Central State Bank Reviews

Central State Bank Reviews

Published by on 2026-04-14

🏷️ About: Central State Bank Mobile Banking allows you to access your accounts from your mobile device any time of the day or night. You will be able to check your available balances, view transaction history, see pending transactions, transfer funds and much more.


     


Is Central State Bank Safe to Use?

We Investigate the app owner's website (Centralstatebank.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
58.6%

😎 Positive experience
41.4%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 508 combined software reviews.

Is Central State Bank Safe?
Central State Bank is very safe to use.
41.4/100

  Safety Analysis »»

Is Central State Bank Legit?
Central State Bank looks authentic and legitimate.
41.4/100



Read 20 Customer Service Reviews 😠💢

4.8 out of 5
Pretty lame app

This is a small town bank and CentralStateBank is as well. No, it’s small-time. Terrible. But I’ll give it three stars just because it’s a very decent bank otherwise and you get the friendliness of a local bank. But I have been banking with Chase for years and years and their app makes this look like it was put together by some teenager with a template, last night!
I bank with both, but Chase doesn’t have a local bank so I finally had to open another account in case I needed to deal with cash.
CentralStateBank is very basic; you can’t do much.

love the app

would give 5 star but sometimes the process of money is wayyyyyyy too slow and has made my card decline before, love central state bank but CentralStateBank could be as amazing as them if they continue bettering CentralStateBank . all in all if you bank through CSB you NEED CentralStateBank even with its very few flaws!

Slow to update on weekends

CentralStateBank works pretty good but on weekends you better watch out. If you aren’t keeping up with what your spending then CentralStateBank isn’t either. Takes way too long to update and will send you in a panic. I enjoying CentralStateBank during the week but when the banks are closed so is CentralStateBank .

Works like it should

Never have any issues or bugs with CentralStateBank . Works every time

Wonderful Bank!

I simply love their customer service. And my kids love turning in their AB Honor Roll so they can see their savings go up! Way to go CSB in supporting education this way! :)

Impressive

Great. Very good. But never quit trying to do better.
User friendly.
Would like more details on individual transactions subtracted from total.

Great Experience

I use everyday and user experience is very easy to use for any age. Transferring money from different accounts is click of a button. Reliability of CentralStateBank has been great and is a very stable application.

Central State Bank

Best Bank .Best People . Best App ..Central State Bank is an oasis of how America use to be .. still puts their customers first place ! Thank you for all you’ve done for me over the many years .. Shane, Canda , Dawn ,David & many others !
Danny DeShazo

Easy to access

I can go to CentralStateBank very quickly and navigate it. It’s easy to use when I need to transfer or deposit money.

Easy to Use

I find it so convenient to be able to check my account at any time. CentralStateBank is easy to use and always available.

Exactly what you need. Nothing you don’t.

CentralStateBank is never “down”. It is intuitive and follows the MAIN idea behind a great app-just because you CAN do something, doesn’t mean you should. CentralStateBank does exactly what I need, isn’t a bombardment of upsell, and distractions, and did I mention it is consistently “up and running”? Thank you for making this one area of my life that I can depend on for quality, accuracy, and reliability.

Happy CSB Customer

Love CentralStateBank! It makes it easy to get my balance, see what’s cleared, and transfer money. It’s wonderful doing business with a bank who still knows your name and puts the customer first.

Perfect banking app

So easy to use. Easy to switch between accounts and can add another account from a different bank if needed. I recommend CentralStateBank if you bank here.

Amazing app for an amazing bank

Highly recommend CentralStateBank/bank to anybody looking for the best. Both my business and personal accounts are here and they never have let me down

The bank that looks out for its customers

They make banking easy and pleasurable. Friendly accurate professional. I’ve banked here more than 30 years and I have no intentions of changing.

Do even think about it come to central states bank

Best bank you could ever find really lovely people they give you opportunity no matter where you come from the best place to bank at thank yall for everything 😊❤️

Bill pay

My favorite thing about the central state app is being able to schedule payments and not having to put check’s in the mail to worry about them making their final destination.

Great Local Bank

When WF wouldn't give me the time of day after banking with them for 10 years when I went to get a loan to start my business. I went to CSB and they have been incredibly helpful in helping me purchase equipment and vehicles to launch and maintain my business.

New Acct

I absolutely love CentralStateBank and I love the bank itself. They are so friendly and down to earth. They know everyone by name and it is the hometown feel I’ve always heard about. Big shout out to everyone at central state bank and I can’t say enough kind words for the Calera, Al & Pelham, Al banks and staff . I will refer everyone to them. Thank you for you kindness.

Convenient

Love CentralStateBank ! It’s always up to date and very easy to use. Also it’s the best for transfers and deposits. Thanks CSB for all your hard work!



Is Central State Bank Safe? 🙏

Central State Bank is very safe to use. JustUseApp Safety Score for Central State Bank is 41.4/100.
This assessment is based on our NLP analysis of 508 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

87.6% of users say app is safe 👍
87.6%

9% of users have some concerns ⚠️
9%

3.5% of users say app is risky 🚨
3.5%


Is Central State Bank Legit? 💯

Central State Bank looks authentic and legitimate. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Central State Bank is 41.4/100 .
This conclusion is based on analysis of 508 user reviews.

🔏 Privacy & Data Safety

Central State Bank collected the following data from you:

  • Data Linked to You:
    • Contact Info
    • Contacts
    • Identifiers
    • Usage Data
    • Diagnostics



How was your experience with Central State Bank? Post a Review




Features

Central State Bank Mobile Banking allows you to access your accounts from your mobile device any time of the day or night.

You will be able to check your available balances, view transaction history, see pending transactions, transfer funds and much more.

  Contact Support
Developer:
Central State Bank of Alabama

Contact e-Mail: