YUBI 2 0 Reviews

YUBI20 is a total mess. However here are the advantages and disadvantages: Advantages (benefits): It shows you the routes you have been driving and gives you the option to select if you were driving. If you are a privacy concerned person, then this accounts as a disadvantage! It also shows you how often you drive (the time of the day) and where too! You can treat it as a challenge to improve your score and drive more safely, however regardless of your safely driving, you can not beat beyond certain points! Disadvantages: Most of the scores are incorrect! For example, You never touch your phone, but still score is not 100. Instead between 90-95! why???? Doesn’t matter how carefully and safely you drive, the smooth driving is low! I think YUBI20 assumes that you need to use break from a mile away! Or keep your speed constant throughout your journey regardless of bumps or traffic lights or change of speed limits! Totally wrong!!! If you use your car in prime times, automatically your score goes down! Working night shifts, the score even get worse! I use YUBI20 as part of my car insurance (Plymouth Rock assurance), but I don’t recommend using it at all. Thanks.

Need to get YUBI20 for my new auto insurance. Here’s the 2 problems I constantly have. 1 it keeps saying I’m using my mobile phone while driving. I drive a motorcycle & my phone goes in my saddlebag, I have no access to my phone while driving. & 2 I report to work at 3:15am with next to no one on th road yet that’s a negative cause I’m at “higher risk” at that time but when I get out of work with all these other cars on the road then that a positive? YUBI20 is flawed.

YUBI20 is the worst. You could drive like a driving instructor and still not get a good score. You have to stop for a bus route? Forget it! You will get points deducted for not driving smooth enough. You have to brake because the light switches to yellow and you think braking is better than getting a ticket? Doesn’t matter! You will get points off for a medium brake. Honestly, YUBI20 is a complete and total joke!

YUBI20 operates in the ether. You can actually be very safe and actually avoid something but be penalized as if you were being dangerous. If you drive for a rideshare at night when the business is you’re penalized automatically for the wrong time of day. YUBI20 will penalize you for acceleration that is moderate that is needed to merge. Otherwise it would be unsafe. No matter any type of deviation from its algorithm is the drivers fault

I am constantly getting penalized for the time of day I’m driving! I work at a school and also have to drop off my kid at 7:30 - 8 AM and somehow I lose points for driving during that time! Like what?! That’s the normal time most people and families with kids are on the go! We should not be penalized for that. A lot of us don’t have a choice at the times we HAVE to drive. This feature needs to be REMOVED asap. It’s unrealistic.

Not even a full week into being permanently “tracked.” Switching insurance asap. I use the train and bus often. But YUBI20 somehow isn’t intelligent enough to figure that out. I have had to answer what the trip type was and then select what mode of transportation I was using even if it wasn’t my car. None of Plymouth Rock’s business how you move about outside of your vehicle. Literally just go pay more for another insurer. A joke and a half.

Second review of YUBI20 and it’s still bad. Deducts points for literally everything and I work overnight shifts so my scores are always low even if i drive smoothly. I barely touch my phone while I drive, unfortunately there are some bumpy roads when I drive to work so there isnt much I can do there.

As of recent YUBI20 wont even open, it’s been consistently crashing on me and I cant go in to confirm driving scores. If I could give zero stars I would.

The worst!!! So Inaccurate. It takes points for things you can't help for instance, the time of day we drive, morning or evening, it also says cell phone usage even when you're not using it. I parked my car and walked into the store I was checking my notifications and it told me to get off the phone. I'm annoyed cuz im not even driving. I think its design to makes us fail so they can increase the prem at renewal. I HATE IT!!😡 Somebody is gonna end up suing YUBI20 and I’m here for it!!

App is horrible. How it rates your driving is unrealistic. Time of day is flagged constantly. 3:30 in afternoon when I get out of work is not safe according to YUBI20 . States to drive at different times. Tell me what the safe times are. Drive later I get flagged I don’t get it. Have a 92 on cell use. Not accurate. Should be 100. I never use my cell when driving. Smooth driving a 65. Haven’t had an accident in over 35 yrs. If this causes my insurance to go up I’m looking for new insurance. Ridiculous!

YUBI20 is not accurate. I never break heavy and it still gives me low scores regardless for breaking heavy. I contacted them and they told me it’s an ongoing issue and most likely because NJ roads are horrible. It also takes off points if you drive at busy times of the day which in most cases you can’t help because of your work schedule, dropping kids at school etc. It’s a faulty app and it should be reliable when it comes to deciding how much money you’re going to have to pay.

YUBI20 mainly tracks four categories. Out of them, phone usage and smooth driving are the two that are really are bad. Although phone usage always scores high it should be a perfect 100 since I DON’T touch my phone at all while driving. The worst one is smooth driving. It always scores low as if you’re a bad driver when in reality it just tracks wrong. To test it I accelerated as normally as possible, put the car in cruise control to avoid and changes in speed or “harsh pedal work” then slowly came to a complete stop. Turned the car off, walked away and STILL had a terrible score for “smooth driving”. This is consistent with every driving experience I have. App is a joke. If my rate is increased because of this terrible app then i’m leaving immediately and whenever I get the chance, advising anyone not to choose them. If a developer is reading this, please fix the smooth driving section. Even YUBI20 pictures show smooth driving as red, whoever tested it couldn’t even get a high score.

