Stoic AI: Crypto Trading Bot Reviews

Stoic AI Reviews

Published by on 2026-04-24

🏷️ About: Earn on crypto… even in a bear market About Stoic AI Automated cryptocurrency trading at its best. AI executes trading activities 24/7 on your behalf to minimize risks and maximize profits.


       


Is Stoic AI Safe to Use?

We Investigate the app owner's website (Stoic.ai), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


😎 Positive experience
57.9%

🤬 Negative experience
42.0%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 319 combined software reviews.

Is Stoic AI Safe?
Stoic AI: Crypto Trading Bot is very safe to use.
57.9/100

  Safety Analysis »»

Is Stoic AI Legit?
Stoic AI: Crypto Trading Bot looks authentic and legitimate.
58/100



Read 20 Customer Service Reviews 😠💢

3.8 out of 5
Buggy and Expensive

I’ve been using stoic for several years now and they have yet to fix all the bugs in StoicAI - especially the ones that don’t accurately display your actual account balances. When talking with customer service they advised me just to look at Binance directly. It would beg the question what does the 4-5% fee pay for? If the answer is the algorithm- well I would have done better just buying BTC or ETH and just sitting on it the last year. I did decide to renew, though, because when things are up in crypto this algorithm really does work - but only if they are up. That said I was charge for one account balance - but the bot had stopped trading and it took weeks for it to kick back in - actually it still hasn’t. In the mean time the assets dropped 20% in my account but I still paid on the higher amount. Had the bot been trading they likely wouldn’t not have dropped. Their customer services basically said that’s just volatility in this type of investment and wouldn’t reduce the fee - so, there is an unwillingness to accept fault when the delays or bugs actually affect your balance. It’s a fun thing to try with money you can lose but don’t go all in.

Good luck with it working..

I believe stoic it’s a great concept... if it worked. Once I paid my fee it told me to wait 24 hours before trading would start. 24 hours went by and no trading started so I reached out to Store through the chat and they said it could take up to 72 hours and also attached an article explaining. Waited 72 hours and still nothing so I reached out to them again and they said change your hedging from Stoic dynamic to 0% and wait 24 hours, so I made the change, and guess what nothing.. reached out again and was told just to wait 24 more hours... if that is the kind of customer support you were going to provide your customers you might want to reevaluate your business strategy. Instead try to find out what the problem is instead of telling people just to wait 24 more hours. After all I did pay the fees.. should receive the service in return. I will gladly change my review if somebody can get my account working.

Stoic is a buggy mess

I had heard people raving about Stoic so I tried to set up an account. From the get go, setting up an account was nothing but problem after problem.

StoicAI would not update the correct deposit amount that I had sitting in my Binance account. I tried resolving this issue with customer support and they responded once every 30 minutes with the most vague messages. I eventually was able to set up a new api key in hopes that this second key would update the deposit amount correctly when I was hit with an extra management fee when I had already paid the initial fee upfront.

I am here writing this review in hopes that the stoic staff sees this and actually decides to take action to actively help me figure out this situation. I can’t consciously recommend StoicAI to others in the sorry state that StoicAI is in. StoicAI is made worse by the fact that customer support is nonexistent.

16% Loss Over the course of a year

I threw some money into this a year ago to see how things would go. I wish that I could say it went well. After a year I ended up with a 16% loss. This doesn’t count the management fees I paid in. At one point my portfolio was worth 2.7k. Now it’s worth barely 1.7k. In all, I paid them to lose me money. I believe that there are a few reasons for this. The biggest being how it trades. From what I’ve seen, I’ve had several instances where Stoic bought in as a crypto went up, and then sold it on the downswing. That downswing would in a lot of times bounce back following normal trading patterns. I bought into a few of the currencies that Stoic invested in and HODL’d them for a few weeks to see how things went. I made money, and Stoic lost me money. Did I mention that the stoic app still thinks I only have 1.4k and is a buggy mess? This is far from production and should be avoided.

Sold as easy, it’s not.

