U-Token Reviews

U Token Reviews

Published by on 2025-09-25

🏷️ About: U-TOKEN: An easy-to-use Two-Factor Authentication solution for Union Bank of India Internet Banking. U-TOKEN is an OTP generation application for authorizing login/transactions done on Union Bank of India Internet Banking portal.


     


Overall Customer Experience 😎


🤬 Negative experience
78.7%

😎 Positive experience
21.3%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 2 combined software reviews.

Is U Token Safe?
U-Token appears generally safe, but use with caution.
21.3/100

  Safety Analysis »»

Is U Token Legit?
U-Token appears legitimate, though exercise caution.
21.3/100



Read 5 Customer Service Reviews 😠💢

3.0 out of 5
Wish i was not union bank of india customer

This is serious. You are holding my money committing online services which rarely work. I enabled token to avoid hassle of sms, now it just loops back and forth between login and logout. Inorder to switch to sms it is asking for token. Wonderful design, whoever came up with that. My 10 year cousin could do better job than this. You guys need to hire professionals to review your online banking. Just waiting to return to India and close my account.

Misleading error messages

UToken gives an error message, ‘No Internet connection’ even on stable connections. Not reliable.

Not working

Tried to generate OTP but it’s always giving “No internet connection “ error message. The worst app I ever seen. Please fix this ASAP

App crashing on iPhone

App keeps crashing on IPhone

Union Bank is a trash

Wrist App ever. Union bank of India shouldn’t put apps in market if they are not functional.



Is U Token Safe? 🙏

U-Token appears generally safe, but use with caution. JustUseApp Safety Score for U Token is 21.3/100.
This assessment is based on our NLP analysis of 2 user reviews. Combined with the app store average rating of 3.0/5.


Is U Token Legit? 💯

U-Token appears legitimate, though exercise caution. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for U Token is 21.3/100 .
This conclusion is based on analysis of 2 user reviews.




How was your experience with U-Token? Post a Review




Features

Login to Union Bank of India Internet Banking and enable U-Token services under Personal Security Settings > U-Token > Step2 Enable U-Token.

U-TOKEN is an OTP generation application for authorizing login/transactions done on Union Bank of India Internet Banking portal.

Go to Personal Security Settings > U-Token > Step1 U-Token Registration & complete registration in Internet banking.

U-TOKEN: An easy-to-use Two-Factor Authentication solution for Union Bank of India Internet Banking.

Login to Union Bank of India Internet Banking.

  Contact Support
Developer:
Union Bank of India