MB&T Reviews

MB T Reviews

Published by on 2026-03-25

🏷️ About: Monitor your accounts, make deposits, transfer funds, pay your bills, and send money to friends and family - all in one app! It’s fast, convenient and available to all MB&T online banking users. Manage Your Accounts • View account balances and transaction history • Enable Fast Balances to view balances without logging in Monitor Your Finances • Receive account alerts via email, text or mobile notifications • Check.


     


Overall Customer Experience 😎


🤬 Negative experience
99.7%

😎 Positive experience
0.3%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 2,009 combined software reviews.

Is MB T Safe?
MB&T does not appear safe based on available data.
0.3/100

  Safety Analysis »»

Is MB T Legit?
MB&T does not appear legitimate based on our analysis.
0.3/100



Read 20 Customer Service Reviews 😠💢

4.8 out of 5
this app is horrible

First the new look visually seems more outdated than the previous version. Also trying to mobile deposit a check is near impossible and extremely frustrating. The previous version never gave me issues. I’ve opened with a new bank just to have this feature work when I’m out of town. Great people when I visit a branch and is the reason I’d stay but PLEASE fix that for us who need it.

New Mobil app

To start with, I wasn’t given notice of any upcoming changes or updates to MBT . The previous app was ok, but not as good as the one before that and this new one is the worst of the three. I had to make a special trip across town to the bank to figure out why my account was locked, your customer service line was out of order and completely useless. The new app is awful, everything has to be done from a second page. Either Montecito Bank is trying to sell data or show off someone’s cell phone pic of a fishing pier, not really sure. As soon as the checks I have out clear, I’ll likely close my accounts over this, it cost me at least an hour.

Name of companies disappeared from dropdown

Whenever I want to transfer, send a wire, and select among several company accounts from a drop down, no company names are shown. Just account numbers and balances. Really inconvenient and I don’t see what the upside was.

The app is poorly designed & hard to use.

I’ve spent the last 2 hours trying to figure out how to transfer money from my MB&T account to my friend’s. It’s impossible. MB&T instructions don’t help because the icons they say are there are not.

iOS unfriendly

On mobile devices (latest ios, horizontal on ipad, iphone) MBT looks all wonky and is basically non responsive to the orientation of the device and does not automatically fill in login and password. No benefit over webversion login.

Business check deposit has issues

Nice to finally be able to do check deposits on business accounts, however, when doing multiple deposits one after another, the camera trigger doesn’t always work. Have to reset deposit several times to get the trigger to activate again. Rather frustrating when depositing several sequential checks . Running on new IPhone 12 Max pro with current IOS. Need to fix this. It is a real issue...

Issues w/Transfers

Every time I attempt a money transfer from one account to another, it fails. I have to attempt many times and end up having to use the desktop version. Please fix this!! Super annoying..

Prefer previous website

Still prefer

Bad upgrade

This new version does not even show balances between transactions. Poor design. Did not keep messages and answers from previous conversations. Old version just stopped working... no even a warning to alert you about the need to erase and download the upgrade. Nothing. You need to download another app to control your credit cards functionality. Why? With no other option for this bank, there is nothing to do but just sigh.

Easy to use.

User Friendly!

New app

Much harder to make transfers then before

Good bank app

MBT is very easy to navigate. I am able to take care of most of my banking needs on MBT.

First time using the MBT App!

It felt and worked just like on my PC to “Transfer” funds from one account to another! Saved me tons of time, expense & grief! TY -Michael

Easy to Use App

MBT is good with managing my accounts and to transfer funds between them. MBT frequently sends authorization codes to ensure it is me using MBT . I also like the email feature for it stores communication I can reference.

Line of credit

Was an excellent bank for 30+ years. Now suddenly cancelling my line of credit as I’m a pariah. Don’t trust this bank.

Best online banking app!

Easy! This interface is far better than two other bank apps I use.

Worst app upgrade in history

No longer able to use app to direct deposit checks...seriously? Even with iPhone12? Something is seriously wrong.

Mobile Deposit

I am always having a hard time depositing my checks. Have to try more than three times if not more and I follow the instructions.

Very pleased

Very pleased with the ease of working with Montecito Bank. I use the mobile app primarily and don’t go to the branch often but when my wife and I do go in Maria Torres-Brown is always friendly and helpful. Still a true community bank.

Best Bank Ever!

Love MB&T! Staff, Customer Service and Online Services are “Hands Down” the very best!



Is MB T Safe? 🙏

MB&T does not appear safe based on available data. JustUseApp Safety Score for MB T is 0.3/100.
This assessment is based on our NLP analysis of 2,009 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

88.3% of users say app is safe 👍
88.3%

8.8% of users have some concerns ⚠️
8.8%

2.9% of users say app is risky 🚨
2.9%


Is MB T Legit? 💯

MB&T does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for MB T is 0.3/100 .
This conclusion is based on analysis of 2,009 user reviews.

🔏 Privacy & Data Safety

MB T collected the following data from you:

  • Data Linked to You:
    • Purchases
    • Financial Info
    • Location
    • Contact Info
    • Contacts
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics



How was your experience with MB&T? Post a Review




Features

Monitor your accounts, make deposits, transfer funds, pay your bills, and send money to friends and family - all in one app! It’s fast, convenient and available to all MB&T online banking users.

If you need assistance with Mobile Banking, call (800) 348-0146 Mon-Fri (8am-6pm) and we'll be happy to help.

1Mobile check deposit feature is subject to eligibility and further review.

Camera permissions are necessary to use the Mobile Deposit feature.

Deposit limits and other restrictions apply.

  Contact Support
Developer:
Montecito Bank and Trust

Contact e-Mail: