Income OK - income & expenses Reviews

Income OK Reviews

Published by on 2024-11-27

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Overall Customer Experience 😎


🤬 Negative experience
65.3%

😎 Positive experience
34.7%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 1,066 combined software reviews.

Is Income OK Safe?
Income OK - income & expenses appears generally safe, but use with caution.
34.7/100

  Safety Analysis »»

Is Income OK Legit?
Income OK - income & expenses appears legitimate, though exercise caution.
34.7/100



Read 20 Customer Service Reviews 😠💢

4.7 out of 5
Almost perfect

I love IncomeOK! It’s really simple to use and easy to view all of your daily/monthly/yearly expenses and income. Only thing I wish they would do is let you see both the expenses and income on one table instead of keeping it separate.
You are able to customize IncomeOK to your liking and best part is, they do not ask for any of your info. They also don’t ask you to link your bank account like every other budget app. Super SIMPLE!

No income vs expenses graph

The Expenses OK app is the same thing minus the income, AND it's free. That app gets 5 *s. IncomeOK allows you to input you income (a feature missing the free Expenses OK app) as its own separate tracker, but you still don't get an income vs expenses pie graph. What's the point of upgrading from Expenses OK to INCOME OK if there is no comparison? It's in the name. You can still check your balance hidden away in the menu tab but IncomeOK is so visually and functionally balanced that it's disappointing. That being said both apps are great and better than most tracking apps out there. I would gladly pay $1 for either one, had one not already been free.

Every day use for 6+ years

I love IncomeOK and have used it every day for the past 6 or 7 years. The only reason I gave it 4 stars instead of 5 is because there’s not an option to include recurring payments, like my monthly rent, internet bills, etc , and have to enter it manually each time every month, which I sometimes forget to do. I realize that’s on me, but it would be awesome if it had an option for recurring payments to track automatically. All in all, I love IncomeOK, it’s straight forward, and I recommend it to everyone.

Great buuut

IncomeOK is Great for daily budget only, however I want to know how much I spend per pay periods per month, also you need to allow daily payments to deduct from the income. I find myself still using my google spreadsheet & this. It needs weekly, biweekly and monthly settings.
It's needs icons for credit cards
Pros- it's very quick easy and convenient. It creates a colorful easy to read pie chart. The expense and income are 2 separate apps, but combine into one Dashboard if you have both!
Overall I like but it doesn't fulfill my needs of truly tracking my pay period budget.

Good start but needs improvement

IncomeOK is a nice easy to use app but it could use some improvements.
#1 there should be a chart showing income and expenses together so you can visualize what you earn vs spend. This is most important thing missing in my opinion.
#2 allow you to create custom categories for income and expenses. This seems like it would be an easy thing to add to make life just a little easier. I do appreciate the notes showing under the expenses and income and use that instead right now.

BEST App Ever

I absolutely love IncomeOK. After testing out what felt like every financial budgeting app out there, this is hands down the BEST one. It's definitely well worth the money. I use it every single day and find it to be extremely useful.

If you're looking for a simple way to track your income/expenses that doesn't require access to your bank accounts, this is the perfect solution. Since it doesn't pull from bank accounts, you're in complete control - no more miscategorized charges or constant clean up. This allows you to input only what you choose, which gives you a much more accurate reflection of your overall finances.

Pros:
1. User friendly design
2. Quickly input real time income/expenses along with the date and notes - ideal when you're on the go
3. Create your own unique categories, assign icons to them, and even subcategorize
4. Visually appealing graphs for income/expenses
5. View income/expenses from previous days/months/years
6. View overall balance between income/expenses
7. Backup/sync with iCloud
8. Export to CSV
9. Widget available

Suggestions:
1. Add graph comparing income vs. expenses since you can only view them separately as of right now
2. Include additional icon options for categorizing. Current selection is great, but a few more wouldn't hurt
3. Add a reoccurrence feature for certain expenses (i.e. monthly bills) so you don't have to remember to input each time

Simple and efficient

I have been using this for sometime. It's wonderful simple and efficient well designed app. Recent upgrade of having to view previous months was good and look forward to see many more new enhancements to come. One suggestion : it would be great to see repeated fixed transactions like rent, cell phone bill etc can be set for coming future months.

Like it so far!

I like IncomeOK so far. Would be cool if there was a copy & paste feature or a check box for monthly recurring items to keep track of. The only other issue I have is not being able to email csv file keep getting error message saying my email is not set up with my phone I checked and it seems to be, any tips on how to fix this would be great!

Amazingly simple

I’ve tried out dozens of personal finance apps trying to find what I found in Income OK! I love that you don’t have to connect IncomeOK to your bank account because I always feel uncomfortable doing that. It takes a little while to get it set up just right but once you do it’s amazing because it’s personalized to your budget and you track exactly what you want to track!

Helpful for a musician on the road

I had a vague idea of how much I was earning/spending while on tour, but IncomeOK has helped me get some serious clarity about my financials. It is extremely easy to use, easy to customize, easy to make a part of your tracking routine. It has also made me a more mindful spender. If you’re looking for a simple, quick way to keep track of your money, give this a shot.

Lost all expense data

About two weeks ago some sort of synchronization note came up and I had no idea what it was related to. However at some point in the last week or two I have literally lost all of my data for the past two years. Is there any help or support out there? I have relied on this for four years. And now at this point I’ve lost every expense data for the last two years.