Did anyone receive their discount after completing the requirements in YUBI20 ?I was paying about 250$ then added roadside assistance to make it 270$ roughly. After completing YUBI20 I was looking forward to my discount so I called my insurance company PlymouthRock and they told me they already applied it when i first got my insurance. They told me this 4months later when i completed the requirements. How did they apply the discount instantly when YUBI20 say you have to drive for 4months or what ever the time frame is to get the discount. I’m still paying270$ a month so where is the discount ??

I can understand being rated on speed since speed limits on roads can be tracked by GPS info. Also limiting phone use while driving (it should always be 0 unless an emergency anyway). And maybe smoothness even though sometimes you have to stop short to keep from literally crashing into someone.. that may be a case by case basis. But YUBI20 also takes points off for "time of day". I work a night shift and usually don't get home until 12:30am-1am. And I get penalized for it. That is completely unfair. If anything it should be safer driving that late because the roads are empty! There is no way YUBI20 isn't a huge scam.

We downloaded YUBI20 to help bring down our car insurance. We get a certain amount off for using it.
By all means I am NOT a perfect driver, but I absolutely do not touch my phone while driving and it doesn’t give me a perfect score for that category. Also, for smooth driving it depends on the route I take. If I take an extra bumpy road it brings my score down a lot.
Lastly, this just might be me but time of day for driving as a score is pathetic. I worked 2nd shifts and drive home every day at 11pm (I always get negative points for that)

Overall it could be really good, there are just things that should be fixed in order to give the most accurate results.

If you download YUBI20, do not let kids touch your phone or your Bluetooth radio. My radio is basically a mirror image of my phone. I was dinged for using my phone because my child was changing the music on the radio. The reality is you are using YUBI20 because you have to, so just don’t let them have the phone or use someone else’s phone for the radio. Weird things lower your score. It knows it is sensitive because usually a good score is green, however, I have a 56 in smooth driving which is negatively impacting my score yet that part is green. I have a green score in driving but I wish it would tell you before you start the sensitivity of YUBI20 .

I hate YUBI20, while it tracks if you are “good” drive and it’s very subjective. Of course I play music from my phone to my car speakers when I drive but apparently YUBI20 tracks that as using my phone even if it’s not on. Literally would give me a subpar score when at the end of the day it will mean I won’t get a deduction on my insurance. I don’t understand how this apps tracks if you’re using your phone or not. When it’s off or when it’s idle playing music? Like do I need a separate device to play my music now, and that’s even more money I need to spend? It’s nuts, my insurance made me download YUBI20 so I can get the car insurance.

Please for god sakes fix YUBI20 . It’s useless if it’s going to record inaccurate data.

YUBI20 is poorly designed and the ratings are not valid. If you plan to ever use your break pedal, do NOT download YUBI20. It literally deducts points from your score for just slowing down/stopping, no matter how smoothly you do it. It’s like YUBI20 expects you to just continue rolling until you naturally stop without using the break! It makes me anxious when a light turns yellow or someone pulls out in front of me because I know my score is gonna suffer Also, I never touch my phone while driving (it’s always out of site and on driving mode) and I still have never once gotten a perfect score for phone usage. In addition, if you drive during rush hour, at night, or long distances then you’re screwed because YUBI20 negatively impacts your score for all 3 of these situation.

YUBI20 is absolutely horrible and designed to give you a less than perfect score. Those of us at the mercy of Plymouth Rock and YUBI20 know what I’m talking about. I just finished taking a drive, which by looking at the map, appears to be a perfect drive. No “dings” for anything whatsoever. No medium or hard accelerations, harsh or medium breaking, I had no cell phone use, and had smooth, steady driving at the perfect time of day. You name it… it was a perfect drive. Or so I thought. I was rated an 84! Why? I ask when it should have rated 100! So there you have it folks, you will never get a 100 even if you drive excellently. It’s just not going to happen. I’ve been using YUBI20 for almost 500 miles now, 45 drives and I’ve yet to see a score in the 90s. My highest score was an 88… once. Yes, I’m getting a discount but these unfair scores and tracking my every move is getting to be ridiculous. I think I’d rather just pay the 8 percent extra on my insurance at this point.

So I’m supposed to use YUBI20 in order to lower my rate. You guys need to fix this ASAP.. How it’s I don’t even touch the phone and it always shows I used it. Driving smoothly how do I control the roads, bumper etc.. again low percentage.
Driving at 25 mph and never gives me 100%
If you guys up to monitor ppl driving at least work on YUBI20. Its not accurate at all!!! It’s Horrible! HORRIBLE!!!!

What happened if you continue to get a bad score? Do they cancel your policy like how do they work if YUBI20 just assume that you’re driving bad all the time