Accounts 2 Checkbook Reviews

Accounts 2 Checkbook Reviews

Published by on 2025-02-06

🏷️ About: *** For the latest features and enhancements, please check out our NEW Accounts 3 Checkbook app, now available for download from the App Store! *** Featured by Apple in "What's Hot" List Accounts 2 is an easy to use application to replace your paper checkbook. With the Accounts 2 application, you will have a quicker and more convenient way to track your daily finances.


       


Is Accounts 2 Checkbook Safe to Use?

We Investigate the app owner's website (Svtsoftware.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


😎 Positive experience
66.8%

🤬 Negative experience
33.2%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 6,650 combined software reviews.

Is Accounts 2 Checkbook Safe?
Accounts 2 Checkbook is very safe to use.
66.8/100

  Safety Analysis »»

Is Accounts 2 Checkbook Legit?
Accounts 2 Checkbook looks authentic and legitimate.
66.8/100



Read 20 Customer Service Reviews 😠💢

4.5 out of 5
Well that’s rude

This has nothing to do with Accounts2Checkbook itself. I’ll admit the Accounts app I’ve been using has been great and I have no doubt the new one is just as good...HOWEVER, that just adds to my frustration. I haven’t even used the new Accounts 2 yet because ALL my account info is on Accounts2Checkbook I have been using and been happy with for YEARS “Accounts”. Unfortunately, the lovely little programmers at Accounts apparently didn’t feel like the original app was worth keeping and as such did not upgrade it to make it compatible with the new iOS 11, which forced me to buy an app I ALEADY HAVE! And because the original Accounts isn’t compatible I can’t even open it anymore to find out how much money I have! 🤬 Sure it’s only $2.99 for the new app, but the fact that I had to buy an app I already have and can’t use it until I back up an reload on iTunes is infuriating. Because of my long history using Accounts2Checkbook I felt stuck/forced into buying the new one, but if I was looking at Accounts2Checkbook for the first time I definitely wouldn’t buy it. I’m not a fan of being forced into rebuying things I already have just to keep using what I have been using... 🤔

Awesome App, Horrible Customer Service

I started using the first version of Accounts2Checkbook a long time ago. The simplicity of Accounts2Checkbook makes it for me a must have. So far, when it comes to Accounts2Checkbook I have zero complains.

Recently, because Apple notified me that Accounts2Checkbook will stop working with newer versions of iOS (version 11 and up) because it is a 32 bit app, I tried contacting the developer via Facebook since it seems it's the only way to do so (via messages and comments), and I got no answer. The last activity from their page is from 2015 it seems. Other users also got no answer to their questions. I took the risk of buying Accounts2 and last night after testing the iOS 11 beta, Accounts2Checkbook will crash as soon as it opens.

So, unless you're planning to stick with iOS 10, don't bother buying Accounts2Checkbook. And while it seems the last app update was on April 2017, make sure to wait check the version history for anything after that date stating they fixed any iOS 11 issues before getting Accounts2Checkbook.

Exporting QIF files - unacceptable bugs

I almost never give bad reviews, but I paid for this application and it’s not as good as the one I had for free. The one I had for free is no longer compatible with iOS, granted, but when I pay I expect an application to work AT LEAST as well as the free applications of yesterday.

For one thing, apostrophes don’t work when you import them into Quicken. They look a little strange with a trademark symbol and something else. I can’t even tell what it is. It almost like I am importing from a different codepage whatever. that All I know is it worked on the free app.

Secondly, and even worse in my opinion, is that split transactions were not imported into quicken properly. Each split becomes a new transaction in quicken. I find that to be unacceptable. Again, the free product handled splits perfectly and you ended up with a single transaction with the split amounts showing as “split” as you would expect. It’s very frustrating to take the time to split a transaction in the four categories and end up in quicken with four transactions.

Best so far

This is the 3rd checkbook app I have tried. It is also the best (so far)and the most user friendly one I have tried. I had no trouble setting up the account and entering all the information, however, there are 2 issues I have with it, one of which may be a deal breaker for me.
One being that you cannot split a recurring transaction. I have the same deposit every month and I split them into all the categories I need. It would be nice to set this up and not have to enter it all every month. I could live with this though.
The other is not being able to see a report of what the balance is in each category. One that will carry over each month. A cash flow report. You can see the income as well as the spending each month but it does not carry over. This may well be a deal breaker as I do refer to this often to know what I have available in each category on any given day.
I would recommend Accounts2Checkbook.