StoicAI is not really for a US consumer. It will work, but not without a ton of head scratching and unanswered questions. The “demo” can’t be copied in the US legally and the results are vastly different if used per US rules. They desperately need customer support. Might be good soon, but undercooked as of today.

(Update) I am changing my review to 1 star after being contacted by Cindicator/Stoic about my 2 star review. Sorry Stoic, but you get 1 star until you provide me the service that I paid for. My account that I paid for up front ($350) is still not working. Customer service says they’re (working on it) it has been weeks now. I’m not sure you guys actually have a team. I can’t believe you contacted me to cry about my review rather than just FIX MY SERVICE ISSUES!!

Unfinished App.

StoicAI looks great and the idea is solid, but good lord it is filled with massive bugs. It refuses to detect my deposit, it says I owe more than I do for the amount I’m depositing, and there are calculation errors on the deposit and fees page. StoicAI needs serious work before it’s ready to manage anyone’s money.

Update 5-15:

Deposit was finally acknowledged and trading has begun, but now there are more bugs taking their place. The portfolio chart is way off and doesn’t make any sense, the area that is supposed to list your current holdings is completely blank, and the rest of the portfolio area is blank as well. StoicAI really needs to be taken down until it’s finished. While the trading bot itself might be working properly (good lord I hope it is), StoicAI itself is still very, very broken. Hopefully the devs can get it together.

Be careful

So I signed up and maybe I just misread it but when you sign up and pay for it StoicAI offered a 108 entry level subscription which I thought at the time was a monthly contribution until you reached the opening of the 1k and it just took the 9 dollars a month fee out of that for the subscription. Not the case at all and when I tried to message the customer support. We’re they not only refusing a refund but they were incredibly rude about it as well. I wanted to dump hard money in it when I had more funds available but the initial experience all together left a bad taste in my mouth.

To cap it all off they have plenty of money to issue a refund of a mere 108 dollars for a misunderstanding and I would have happily reengaged at a later date when I had more funds to deposit but now I’m not even sure I want to.

Only reason I’m leaving 2 stars instead of 1 is because they finally compromised and said they would review it further and let me know if they will use a refund. Still waiting to hear back. Overall though site/app could be more descriptive and if they want a reliable customer base then issue the refund.

I understand if I was months into the service but I realized the error not even 30 minutes after I signed up so I didn’t utilize their subscription at all.

We’ll see

The support really needs more native English speakers with a background in professional support, that part is a mess right now. They don’t always realize it, but their tone is not great, and they get frustrated sometimes in a way that a professional support person wouldn’t. As long as the bot does it’s job I’m willing to forgive the glitches and everything else, but when you want us to trust you with 100k+, quality support is reassuring. I’ll update my review as time goes on.

Edit 1:
It’s pretty much every chat person. Frank and that other guy are probably the worst. While Julia and the rest just have kinda not great English.

Difficult to gauge success

It’s a great concept and it’s unfortunately very difficult to know if stoic is improving your return versus just leaving it alone. the team really needs to add a Chart to show what you would’ve been making if you had left it alone versus your returns with stoic. They trying to take credit for typical market increases but if I had left it alone My balance would have increased by the same amount as far as I can tell. This is such a simple concept that the only reason I figure they have not added it is because it is not showing data that would help their sales of the service.
StoicAI really doesn’t show me anything more than I can see on binance other than a cute graphic of distribution. Technically speaking StoicAI really doesn’t do anything.

Great concept, needs to be more user friendly

Took forever to get signed up and approved on Binance and stoic and to figure out the payment. It would be a more popular app if the process didn’t take so long and was more user friendly. The trading bot seems to be working as it should. After I finally got every set up is when the market took a dive so it was a few months before I started seeing trades that were bringing me back to break even and now I’m finally a little above my initial investment. Timing is everything in the market so I’m not hating on StoicAI that I was negative for so long. I’ll give it 4stars for now.

Amazing! But..

I love StoicAI so much it’s so useful and their algorithm is so reliable and easy, my money I have in stoic goes up almost 1 percent a day, but the one big downfall is the necessity to run through binance, I’ve had so many issues with binance that it makes me weary to put a lot of money into this. I trust stoic algorithm so much that if stoic found a way to run through a different, more reliable app, I would put my entire life savings into this.