I use this daily.

Independent contractor with multiple income sources. This is simple and visual which is good for me. Great info to see where I’m at hitting my income goals. Worth trying. Create your own categories etc. flexible yet not complex and for sure not overwhelming like some income and budget trackers, at least for me. I don’t completely ignore my budget but also not a slave to it so again this works for me. I’m not totally in the dark about my income and spending like prior to using this. Thanks developers! Also their Groceries OK app is petty cool.

Love this app!

So useful for budgeting and staying on top of my finances, I'd happy spend the $0.99 again for it! The only thing I wish it had is the ability to edit transactions from any day. So far I can only see how to edit today's transactions and not yesterday's or last week's (like if I coded it wrong or put it on for the 2nd but realized later it was on the 1st). But that's a minor issue. Otherwise IncomeOK is perfect and I love that I can update my earning/expenses in my notification window!

Great Expense Tracking

Excellent data representation with their charts. I love being able to add my own unique categories associated to an expense. This is like a calorie tracker app that tracks money instead of calories. It keeps me mindful of my expenses and my earnings. I am normally so all over the place that I don't realize how much it is I may be spending or on what I am spending it on. Rather than looking at a statement once a month, I can just track everything in realtime. Great UI/UX as well. Seems to be a solid app. Exactly what I needed.

#1 Financial Application

I strongly recommend Income OK to any person who needs to keep track of their budget and expenses. I was using the free version which only includes expenses(Expenses OK). And just because of how much I loved it and how simple and easy it was to use, I upgraded to IncomeOK to get the full experience (the free app has full functionality but without the income options). I used many applications and they all required access to my bank accounts and had too many procedures and steps. IncomeOK beats them all with its simplicity and functionality. In comparison with other apps which need subscriptions and registrations IncomeOK is perfection. Although IncomeOK is paid I still feel the need to thank the developer 👍🏼.

Suggestions:
The budget option needs a reset button which recalculates the difference between income and expenses in it has been changed by mistake. A manual option of importing data from the free version would be very helpful. Also, there should be an automatic option for reoccurring expenses and monthly fixed costs; (such as fixed monthly rent, fixed monthly bills, etc...)

I salute the developer who was able to beat all the other apps in the market which are more expensive and for making it much simpler while still being able to fit it all in 6.5 megabytes of storage space.

Outstanding app

No ads, no intrusion into your bank or credit card accounts. Simple, fast, and effective.
If you want to use an envelope system, this works for that (if you have a coffee budget, stop when your coffee total hits it, as it’s easy to record purchases in real time). If you want to know how income versus spending, at weekly, monthly, yearly intervals, you’re good to go. Track as little or as much as you like. No set budget template to fill out. Love it, love it, love it.

So far, so good.

The interface is clean and easy to navigate. While I’ve looked at many apps and tried out several, this seems to be what I’m looking for. Something to balance my expenses v. income and show me where I’m spending my money. I like that it doesn’t link to my bank account; I never find those apps accurate and then they become useless. It’s a good way to balance your checkbook, per se. More icons would be cool, but I’m satisfied with what they’ve got. I really enjoy being able to add notes overall, as well as individual expenses. Great job here.

Very helpful app and I love the colorful graphs

I'm so glad I found IncomeOK. I was so disappointed in the My Checkbook app I believe is what it's called and got no response from that apps support. So, I searched on IncomeOK Store for a much better one and found Income Ok. I was a little confused at first on how to use it. But I ended up figuring it out after a few minutes. It gives you a very detailed overview of your income vs expenses. The colorful graphs and percentages are so darn helpful! I wish I found IncomeOK a lot sooner. It's going to be helpful for filing taxes and overall keeping track of the money I make vs the money I spend. A big thank you to developer of IncomeOK. You really did an awesome job!

Excellent

I use this application every day when 2018 began my 2017 data was lost but luckily since I have an Apple phone all you have to do is sync your iCloud with the back ups it’s very simple and it only takes 30 seconds in the settings of this application for one dollar I’m going to be using this application for the entire year! My only problem is that the icons are not as colorful I wish there was much more decoration but I don’t care it’s an excellent app and these corrupt banks cannot get into your system like they do on your online bank statement this application is justice not corruption you write down your expenses and income not your corrupt Bank government

Love

Love IncomeOK , one problem is that it doesn’t subtract from the total earnings that is inputted but I’m pretty sure that the developer will update it eventually. It’s very easy which is a plus also it doesn’t ask you to log in to the bank account which is even more better love IncomeOK great job guys!!!



Is Income OK Safe? 🙏

Income OK - income & expenses appears generally safe, but use with caution. JustUseApp Safety Score for Income OK is 34.7/100.
This assessment is based on our NLP analysis of 1,066 user reviews. Combined with the app store average rating of 4.7/5.

Safety Analysis

81.8% of users say app is safe 👍
81.8%

13.8% of users have some concerns ⚠️
13.8%

4.5% of users say app is risky 🚨
4.5%


Is Income OK Legit? 💯

Income OK - income & expenses appears legitimate, though exercise caution. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Income OK is 34.7/100 .
This conclusion is based on analysis of 1,066 user reviews.

🔏 Privacy & Data Safety

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