Rocket Money - Bills & Budgets Reviews

Rocket Money Reviews

Published by on 2025-02-12

🏷️ About: Rocket Money is an all-in-one personal finance app that helps users save more, spend less, and take control of their financial life. With over 3.4 million members, the app offers a range of features, including tracking and growing net worth, managing and canceli... Show more


       


Overall Customer Experience 😎


🤬 Negative experience
47.1%

🫥 Neutral
33.1%

😎 Positive experience
19.9%

~ from Justuseapp.com NLP analysis of 185,030 combined software reviews.



Summary of Customer Reviews (Takeaways): 💎

- Easy to load all bank accounts and investments

- Keeps track of bills

- Tracks spending in different categories

- Compares spending month to month

- Connects to debit card for accurate budgeting

- Simple layout and easy to find way around

- Negotiates lower rates with cable companies



Read 32 Customer Service Reviews 😠💢

4.4 out of 5
Stay away from bill negotiation

UPDATE: there’s no response from Truebill team even after sending email to negotiations@truebill as mentioned in the reply below.

Here’s the story. I signed up for Truebill’s bill negotiation service after RocketMoney mentioned that i could save 15$ on the 75$ month that I’m paying for my ... Show more

Don’t opt for the discounted bill service they offer!

I set up my account with them and requested to have my bill lowered through their service and it was all a lie. They told me they would lower my monthly bill while keeping my same phone service quality but they in fact lowered my phone service quality to achieve my lowered monthly bill and then cha... Show more

Misleading Savings

I downloaded RocketMoney and signed up for the negotiations just to see what it would be like. They negotiated with my cable company and got me a lower rate and I thought it was great, BUT they stated I would save $308 on that contract for the year and charged me the 40% ($120ish). About 3-4 month... Show more

Terrible app!

First of all RocketMoney kept loosing its connection with my bank account. I tried to get RocketMoney and my account rekindled several times. After loosing the link between the two a 5th time. I just removed the rest of my accounts that were linked...or so I thought. This month I received a notif... Show more

Not sure what to think

I’m not quite sure what to think about RocketMoney yet - on one hand, I really like the interface of RocketMoney and the features it has. The potential to add my various accounts and have a “quick look” at my upcoming bills is nice, other apps do this too but the layout within RocketMoney is one... Show more

No Apple Card Support

I was looking for an alternate application to Mint, which I thoroughly appreciate and enjoy, but at the time, it didn’t offer support for a few of my cards, including my Apple Card. So I was on the search for something that would. Enter Truebill. Although I prefer the interface over that of Mint’s,... Show more

Truebill is awesome!

I’m very into having apps and programs helping me with my banking. I’ve been using Quicken for personal and business since 1997. Truebill has been the easiest app to load all of my bank accounts and investments and it’s keeping track of my bills for me.. something I (along with most people who pay ... Show more

love it! (Detailed/more than I expected)

I was truly skeptical at first because there was yet another budget app out I saw the advertisement MIKE-CONTRACTOR casually spoke on it so I thought I’d check it outAfter watching the features and benefits in RocketMoney Store hearing his satisfaction with it and the commercial I thought I’d give... Show more

Perfect Financing App All-in-One

I got RocketMoney because I wanted to start tracking my spending. And let me tell you it does one hell of a job for that!! It sorts my spending in different categories and even compares my spending month to month. I’ve been trying to save up for a car (I’m a college student) so I really wanted to ... Show more

I use it everyday!

Truebill (premium) has been life changing for me. I was once a reckless adult spending frivolously without tracking where my money was coming in and where it was leaving. Truebill has been the utmost game changer for me. I now have a clear picture and easy to understand reports of my spending habit... Show more

Love it!

I don’t usually write reviews, but I wanna give credit where credit is due. RocketMoney is honestly extremely user friendly. I love that I can exclude certain purchases from my budget (eg. if my brother sends me money to buy something for him, I can hide that from the spendings because it’s not pa... Show more

Best personal budget app

TL;DR: Truebill is smarter, easier to use, and more powerful than Mint and other budgeting apps I’ve tried.

The primary pain point of other apps is their consistent inability to accurately and consistently categorize transactions, making their reporting features largely unusable ($8,500 on ... Show more

LIFE CHANGING!

First and foremost I never or rarely ever write reviews but I was asked and I simply had to. RocketMoney is absolutely phenomenal and truly life changing the way it organizes my expenses my bills my subscriptions and allows me to see it all in one place, simply in-genious. Been waiting for somethi... Show more

Great for single moms

As a as a newly single mom, I can say that RocketMoney has helped me with my finances, I work two jobs to make ends meet and it’s easy to forget things, when you have a lot of other worries going on in your life. It provides an overview of your bills, spending habits, what’s coming in and out of y... Show more

Worth it for me!

At first I didn’t get the point of paying an extra $5/mo for a service that touts cutting your unnecessary subscriptions down, but this has already saved me more than I’ve paid for it! I just had an issue where an ex-leasing office tried to charge me again (when I shouldn’t have been since my lease... Show more

Was very hesitant....and then it transformed our financial stress to understanding.