6 month review

Hi there! I have been using the Stoic bot for 6 months. I like it. The Meta Long Only strategy is profitable. I have the bot linked to my Binance US account. The ROI has increased significantly since the start of the bull market. The set up is not difficult and the instructions are clear. Support has been wonderful. They usually respond within 24 hours. They also gave me some pointers on how to set up for success.

Thank you for this product and your team is great!

B

Stress free alt-coin trading and exposure

STOIC has served well for over a year. In that time the team has amped up its support and service. Since starting with STOIC my account has 5x in $ and 1.25x in BTC (for those that measure against BTC as future money). So STOIC beat my expectations on better than hold and watch BTC. While also giving exposure to alt coin market.
StoicAI has continuously improved. Now with in app chat support. Service is spot on. Thanks Cindicator team for not loosing the vision and bringing this product to be ready for the mainstream.

Great App

I started using StoicAI a few months ago and I love the concept this company has. StoicAI is simple and easy to use. This company has provided great customer service and been 100 percent responsive to any of my questions. Even through the downturn of crypto this year I have made returns that outpace any traditional investment. Their algorithms work well. If there is one thing I could change it would be to have them expand allowing users to other accounts not restricted to Binance.

What? You think you can trade crypto better?

Let’s start with the fact that 99.9% of people reading this cannot trade with a disciplined process on a consistent basis especially devoid emotions. As well you likely do not have the time to trade on your own and quite possibly may not even know the basics of the Cryptoverse. I fall into two out of the three, I’ve been trading equity futures for a dozen years now and have recently realized that were are many more opportunities in the Cryptoverse than my “BTCД buy-hold & hope core allocation. Stoic has done a great job of entering trades I would never have found on my own as I (don’t have the time and the knowledge) StoicAI isn’t perfect at times it can be slow but customer service is VERY responsive over the past 3mo. I started in Feb ‘21 and I’m up 113% FWIW that’s after the late spring Crypto drop. 5% is a hearty fee to pay however Stoic now gives you the opportunity to refer friends and receive a discount. You millennials like that “affiliate” stuff don’t you? 🤣 J/K I nearly 50 and jealous I never figured out that whole gig. But then I’d not be an ES and NQ cowboy! Anyhow, I started very small with $5k added another $5k (to which Stoic did a great job of properly accounting for the addition in its analysis of the apps performance) my Gemini account can’t do that. I’ll be adding more if Stoic keeps producing and my even give up my BTCÐ HODL for them to trade. I say give it a try!

I’m making money

I started using it feb 2021. I tripled my investment in a few months. When the market crashed I lost some as expected. But over all I stayed flat when everybody else was loosing. Now in the last few weeks I’m back up to more than triple my initial investment. StoicAI is clunky. Nothing I’m not willing to overlook in light of the success of the investment. They have rolled out several updates to improve StoicAI . I feel like it will only get better from here. Im very happy for the tiktok that introduced StoicAI to me.

Solid app that delivers

I don’t understand any of the low star reviews? Stoic is fantastic and does exactly what it says out to do. Is it going to make you a crypto millionaire overnight? No… Anyone upset because this doesn’t make them rich immediately is an idiot. In fact it of course is intentionally LESS profitable than going all in on other crypto’s, but it absolutely is MORE safe and stable when it comes to longterm growth. That’s the whole point.
I recommend stoic to anyone who’s wanting to dip their toes into crypto and is willing to invest at least $1k, but wants to go a safer less risky route.
I love StoicAI and am grateful to have it as a tool in my larger portfolio

Great idea - performance still TBD

As other reviewers have pointed out, it is a bit more complicated than just downloading StoicAI . You will need a separate binance account or sub account but if you are familiar with crypto, it’s pretty easy to setup and get started. I haven’t been using it long enough to really gauge performance (I feel I need a year at least) as crypto is so volatile, it can be up on one day and down the next.
StoicAI works well but is still new and lacks features I’d like to see like showing balance in BTC.
This is a great concept and I love the ability to unlock hedge fund strategies for the masses but do keep in mind this creates a lot of taxable trades. Unless you live in a country with no capital gains, you will have to track and pay short term gains on your portfolio which does have a significant disadvantage to an actual fund. API connection from Binance to a tax tracking system is the best way to keep track but will also require added monthly cost. No adjustment needed for active traders but HODLRs should be advised to go in with a plan.

