Figure Pay Overview
What is Figure Pay?
Figure Pay is a new payments app that offers an alternative to traditional banking. It allows users to access their paycheck up to 2 days sooner, qualify for Buy Now, Pay Later loans, easily pay for purchases, and transfer money to friends and family, all from their phone. Merchants can also use Figure Pay to accept payments for goods and services, transacting at a fraction of the cost.
Features
- Access paycheck up to 2 days sooner
- Qualify for Buy Now, Pay Later loans
- Easily pay for purchases
- Transfer money to friends and family
- Free deposit account with $0 in fees
- Earn rewards and discounts for purchases
- Earn a $100 bonus with Direct Deposit
- Refer a friend and get $25 each
- Merchants can accept payments for goods and services
- 80% savings on transaction fees
- Instant settlement for payments
- Contactless payments
- Secure technology with FDIC insurance and Plaid integration
- No equipment to buy or manage.
Official Screenshots
Figure Pay Pricing Plans
| Duration | Amount (USD) |
|---|---|
| Billed Once | $80.00 |
**Pricing data is based on average subscription prices reported by Justuseapp.com users..
Product Details and Description of
Figure Pay is the alternative to traditional banking. Figure Pay is a new payments app that allows you to access your paycheck up to 2 days sooner, qualify for Buy Now, Pay Later loans, easily pay for purchases and transfer money to friends and family, all from your phone! For a limited time only! When you spend a minimum of $250 using Figure Pay by December 21st, you will be automatically entered for a chance to win $500. You can also enter without making a purchase. Visit www.figure.com/sweeps for details. Enjoy a free deposit account with $0 in fees3 Quickly qualify for a Buy Now Pay Later loan1 Get paid up to 2 days early4 Earn rewards and discounts for purchases. Earn a $100 bonus with Direct Deposit⁴ Transfer money to friends and family Plus refer a friend and you both get $25* Set up your account in minutes! FIGURE PAY FOR MERCHANTS Merchants can use Figure Pay to accept payments for goods and services, transacting at a fraction of the cost. 80% savings on transaction fees - Fees are 0.5% (versus up to 3% with a credit card). With minimal processing fees, Figure Pay is a fraction of the cost of traditional platforms. Instant settlement for payments - Money you earn goes into your Figure Pay account immediately, transactions are processed in real-time - no need to wait days. Contactless payments - Protect both you and your customers with a completely touch-free payment option Secure technology - Transact directly, reducing costs and friction in the process. Deposits in Figure Pay are eligible for FDIC insurance. Plaid technology is used to securely connect with external bank accounts. No equipment to buy or manage - Merchants can use the seamless Figure Pay app as a terminal accepting payments from a phone or tablet, without adding any devices or hardware.
Top Reviews
By DamienWashington
Very usable App!
Just used for the first time today, but already impressed. Received the referral bonus quickly too! Was able to get signed up in about five minutes. My only negative feedback would be the face recognition was very sensitive - you have to hold the phone just right for three seconds straight.
By karenlou
Great bank alternative
I’m pretty new to Figure Pay, but the app seems like it will be a great bank alternative. It offers a routing and account number so that you can get direct deposits, debit card access and direct payments to others. It was easy to setup and pretty straightforward on how to use. Lots of capabilities. So far, so good!
By bank-aza
Game changing
This is gaming changing stuff from a company led by the people who created SoFi - next level for sure.