Loving this check register replacement!

I finally gave up the old paper check register and ventured into modern banking. I wanted an app that would do basically the same thing as my register only better, faster, and easier! I think I have found it with Accounts 2. It’s easy to enter transactions on the spot and easy to reconcile with my bank every few days or whenever I get a minute. I like that the “memo” line shows in the account view so that I can easily recall what a transaction was about.
What would I like in addition to make it 5 stars? 1. The ability to have a “note” about each account where I can “write down” how I have the account set up to work with Accounts2Checkbook . This would be very helpful as I have several savings accounts to keep track of. 2. The ability to “nest” accounts...such as multiple users within one checking account. My husband and I keep our personal money this way (in our joint account) rather than actually having separate accounts. It would be helpful to see the balance of the joint account separate from our personal accounts.

Finally found a decent one!

I used iReconcile for several years, but they stopped updating and it quit working consistently.
I searched and paid for several apps looking for a replacement, I found Accounts2 and was thrilled with it until I had trouble with syncing between my iPhone and iPad.
Well! It's syncing fine now! But I still use my email to keep a back up....I set up the sync this time by using my iPhone as the primary instead of the iPad, I uploaded everything as it suggested, but it kept downloading a past setup to my iPad, so....I uploaded to the cloud again and did it three times in a row hoping to erase anything from the past, it crashed....then I downloaded from the cloud to my iPad and it was exactly the same as the phone....it's been working for about three weeks now....I'm thrilled!
I'm grateful for Accounts2Checkbook being taken care of with current upgrades.

My best pick of several similar apps I have tried

I have been using Accounts 2 for many years now. I tried a few other apps and liked this one the best. I really like being able to have numerous accounts, the ability to transfer from one account to another, and seeing reports and how much I’ve spent by category.
There’s a bug that’s been in Accounts2Checkbook for years - check numbers. When you tap the check number box it automatically populates (what should be) the next number, however, I noticed that it populated with the next check number of whichever account you last wrote a check from and NOT the correct account that you are actually making an entry for. Who writes checks anymore though? I actually do because many service people (yard, house cleaners, pool guy, etc) are old school and only take checks still!!
I would REALLY love to see the ability to duplicate an entry!! Often times I have multiple entries of the same type of expense. It’s would extremely helpful to have a duplicate function.

Wonky Sync Issues with iOS 13

Hope the Developers are reading this. My iOS is 13.2.3. Recently I’ve been receiving non-stop pop up notifications that say: ”Failed to upload document to iCloud will try in a few seconds.” My iCloud account is fully functional and I can manually sync. But then this message appears when opening app and doesn’t stop appearing no matter what you press, making Accounts2Checkbook unusable. I have to disable iCloud when this happens. Please fix - love Accounts2Checkbook otherwise! Only other feature that would be awesome would be the ability to change account within any given individual transaction- as sometimes you inadvertently put a charge in the wrong category. Please fix sync issues - you need to stay compatible with iOS updates otherwise people will bail. Sync stability is key - as users spend years entering in bank data and backup is critical. I lost all my data with another app. Got your app which I love. But now sync is wonky. Please fix!

SAVED OUR BACON!

With two of us using debit cards on our joint account, as well as having all our bills automatically paid electronically, and online shopping, it was becoming a harrowing experience (not to mention how much time it took) for us on checkbook-balancing day. But with conscientious use of Accounts2Checkbook, religious collection of receipts deposited in only one location immediately upon returning home, and only a few minutes to compare Accounts2Checkbook with a printout of our bank’s recorded transactions twice a week, we no longer have to worry about having “enough left in the account” to pay a forgotten annual bill!

Accounts2Checkbook allows us to monitor transactions in a savings account, our joint checking account, and a bill-paying account. All I have to do is make sure I manually record every transaction in Accounts2Checkbook , just like I would a paper checkbook register, but I DON’T HAVE TO DO THE MATH!!!🥰 I can add & subtract alright, but don’t expect me to even say 2 + 2 = 4 if I’m trying to find the source of a discrepancy!

I am so pleased with Accounts2Checkbook! Did I mention how affordable it is? FREE! So, THANK YOU to the developers! Please,

This app is a life changer

Accounts2Checkbook has helped me keep track of and actually budget all of my household’s expenses. I love that it doesn’t require you to connect your accounts to track expenses. I rely on Accounts2Checkbook to manage all of our checking, savings, credit cards, and cash. Accounts2Checkbook also keeps track of my recurring expenses, therefore I never forget a payment. All around a wonderful app. I have recommended it to 3 of my close friends already.
Update after years of using Accounts2Checkbook: Accounts 2 is a big reason I was able to buy a house. Meticulously keeping track of all of my expenses by using Accounts2Checkbook allowed me to develop a budget and cut out all unnecessary spending. Accounts2Checkbook allowed me to track and manage a large financial goal with such ease. Thank you developers.

