Neu Money Reviews
Published by Neu Money Inc. on 2026-05-17🏷️ About: Neu is the alternative credit card designed for college students. Build credit from scratch with no interest, no late fees, and no debt trap.
🏷️ About: Neu is the alternative credit card designed for college students. Build credit from scratch with no interest, no late fees, and no debt trap.
We Investigate the app owner's website (Neumoney.app), verify their legitimacy, and uncover hidden scams and complaints.
Applied, got a hard hit on my credit. Almost a week later and still waiting on a decision. They slow so don’t waste your time
Hard credit check
Horrible customer service. I don’t think I will continue to use. Plus declined for everything. 👎
All it gave me was a hard pull on my credit and that’s it.
They mess with your credit without approval total waste
Hard inquiry & no verification
I can’t finish loading the application.
Was approved within 24 hours however I didn't get to choose my plan.
I’ve had their card for quite sometime now and I love how convenient NeuMoney is. Especially as someone working their first job, it has been great to track my spending to make sure I am not going over my limit. And they also have this cool feature where you get regular credit score updates!
I also found the process to apply beginner friendly and the customer service was super helpful. Highly recommend.
Card looks nice. App is easy to use. Customer service is helpful. Overall I am very happy as I don’t have much credit history and find it hard to get approved.
Easy to use, applied from my phone, approved pretty quickly
It was super easy and fast to get approved
Neu Money: Build Your Credit is very safe to use.
JustUseApp Safety Score for Neu Money is 75.1/100.
This assessment is based on our NLP analysis of 462 user reviews.
Combined with the app store average rating of 4.9/5.
Neu Money: Build Your Credit looks authentic and legitimate.
Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Neu Money is 75.1/100 .
This conclusion is based on analysis of 462 user reviews.
Neu Money collected the following data from you:
Inside the app you can: apply for the card, select your subscription plan, select your card design, link your bank account, set up autopay, view your card details, view your transactions, view your card summary and statement, freeze your card if you lose it, unfreeze your card if you find it, order a new card if need be, and contact customer support.
Even if it’s your first credit card, we walk you through the process and help you understand any confusing terminology.
We do not require applicants to have a credit history…so if this is your first credit card, you are in luck.
This plan is great for first time card holders who want more spending power.
This plan is great for first time card holders who are on a tight budget.