Probably the best way to invest in Crypto

Ok, so I have been in the crypto space for many years and have also traded on Cindicator signals for quite some time which is rather time consuming. The Stoic App pulls all this together - set and forget!
But let’s be cautious and look at what is requires. First you will need a funded account on the Binance Exchange and link it to StoicAI ......some people might find it too involved to get a crypto trading account - and as a very careful crypto investor people might be hesitant having large amounts of money on an exchange due to hacking concerns......
For me none of this is a problem as I already used Binance and don’t have a very large amount allocated to this (minimum $1000).
As for performance- hard to say right now. I have not been using it long enough to really voice my opinion- as of right now it is doing well since BTC price is moving up. It would be more interesting to see whether StoicAI can make money in a more flat or negative market.
Overall I love StoicAI and the ability to use Cindicator’s advanced prediction algorithm to trade Crypto without doing it myself.
Just like StoicAI Titan it uses the hedge fund approach to grow your investment.
Unless the crypto market crashes this looks like a solid investment opportunity to have some exposure in the crypto market.

I tried it and it’s true

I started my Stoic account with $3500 in a dedicated Binance account. In less than a year my account value is as of the time of this review is $5678. I see daily trades and have full control over my Binance account. I can withdraw funds, trade on my own and basically do whatever I feel is right for my investment. I am positive based on my other investment accounts, that Stoic is doing a much better job than I am on my own.



Is Stoic AI Safe? 🙏

Stoic AI: Crypto Trading Bot is very safe to use. JustUseApp Safety Score for Stoic AI is 57.9/100.
This assessment is based on our NLP analysis of 319 user reviews. Combined with the app store average rating of 3.8/5.

Safety Analysis

63.5% of users say app is safe 👍
63.5%

24% of users say app is risky 🚨
24%

12.5% of users have some concerns ⚠️
12.5%


Is Stoic AI Legit? 💯

Stoic AI: Crypto Trading Bot looks authentic and legitimate. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Stoic AI is 58/100 .
This conclusion is based on analysis of 319 user reviews.

🔏 Privacy & Data Safety

Stoic AI collected the following data from you:

  • Data Used to Track You:
    • Contact Info
    • Identifiers
    • Usage Data
  • Data Linked to You:
    • Usage Data
  • Data Not Linked to You:
    • Contact Info
    • User Content
    • Identifiers
    • Diagnostics

Payments 💸

**Pricing data is based on average subscription prices reported by Justuseapp.com users..

Pricing Plans Amount (USD)
Stoic Plus (Monthly) $49.99
Stoic Plus (Yearly) $299.00




How was your experience with Stoic AI: Crypto Trading Bot? Post a Review




Features

Our company is an official Binance Broker, having been vetted by one of the top crypto exchanges in the world, and has established partnerships with other exchanges such as Kucoin and Crypto.com. Each trading strategy undergoes extensive testing before being released on the application.

Several departments, including the Quant team, Trading Platform team, DevOps team, and Product team, collaborate on strategy development and testing for the AI-driven crypto trading bot.

Stoic functions as a trading bot for each platform (Binance trading bot, Coinbase trading bot, Kucoin trading bot, Crypto.com trading bot, OKX trading bot and Bybit trading bot), allowing you to automate your portfolio.

Cindicator, the fintech company behind Stoic, has been in business since 2015 and has a proven track record, managing over $130M in deposits from more than 15k customers focused on bot crypto trading.

Stoic is designed from the ground up to offer a unique, simple, AI-driven crypto trading experience unlike anything else in the market.

  Contact Support
Developer:
Vote, Inc.


Website:
🌐 stoic.ai