Keeps me on track

Have been using Accounts2 for about a 1 year now and it has been awesome! This has helped me have a better handle on my budget! The only thing I would like to see when doing monthly reports is to have the option to shows reconciled for the month instead of all transactions. I put bills in recurring 2 weeks ahead to remind me when it’s due & what to expect. To put the option of reconciled and all transactions as options in the reports would help me budget even better! Other than that I highly recommend Accounts2Checkbook!

* In settings it has that option but it’s not showing all the reconciled. For example I want to see how much I spent in groceries mid-month and it’s not showing up. Instead I see a little reconciled with a little non-reconciled. Could use some help on this one.

Great app to replace another checkbook register app that stopped working

I had been using a different checkbook register app from 2015 until around June 2020 when Accounts2Checkbook stopped syncing between devices and the developer wasn’t providing support anymore.

Accounts2Checkbook is even better and usually syncs between my iPad and iPhone, but sometimes I have to back it up and upload the backup from one device to iCloud and download the backup on my other device and then it starts syncing again. Like I’m going to have to do now…but it’s been a nice replacement and keeps me from inadvertently overdrawing my checking account, which was the reason I decided to start using a checkbook register app back in 2015. Haven’t had that issue since I started using Accounts2Checkbook, so I’m happy with it.

Definitely worth the price

I am very grateful for the Accounts2 app. It’s simple and does what you would expect from an electronic checkbook. My favorite part of Accounts2Checkbook, and the saver for me, is recurring transactions. I set my bills up and I know exactly what I have coming due. Accounts2Checkbook automatically adds those bills to the ledger on the due date. That allows me to stay on top of my bills, eliminate unnecessary bills, and allows me to see if I’ll have enough money in the bank. The income and expense charts have been very handy to see where my spending goes. I use Accounts2Checkbook literally everyday, and I use separate heavy-duty software on my computer for Accounting purposes. Accounts2Checkbook does a great job of managing my bills and watching my cash flow. If you are looking for an electronic checkbook, you can’t beat the price on Accounts2Checkbook.

Helps me keep track of my bank balance

With everything being done electronically these days, I needed a way to keep track of my bank account. I’ve used other “check book” registers but after awhile they all go away. So I took a chance on this one and purchased it. It does everything I need it to do and more. I’m not worried about doing a budget on here but I like the way it shows you how much you spend in each category (as long as you enter that info). I also love the ease of quickly entering the data. Once you enter a name and a category, it remembers that info for next time. As soon as you start to enter a name, it shows you the list of names beginning with that letter, tap the one you want and it adds the category in for you. All you have to do is enter the amount. Great for when you are on the road and need to enter a purchase quickly.

There are a couple of features I would like to see. 1) a way to be able to sort, either by amount, date or by name. 2) a search feature.

Overall it more than meets my needs.

Keeps Me Honest

I love Accounts2Checkbook! I’ve been using it for a couple years now and it’s helped me to keep on top of my finances and budget with the different in-app features that are available. One of my favorite features is the Recurring Transactions feature. Every one of my bills are set-up on auto debit. With just a one-time set-up in the Recurring Transactions tool I’m able to automatically record every bill and my monthly income to show on the 1st of each month. Once the transactions are recorded on the ledger, I know exactly how much surplus money I have left for the rest of the month without having to do the math myself. Then as the recurring debits and credits hit my checking account, all I have to do is check off each transaction in Accounts2Checkbook . Accounts2Checkbook keeps me honest with my budget and keeps me organized as it’s less for me to do with keeping track each month.

Keeps me sane

I have been using this since February, 2013 (I just searched through my transactions to the first one!). I have a TERRIBLE habit of not logging transactions immediately, so I never knew what my balance was when I used a paper ledger. I tried several apps but they weren't what I needed. This is perfect for me. I have reminders set up with my bank to text me for transactions over .01 (yep, that's ALL of them). Every couple of days, I pull up those texts and enter them into my log. I probably could do without Accounts2Checkbook and just rely on the bank alerts, but I'm not ready to cut the cord yet. Besides, unlike my bank, Accounts2Checkbook shows me exactly where my money goes and how I'm doing with my (non-existent) budgeting. I categorize entries as I make them. I would have to go to my bank website and amend all of the transactions once they're posted. This is much easier, quicker and accessible without needing an internet connection.

