Spending Account Mobile Center Reviews

Spending Account Reviews

Published by on 2026-04-24

🏷️ About: .


       


Overall Customer Experience 😎


🤬 Negative experience
64.0%

😎 Positive experience
36.0%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 475 combined software reviews.

Is Spending Account Safe?
Spending Account Mobile Center appears generally safe, but use with caution.
36/100

  Safety Analysis »»

Is Spending Account Legit?
Spending Account Mobile Center appears legitimate, though exercise caution.
36/100



Read 20 Customer Service Reviews 😠💢

4.2 out of 5
One of the worst apps out there

1) Does not read scanned receipts despite claiming to do so.
2) Arbitrarily changes eligibility dates for claims (may be an administrative issue not an app issue but customers should be notified through SpendingAccount )
3) Signed up for direct deposit over a year ago and I’m still getting checks despite multiple calls to customer service in which they assured me this had been remedied.
4)Bad layout/claim interface: Dates of service should not be at the top before your invoice is even entered, leads to accidentally skipped entries that waste time.
5) Seems like flaws are suspiciously intended to facilitate claim delays and denials.
6)Gets 1 star instead of 0 because it’s still easier than making claims over the phone.

App never works

I don’t use SpendingAccount often, but every time I do, there is some new feature that doesn’t work. I logged in and SpendingAccount wanted me to change my password. Usually this part is difficult, but I managed to get past this. As soon as you change, you need to log in again. Annoying, but not unusual. I logged in and it asks you to select a method of verifying and says it cares about my security. The page turns white and nothing shows up. No selection to text or email. There is a number to call for help and the assistance is direction to access from a PC. I have the mobile app on my mobile device but I can’t use it because I’m apparently not seeing enough of the screen to make a selection to verify my identity so I need to find a pc to access the mobile app. Makes no sense.

Recurring bills

I don’t think you should have to turn in proof every time you use the card in regards to monthly recurring charges. I have a few appointments or medications that I fill every month for the same thing even at the same price. Why do you need proof 12 times a year for the exact same charges?

Log in hassles

Decent software for filing claims once you can log in. The last two times I have tried to log in my Face ID was turned off by SpendingAccount and when I logged in via user name and password my password was not accepted so I had to request password change and answer 3 questions and then create a new password, log in and turn Face ID back on. It took longer to log in than it did to submit 3 claims! 2 stars is generous!

Password reset too frequent

The frequency of the password reset is ridiculous. My bank and cc are this secure. And the fact that it doesn’t allow phone or other password savers to store your credentials makes me have to reset my pad almost every time.

Could use some improvement

Overall SpendingAccount is pretty easy to use. One area that could be improved though is having SpendingAccount remember a profile(s) for your dependent care provider(s). It’s a pain to have to type in the provider name and Tax ID number every time you are making a claim!

Functional and fine

Interface is a little old school and clunky but is straightforward and works well enough

HSA Account

SpendingAccount has great functionality and ease of use. You can make contributions for prior years up to tax time, or make for current year. Linking transactions to your bank account makes it easy and efficient.

Easy to use

Easy to upload receipts and transfer money to my account directly. Love that I can have my receipts on file just in case I need to reference them.

Extremely convenient

SpendingAccount is very intuitive to use and extremely convenient to upload and submit documentation or receipts.

Easy to use

I love SpendingAccount & the ease to submit and get reimbursed. The only improvement I would recommend is to allow SpendingAccount to remember the user name for the ease to login

Easy and convenient.

I primarily use to cover my monthly Medicare Advantage Plan premiums. Easy request form and quick receipt upload. Payments directly to my checking account is a plus!

Submitting claims made easy

It’s easy to upload and store receipts to then use for filing claims later. You can also take a picture of you receipts and attach to your claim. Very easy to use.

Love it!

You can easily upload receipts and attach them to the charges as they come in and if you forget to use your FSA card, you can submit a payback to yourself very easily

Quick and efficient

The application is very simple and easy to navigate with user functionality available on the right portions of the screen some people complain. It does have minimal applications. The website applications is a better version. SpendingAccount is quick and easy to use in a pinch upload receipts file claims. I have not any issues utilize any app, downloading it

Easy to use

SpendingAccount makes using this FSA card so easy. Take a picture of your receipt, save it in your receipt organizer & you never have to worry about finding an old receipt if they need “documentation“ later. Which all FSA’s do!

Reimburse

Good customer service they've always been quick and efficient. SpendingAccount is simple and easy to use. The reimbursement process was easy to use and I’ve had no issues with this account.

Makes Life Easy

So great and easy to navigate. Can transfer funds quickly and easily to my account for reimbursement purposes and the money transfers quickly. Love the investment portion of my account and that I set the limits. Can easily see all disbursements and deposits and the biometrics for app opening works great.

Great service, Easy app

Using the Spending Account app on my phone to access my Cone Health benefits has mad managing our family’s health benefits fast & easy. Anytime I’ve called to get help with resetting a password or had any other question, the call center member has been courteous and helpful, professional, and patient in helping address my needs. I really appreciate their attention & eagerness to help.

Best service our company could have signed up for

Super easy to use and claims are taken care in a timely manner. The customer service available via email and SpendingAccount are amazingly great.



Is Spending Account Safe? 🙏

Spending Account Mobile Center appears generally safe, but use with caution. JustUseApp Safety Score for Spending Account is 36/100.
This assessment is based on our NLP analysis of 475 user reviews. Combined with the app store average rating of 4.2/5.


Is Spending Account Legit? 💯

Spending Account Mobile Center appears legitimate, though exercise caution. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Spending Account is 36/100 .
This conclusion is based on analysis of 475 user reviews.




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Features

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details.

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Developer:
Trion Group, Inc.