Affirm Debit+ Reviews

I’ve signed up for the Affirm Debit Card Plus when they first sent out emails to get on the waitlist. Downloaded AffirmDebit a few weeks ago and haven’t gotten my invitation yet. Right now as I’m writing this review, I’ve been trying to apply for the card and every time I accept the terms and conditions (the end of the application), I keep getting this error message: Unknown Network Failure. Not sure if this is from a lot of people trying to apply for the card all at once and it’s causing AffirmDebit to crash or AffirmDebit was released too early. Hope this issue gets resolved so I can receive my card!

I have been using affirm for making purchases n making payments over time, in my understanding affirm debit plus should have the same concept on daily purchases. but it actually doesn’t. You would have to make a certain amount of purchase more than 100$ n not more 1000$ in order to split payment, n you have to choose to split payment, bc if you dont it would automatically pay you check account on file in 3-4 business day. Honestly i dont see the point of having this in your wallet, its best off to just make purchases directly from your checking debit.

Would love to try this out but unfortunately my bank isn’t listed

Got an email saying I was in the beta,I downloaded AffirmDebit signed in,And it says my email isn’t part of the beta. This isn’t a good start affirm…..I hope you fix this bug because I’ve been a member for years. I will update my star rating when you fix this for those of us who were denied access to beta when we got email saying we were part of it.

I keep trying to finish the process and when I get to the final step, it keeps saying network fail error.. what’s going on? I truly enjoy utilizing affirm but I would enjoy the access of a debit card even more. Developer can you assist with this problem

I have been trying to connect my bank for days now and all it says is connectivity to my back is down. Working on it. So far I can not and you can’t do anything else since it will not let you past that part. Not off to a good start.

I certainly have appreciation for the company that is Affirm. Though when unable to enter banking info manually the only alternative (due to both banks not being listed) is to uninstall and discontinue use, no help, no guidence, simply choose another bank that you arent associated with. Consider a manual option. Until then; perhaps AffirmDebit was released prematurely.

Honestly AffirmDebit and card works so well I’m probably going to be using it all the time. The onboarding flow including linking my account was flawless too.

The way the card worked before was awesome because even if you didn’t have money in your checking you could split payments. Now the way it works you have to have most of the funds available to make a purchase at that time.

Affirm is still good but this debit account isn’t.

Whats the point of AffirmDebit? It tells me for me to link my bank account to be able to use affirm debit+ for purchases. Why would i do that when i have my actual debit card in my wallet/or stored in my phone and can make debit purchases with that.

So you’re telling me you want me to give you access to my bank account so i can make purchases with affirm+ that I can easily make with my own debit card.
I deleted AffirmDebit in less than a minute.
Trash. Worthless.

Users: i would be wary of giving your banking access to too many apps.

I purchased a new Apple Watch series 7 and I cannot view the purchase within AffirmDebit so I don’t know if I can split up the payments because it is not showing.

For context: I have been waiting for the Affirm card since it was first announced. I have tons of bank accounts and am always trying to find the best new financial/tech/fintech app for managing my finances. I’m young, and have been in and out of 4-5 banks in the last year alone, jumping between the big to the small, trying to find the next big thing. Now trying out Affirm Debit+, since it seems to be compatible with all banks, and would be able to survive bank transfers. If anything, it might make it easier to attach all payments to it, then transfer money from bank-to-bank if necessary.

I have had no issues like the other reviews. They clearly have minimum computer skills and/or don’t know how to install an app… let-alone sign up for an account. I had no issues with the sign-up process at all — I got my invite in the first week that emails were sent out, as far as I know.

Now it comes to my ask: PLEASE, please PLEASE, for the love of god, PLEASE release a dedicated iPad app. The main Affirm app already does not have an iPad version. This could even just be a web version app packaged into a player — there doesn’t need to be any fancy. From what I’ve read, developing for iPad/tablet isn’t even difficult, especially on iOS… it’s effectively flipping a job and making sure the proportions of the UI line up.

Along with that… what warranted a second application for the debit card? Why not pack it all together into the main Affirm app? Was it for early access? Ally Bank did something like this too, for card controls, and it is absolutely moronic. Just bunch them together. If you care enough about presentation, tell your developers to throw-in an option that allows users to edit the main buttons to choose what pages they need. Why would I need a second app that will inevitably need to be logged into (after I just logged into the first)? It’s just more clutter and separates your affirm purchases from your debit/main purchases — for no reason. This easily could have been achieved from a drop-down.

For now… I can overlook there being two apps. If card works as well as advertised, I wouldn’t even need the main app, so to circle back to point number one point: NO PROFESSIONAL BANKING APP IS SCALING THEIR IPHONE APPS ON IPAD UP IN 2021! There really isn’t an excuse anymore — from what I read… it’s really just check-the-box and make sure the UI looks correct.

Only cheap apps, or those who take iPad support as an afterthought, still have the big blank bars around the scaled up iPhone version for iPad. Then, having AffirmDebit be stuck in landscape? When you force it to be the iPhone app? God.

If you want to play with the big boys, please, I BEG you, release iPad support. It is unacceptable in 2021 to only have an iPhone app. For me, and others like me, it’ll be a dealbreaker. I do 99% of my work on my iPad. My iPhone is only for when I leave the house — and I’m not even looking to my phone for banking most of the time. I’ll name all the finance apps I’ve used that have iPad/iPhone support: TD Bank, Ally Bank, Wells Fargo, Charles Schwab, Ameritrade, Chase, BoA, Capital One, Fidelity, Robinhood, Marcus by Goldman, Titan, Mint, Dave, Amex… the list goes on. The only sorry excuse for an app that I still use without it is Venmo/PayPal… they’ve gotta get their B.S. together.

Affirm is no longer small. You’re playing with the big-boys now. You’re partnered with Amazon & Peloton. I’m sure there’s much more to come — and I hope their is, but stop messing around. Release an iPad app. I can’t recommend this product that happens.

App requires you to enter your online banking password. - Hard Pass.

P.S. It’s a BETA version! You’re suppose to be reporting the glitches. Any commenters complaining and upset about AffirmDebit obviously don’t understanding Beta testing. Lol

Purchases do not appear until after 24 hours and you no longer have option to request to split. Have to contact support several times, very glitchy!

I’ve been using debit plus for a month and tonight I went in to pay for something and was declined. Checked AffirmDebit and it says to join the waitlist and my email isn’t recognizable. It kicked me off my account and I still owe money!!!!!!!!

I highly recommend you keep looking

I’ve made several transactions, yet none of them have been eligible to split. Vet bill, new tires, and groceries. All which should be eligible. So what exactly IS eligible?

Downloaded AffirmDebit and says I’m not even on the wait list when I just received the email saying I have early access

Give up full access to my bank accounts? Nah I’m good.

*Beware*
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I have about over $300 of Returned Items that Affirm is still charging for. I called and filed Cases but they can’t find the Returns. I have Amazon Returns for instance, shows it was Refunded, $135 that has been returned, but Affirm keep asking for the Payment even after a couple of months and they say that they cannot find the Refund.
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This is very frustrating and very inconvenient when it comes to Returns.