OG user

I’ve been using Accounts2Checkbook since 2013. It helps me stay aware of all my transactions and with the manual data entering needed it keeps me fully aware of my financial position. Makes it easier to use credit cards that earn cash back rewards without spending more than the cash I have. Helps me plan and know if I can make big purchases. I love being able to look at my pie charts to see how my spending has been to see if I’ve gone overboard in any categories.

Developer ?: Im considering upgrading to the next app Accounts 3 but want to know if there is a certain feature added before I download it. Is there an option to hide old closed accounts from the main page? Cause I want to keep my data and all the information since there’s transfers to and from still active accounts but no new activity can happen on the closed account. Is this a feature on Accounts 3 or any others of your apps?

Customizable and Flexible

I’ve been using Accounts2Checkbook for several years and absolutely love it! It gives me the ability to track everything - including checking and savings, loans, credit cards and retirement accounts. When I originally searched for an app, almost every other one on the market tries to simplify and do so much for you, which unfortunately takes power away from the user. I wanted a way to simply keep a checkbook style ‘file’ of every dollar spent and earned without too much else getting in the way. Accounts2Checkbook does exactly that!

One future improvement I’d love to see: allow us to add ‘pending transactions’ that don’t affect the total balance on an account. For example, if I know a paycheck is coming on Tuesday, I want to be able to enter it into my checking account without adding to the total balance. Maybe a toggle to add/remove the amount in a similar way the accounts level works where you toggle an entire account to apply to your balance or not.

Great Application

I have been using Quicken for years on a a Windows system. Recently I decided to simplify things by moving all my tracking to my IPad. Although Quicken can do a few more sophisticated things my needs had evolved to tracking bank and savings transactions and getting a synopsis of income and expenses as needed. This application is simple and very easy to use but does everything I need. You can even do a split entry for type of expense which I use for my credit card payments. The reports are simple and fast and very visual with pie charts. It is super easy to add accounts and delete or change as necessary. I was pleasantly surprised that recurring entries could be set up as automated entries. I have not had any issues so far and am quite impressed with this application and the extraordinarily reasonable pricing. I’ve been using applications over many years for financial tracking and analysis. Sometimes you need something that does the basics plus a bit more and nothing further. This is it.

Almost perfect

For a free financial register, this is a very good application that is easy to use with a good number of features. I would give it a 4.5/5.0.

1. Please add the ability to post a recurring transaction.
As an example, let’s say I have a number of automatic payments scheduled over the next two weeks. I want to show them as pending in the register as a reminder.
Can you add a feature to post an entry from the recurring list so that it is written to the associated account, and updates to the next scheduled date in the recurring list?

2. Add the ability to obligate a transaction.
In a similar vein, I may want to make an entry that I know I will do next week, so I enter it into the register as an obligation. But, it would be helpful to be able to distinguish that transaction from an obligation to a commitment. In other words, enter it ahead of time as a reminder (and to reserve the funds). When the day comes I then do whatever and make that transaction. Then, once I’ve done it, I can switch from obligated (a mere reminder to do something) to committed (I’ve actually done the thing).

3. Give me the ability to hide accounts that are no longer active, without losing the transaction history associated with them.



Is Accounts 2 Checkbook Safe? 🙏

Accounts 2 Checkbook is very safe to use. JustUseApp Safety Score for Accounts 2 Checkbook is 66.8/100.
This assessment is based on our NLP analysis of 6,650 user reviews. Combined with the app store average rating of 4.5/5.

Safety Analysis

76.3% of users say app is safe 👍
76.3%

17.5% of users have some concerns ⚠️
17.5%

6.2% of users say app is risky 🚨
6.2%


Is Accounts 2 Checkbook Legit? 💯

Accounts 2 Checkbook looks authentic and legitimate. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Accounts 2 Checkbook is 66.8/100 .
This conclusion is based on analysis of 6,650 user reviews.

🔏 Privacy & Data Safety

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Features

You can schedule transactions, transfer funds, capture photo receipts, reconcile, view reports, export data, print, and much more.

Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose.

Reorder your accounts from the account list in any order you choose.

Accounts 2 is an easy to use application to replace your paper checkbook.

Configurable settings and themes to customize the Accounts 2 application based on your preferences.

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SVT Software


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