CARD.com Premium Banking Status

The Card Premium Bank Account is a checking account established by, and the Premium Visa Debit card is issued by MetaBank, N. A. , Member FDIC, pursuant to a license from Visa U. S. A.  Overdraft Protection ("ODP") is an optional service made available to eligible CARD Premium Bank Account by MetaBank Customers.  The Savings Account linked to your CARD Premium Bank Account by MetaBank is established by MetaBank, N. A. , Member FDIC.  Savings Account funds are withdrawn through the Premium Bank Account and transaction fees could reduce the interest earned on the Savings Account.  Contact Customer Service at (844) 227-3602 or log in to your Online Account Center for additional terms and conditions that apply, including initial and ongoing eligibility requirements for the service.  To avoid that fee, you have twenty-four (24) hours from the time of the first transaction that creates the overdraft to bring your Account back to a zero ($0. 00) or a positive balance.  You must receive one (1) payroll or government benefits direct deposit to be eligible to open a Savings Account.  Once you enroll and meet the eligibility requirements, you will be charged $15. 00 for each transaction that overdraws your account by more than $10. 00, up to a maximum of four (4) fees per calendar month.  While this specific feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Account.  Interest is calculated on the Daily Balance of the Savings Account and is paid quarterly.  For purposes of FDIC coverage limit, all funds held on deposit by the accountholder at MetaBank will be aggregated up to the coverage limit, currently $250,000. 00. 5*****.  The minimum balance required to open the Savings Account is $10.  Once enrolled, you may opt-out at any time; however, you are responsible to repay any overdrawn amounts on your account even if you opt-out of the service. 4****.  For example, we typically will not pay overdrafts if you fail to meet the eligibility requirements for this service or you attempt too many transactions or transactions that create too large of an overdraft.  Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.  Funds on deposit are FDIC-insured through MetaBank, N. A. , Member FDIC.