AWL Reviews

This was quite literally the worst financial mistake I have ever made in my life. The amount for the loan I received was quite small, just something to get me out of a pinch. I thought that I would be able to quickly pay it back. I thought wrong. The interest for the loan was over FIVE HUNDRED PERCENT, and the loan documents are VERY vague. Meaning, my small loan quickly turned into a multi-thousand dollar, year-long commitment.
The payments WILL come out of your account automatically, even if your balance is lower than the payment amount. Meaning, your account will be overdrawn.
Additionally, the payments are not monthly, but instead biweekly. I was paying these people hundreds of dollars each month. So, that ‘small loan’ I took out in an attempt to pull me out of a hard place ended up putting me in a horrible spot financially.
The moral of the story is: no matter what you’re going through, this is NOT the right choice. Yes, you receive the deposit almost immediately, but that short-term happiness will not last long.

Don’t trust this company. They had ridiculous interest rates and was taken to court for their immoral practices. I just got a letter that my debt has been cancelled as disputes debt in the class action lawsuit they had against them towards the end of 2020. Google this app Settlement if you want to look into how to get your outstanding debt waived/cancelled. I hope they crumble for how they conducted business and gauged their customers.

The Mobile App won’t even open and the “Access App” repeatedly says “you must read the warning, check the box and click ‘accept’ before you can proceed” Seems easy enough. 🤷🏻‍♀️ It would be! If there was a box to check!!! I scrolled through that stupid privacy warning 10+ times with a fine-toothed comb and NEVER found a box to check! And since I didn’t check said box, clicking “Accept” was never an option provided to me, NOR was moving past this disclosure into ANY other parts of AWL . Unless there are some MAJOR flaws addressed in BOTH apps they are simply useless!

This loan “service” is a complete scam. I took out a $500 loan, and now I can barley pay rent every month because this company takes money out of my checking account every time I get paid, regardless of my funds. It will overdraw your account if you do not have enough. Now I can’t even buy groceries, because I am getting charged an un fair amount of money for a very small loan. Thanks a lot. I will continue to spread awareness of this business so that no one every has to go through this. Shame on you all.

I get calls and pay but it doesn’t reflect on AWL . Then when I go to pay off the balance it won’t let me. Intentionally set up to prevent you from paying off early so they can collect more interest. Even when I call and do a payment they don’t put it through because they want to collect the interest. Don’t use these people.

If you are reading this think again before downloading and applying for a small loan thru this app, they lie about the interest rate you will receive they are based out of an Indian reservation which allows them to charge rediculously illegal interest rates otherwise in the United States a 400$ load ended up costing me 1600$ just don’t do it it is not worth it.

DO NOT. I REPEAT, DO NOT take a loan from this company, they blatantly withhold information until AFTER you take the loan They have a 5 dollar interest rate per day and this information is NOT accessible until after you get the money. So no matter how much money you pay you’ll ultimately pay 3 times what you borrowed and if you don’t pay they add fees daily making the loan impossible to pay back without paying it in full.

BIGGEST MISTAKE OF 2020 WAS DOING BUSINESS WITH this app. THEY ARE A SHAM OF A COMPANY AND SHOULD BE ASHAMED OF THEMSELVES.

I took out a $1,100 loan and they want me to pay back $5,800+ throughout 6 months. It’s a huge scam they’re running, AWL also doesn’t even open anymore and they NEVER pick up the phone. They also sold my phone number to scammers, ever since I got the loan I been getting none stop text messages and phone calls from all kinds of random companies, I’ve never had this kind of problem before.

They take more than 2X than what you barrow. This is the most extreme over charge out there. There are many more companies out there that charge fairly. You will regret it if you take their money. It is not worth it, this will put a whole in your pockets for a long time. They charge over 500%. I want to give zero stars

Like everyone else who utilized this app I was a victim of false advertising for a small loan. They don’t upfront reveal how much their interest rate actually is until after your loan is approved. They present it as one thing and then once you thoroughly read your contrat you realize you’re now responsible for something completely different than what you signed up for. I’ve pulled out loans in the past much larger than my this app loan and didn’t come close to the 600% interest rate. If I knew that I would’ve never utilized them. Please spread awareness and either put it on a credit card with no interest for the first year or when utilizing a loan company look for that daily/weekly/monthly/yearly interest rate. Also AWL is buggy most of the time

I have downloaded AWL onto my phone 3 times now. Each time I try to open AWL it takes me right back to my home screen. I know it is not a device issue because nothing else is glitching. I'm not angry or anything, I'm simply frustrated. Having to go to the web site each time is time-consuming. If this can be fixed that would be extremely beneficial.

App doesn’t even open no more plus I always gotta re enter my information

Never had any issues before but now I can’t even open AWL push it to open and I directly get kicked out back to my Home Screen after uninstalling and downloading again same thing I can’t get to my account which is sad I wanted to make more payments but now I can’t !

Unfortunately this is more so to see one piece of information on an app, even the websites not that intuitive. I can’t even see my billing history or if I have scheduled payment, so I don’t know whether or not they have gone through or not. Very frustrating and I wish they would at the very least show scheduled payments or a billing history.

I requested a $1000 loan this morning and received it this afternoon so quick its easy the only con would be the interest fees The quicker you Pay off your loan you wont have the interest fees customer service is super nice and always answers when i call i was skeptical at first but its legit

Everything honestly smoothly. Used it for a short term 2 weeks. Paid it back in full all within AWL . Worked as advertised, just be sure you know what you are applying for.

These folks are very professional and their loans are reasonably priced. I’ve had two loans with them and glad they can be in my back pocket for emergencies.

Worked very well I loved the customer service and money went straight Into my banking account in no less than 24 hrs

It seems AWL developers have ironed out all of the bugs and issues.

I requested a short term $300 loan and was approved within minutes.

Had the funds in my bank within 6 hours.

No issues, I needed to replace two tires on my vehicle and was able to do so.

Only concern, I’ve an extraordinary high interest rate upwards of 5000% five thousand percent. If I was unable to pay this loan off within 1 week, it would not be worth it.

For future borrowers, use their service for very short term loans.

- S Reynolds

AWL is much easier than using a web browser when on a cell phone.