Affirm Debit Overview
What is Affirm Debit?
Debit+ is a debit card that allows users to pay for purchases over time, both in-store and online. Users can choose to split payments and have the flexibility to pay for items right away or give themselves extra time when needed. The card purchases start out as debit charges, and users have 24 hours to decide to split the cost on any eligible purchases. There are no fees, and users won't pay interest when they choose to split a purchase.
Features
- Split payments for big and small purchases
- Split eligible purchases into 4 payments over 8 weeks
- Pay 0% interest when choosing to split a purchase
- No fees charged
- Pay with Affirm Debit+ almost anywhere
- Digital card available on mobile phone
- Physical card available in the app in 4 colors.
Official Screenshots
Product Details and Description of
Debit+ is the first debit card that offers you the flexibility to pay for purchases over time, in store or online. It’s a brand new way to pay later—pretty much anywhere. Choose to split payments Use Debit+ for big and small purchases. It’s your everyday card to pay in full or choose to split the cost of eligible purchases later in the Affirm Debit+ app. Have the flexibility to pay for items right away, or give yourself extra time when you need it. Split eligible purchases into 4 payments Your card purchases start out as debit charges, then you have 24 hours to decide to split the cost on any eligible purchases. After you’re approved, you’ll make 4 equal payments over 8 weeks. Pay 0% interest When you choose to split a purchase, you won’t pay interest. From your first payment to your last, your total purchase amount never changes from what you see up front in the app. No fees, no kidding We don’t charge any kind of fees. Instead, you get a simple and transparent card that makes you feel good about your purchases, with no gotchas and no surprises, no matter how you choose to pay. Pay with Affirm Debit+ almost anywhere You can pull up the digital card on your mobile phone to pay, or choose your physical card in the app in one of 4 colors.
Top Reviews
By sjtgraham
Amazing
Honestly this app and card works so well I’m probably going to be using it all the time. The onboarding flow including linking my account was flawless too.
By Zippyvinman
Other reviewers are morons: Affirm PLEASE read.
For context: I have been waiting for the Affirm card since it was first announced. I have tons of bank accounts and am always trying to find the best new financial/tech/fintech app for managing my finances. I’m young, and have been in and out of 4-5 banks in the last year alone, jumping between the big to the small, trying to find the next big thing. Now trying out Affirm Debit+, since it seems to be compatible with all banks, and would be able to survive bank transfers. If anything, it might make it easier to attach all payments to it, then transfer money from bank-to-bank if necessary. I have had no issues like the other reviews. They clearly have minimum computer skills and/or don’t know how to install an app… let-alone sign up for an account. I had no issues with the sign-up process at all — I got my invite in the first week that emails were sent out, as far as I know. Now it comes to my ask: PLEASE, please PLEASE, for the love of god, PLEASE release a dedicated iPad app. The main Affirm app already does not have an iPad version. This could even just be a web version app packaged into a player — there doesn’t need to be any fancy. From what I’ve read, developing for iPad/tablet isn’t even difficult, especially on iOS… it’s effectively flipping a job and making sure the proportions of the UI line up. Along with that… what warranted a second application for the debit card? Why not pack it all together into the main Affirm app? Was it for early access? Ally Bank did something like this too, for card controls, and it is absolutely moronic. Just bunch them together. If you care enough about presentation, tell your developers to throw-in an option that allows users to edit the main buttons to choose what pages they need. Why would I need a second app that will inevitably need to be logged into (after I just logged into the first)? It’s just more clutter and separates your affirm purchases from your debit/main purchases — for no reason. This easily could have been achieved from a drop-down. For now… I can overlook there being two apps. If card works as well as advertised, I wouldn’t even need the main app, so to circle back to point number one point: NO PROFESSIONAL BANKING APP IS SCALING THEIR IPHONE APPS ON IPAD UP IN 2021! There really isn’t an excuse anymore — from what I read… it’s really just check-the-box and make sure the UI looks correct. Only cheap apps, or those who take iPad support as an afterthought, still have the big blank bars around the scaled up iPhone version for iPad. Then, having the app be stuck in landscape? When you force it to be the iPhone app? God. If you want to play with the big boys, please, I BEG you, release iPad support. It is unacceptable in 2021 to only have an iPhone app. For me, and others like me, it’ll be a dealbreaker. I do 99% of my work on my iPad. My iPhone is only for when I leave the house — and I’m not even looking to my phone for banking most of the time. I’ll name all the finance apps I’ve used that have iPad/iPhone support: TD Bank, Ally Bank, Wells Fargo, Charles Schwab, Ameritrade, Chase, BoA, Capital One, Fidelity, Robinhood, Marcus by Goldman, Titan, Mint, Dave, Amex… the list goes on. The only sorry excuse for an app that I still use without it is Venmo/PayPal… they’ve gotta get their B.S. together. Affirm is no longer small. You’re playing with the big-boys now. You’re partnered with Amazon & Peloton. I’m sure there’s much more to come — and I hope their is, but stop messing around. Release an iPad app. I can’t recommend this product that happens.
By Maximusmjg
Bank Not Listed
Would love to try this out but unfortunately my bank isn’t listed
