is 15.3/100.


Is Merrick Bank Mobile not working?

Merrick Bank Mobile works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.




Have a Problem with Merrick Bank Mobile? Report Issue

Leave a comment:



Why should I report an Issue with Merrick Bank Mobile?

  1. Pulling issues faced by users like you is a good way to draw attention of Merrick Bank Mobile to your problem using the strength of crowds.
  2. We have developed a system that will try to get in touch with a company once an issue is reported and with lots of issues reported, companies will definitely listen.
  3. Importantly, customers can learn from other customers in case the issue is a common problem that has been solved before.
  4. If you are a Merrick Bank Mobile customer and are running into a problem, Justuseapp might not be the fastest and most effective way for you to solve the problem but at least you can warn others off using Merrick Bank Mobile.


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