I looked into using TrueBill a while ago and initially decided against it. Wasn’t sure how legit or helpful it would be. Months later I spent about 40+ hours making spread sheets, combing through every single expenditure between my husband and myself. It was grueling, agonizing, and my head was spi... Show more

VERY Easy for New Budgeters, & Hesitant People

After a friend suggested Truebill, I downloaded RocketMoney and set it up. I was hesitant that it would be like all of the other financial apps: complicated, not worth the time/effort, not user-friendly, etc. I was wrong! Like most people, budgeting is not my favorite activity, yet Truebill takes ... Show more

Wonderful App and Support Team

I really love RocketMoney. It has a wide variety of features and it's incredibly easy to use. The free version is pretty good, but the premium version is amazing. When you subscribe they ask you to post what you think is fair; from $3 up to $12. I had been using the premium version for quite a whi... Show more

The Best Budgeting App

RocketMoney is, without a doubt, the best budgeting app available. I’ve used other apps, quite a few actually, but each at my views has features I like but lacks other features that I need or want. Is everything I want and more. I love that I can connect my account so when I spend money on my debi... Show more

This app an an essential

I was skeptical at first- i thought there would be some usability issues or that it wouldn’t be worth paying for- or that it would be something that I would look at then realize I don’t need, BUT…
RocketMoney is awesome. I have been so impressed with it. I had two bills lowered and I synced all... Show more

Absolutely predatory company! Do not let them negotiate if you don’t have money in the bank

RocketMoney started out pretty cool, the took s wrong turn in a hurry when I let them negotiate to lower my Verizon bill on my behalf. They came back and said they were successful and that they saved me 50 a month. Then said they’d be taking their years worth of commission out of my account in a c... Show more

You Are Warned

I really hate to be that person, but after back and forth with their customer service I can’t help it. I’m wondering if all the positive reviews are company employees just boosting reviews. They informed me months ago that my cable bill with AT&T would be reduced by $20 per month, charging me a... Show more

Why did you charge me $20???

Truebill your advertising services state that this a free app and you will charge me 40% of any money’s you save me on my bills. I am perfectly fine with that, however what I’m not fine with the fact that after I signed up you charged me $20, and I do not know why. I have contacted you directly thr... Show more

Trash

So I got the premium to cancel some of these prescriptions I’ve been meaning to get rid of. The very first one i clicked on it would not let me cancel. Whenever I’d click on it it would send me to a page that lets you “chat with an expert” I tried a few times with the same result. Then I went about... Show more

BEWARE

This company is a scam and a disgrace. They charge you for things that you can actually do for yourself in order to be compensated for fees or reduce a bill. Please do not think due to a lack of information that they are able to do anything for you that you can not do for yourself. They have no spe... Show more

App has turned awful and support never replies

RocketMoney used to be a decent finance app for keeping my monthly spending in line. My rent never showed up on the monthly bills (even though it was the most expensive and paid every month at the same time. Must have been real hard to recognize Truebill 🙄). I brought this up to support and they ... Show more

Great! (With one bug.)

RocketMoney is clear and easy to use. I might say it’s perfect, so long as you don’t have the expectation that the developers know your personal life in and out. All functions are fairly clear and simple. The icons are robust and make sense even for text-averse individuals and allow for quick unde... Show more

Good app, could be great

Truebill does a lot of things right. I love the layout and features they offer. Very esthetically appealing and user friendly. I don’t like that they charge a subscription fee for the premium version, but it’s only $3 per month. I wouldn’t pay more than that because many of the features are availab... Show more

Love It

First impressions I really like RocketMoney it is so helpful keeping everything organized and knowing exactly when everything is due. I love the feature where it shows how much cash you have on hand then why your net cash is after everything is paid that month that is my favorite to make sure you ... Show more

Impressive Customer Service

Truebill has negotiated two bills for me so far, saving me $35 on a cell phone bill and $15/month for a year on my cable bill. Initially, I was advised that the cable bill savings would be $60/month for a year, and charged ($288) accordingly. However, after 3 billing cycles, the discount wasn’t app... Show more

A dream come true

I have not been so excited about an app in a very long time. RocketMoney could not have come along at a better time for me. A divorce left me in a financial mess. I had just moved into a new place and was basically starting over. Truebill has allowed me to reorganize my finances and keep from bein... Show more

The App I Didn’t Know I Needed

Right out of college, newly engaged, with a new job and new rent, all while trying to juggle different subscription sources—my life has somewhat become organized chaos. haha

I like to believe I am a pretty organized person, but it truly just adds up. Next thing you know you’re over-drafted ... Show more



Is Rocket Money Safe? 🙏

Yes. Rocket Money - Bills & Budgets is quiet safe to use but use with caution. This is based on our NLP (Natural language processing) analysis of over 185,030 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.4/5 . Justuseapp Safety Score for Rocket Money Is 29.7/100.

Safety Analysis

74.7% of users say app is Safe 👍
74.7%

13.2% of users say app is Risky 🚨
13.2%

12.1% of users have Some Concerns ⚠️
12.1%


Is Rocket Money Legit? 💯

Yes. Rocket Money - Bills & Budgets is legit, but not 100% legit to us. This conclusion was arrived at by running over 185,030 Rocket Money - Bills & Budgets User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Rocket Money Is 79.1/100..

🔏 Privacy & Data Safety

Rocket Money collected the following data from you:

  • Data Linked to You:
    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics

Payments 💸

**Pricing data is based on average subscription prices reported by Justuseapp.com users..

Pricing Plans Amount (USD)
Premium $6.99
Premium $4.99
Premium $5.99
Premium $2.99
Premium $9.99
Premium $4.99
Premium $8.99
Premium $4.99
Premium $6.99
Premium $5.99


How was your experience with Rocket Money - Bills & Budgets? Post a Review




Features

- Track and grow net worth

- Manage and cancel unwanted subscriptions

- Lower bills and negotiate on behalf of users

- Keep track of monthly bills and avoid overdrafts

- Create unlimited custom budgets

- Monitor credit score

- Put savings goals on autopilot

- Bank-level security and privacy

- Connect investment and retirement accounts to view holdings growth

- Manage subscriptions all in one place

- Lower bills and spend less each month

- Track net worth with ease.

  Contact Support
Developer:
Truebill, Inc.

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