Concora Credit Reviews

Concora Credit Reviews

Published by on 2024-08-22

🏷️ About: Manage your account with the Concora Credit App. With the app, you can activate your card, make payments, stay up to date with your transactions, and manage your account information 24/7.


       


Overall Customer Experience 😎


😎👌🔥 Positive experience
54.7%

👿🤬😠 Negative experience
24.8%

🙄💅🫥 Neutral
20.5%

~ from Justuseapp.com NLP analysis of 303 combined software reviews.



Read 40 Customer Service Reviews 👿🤬😡😠💢😤

3.6 out of 5

Login : Credentials

2024-07-24

Having to input your user name and password each time you want to log into the application in this day in age is absolutely unacceptable. No remember me feature etc. This needs to be made more user friendly when logging into the application along with adding the biometrics features that almost every financial institute known to man has incorporated. Let’s work smarter not harder!

Sham credit card

2024-04-01

Used it once and then denied a refund of the annual fee of $59 after being a customer for less than a month. Fraudulent charges made the card unusable. When customer service phone number recording says "This is a credit reporting agency. Anything said can be used to collect a debt." You've just been scammed! Do not recommend.

Please read urgent

2024-04-22

Why is the experience on the Aspire credit card so good and perfect but your Milestone credit card is totally different the aspire card has a completely better normal Bank layout and your able to instantly pay your balance with your debit card and access your credit almost immediately and the milestone dont get access to your limit sometimes in days and sometimes in weeks its a complete horrible experience and as a new customer of the milestone card I’m already considering to cancel the card if you want to keep customers the milestone card should be on the same app as the aspire card and have the same options to pay and the same customer experience the aspire card customer experience is 5 stars the milestone card would be a negative 5 if I could rate that low

Autopay

2024-04-16

I no longer have access to my Genesis account information that I have on autopay. I recently bought a set under Concora , downloaded ConcoraCredit to set up autopay only for it not to be available. This feature is critical for a person with a busy life. I called customer service & couldn’t reach anyone.
When will this be fixed?

iOS

2024-06-02

Can’t get it to work on my iPhone 12 Pro Max . My screen freezes after I log and goes to the mobile agreement page . It won’t scroll down so I can tap “agree” .

DESTINY CARD

2024-07-24

I applied for the DESTINY CARD & was approved. However, upon approval, which gave me instant access to my funds, they told me “the systems were down” & would take 5-7 business days to fix the issue. I could not log in to my account for immediate access, as they promised me (main reason why I applied). I have a gut feeling that tells me I’m being scammed. If it’s not a scam, it’s a VERY bad look, and terrible business operations.

Do not open account with them

2024-07-24

YOU will regret it, they actually hold your payments until they can make more fees up and keep getting money from you, ITS A SERIOUS SCAM. WARNING ********If you trying to build credit this is not the card they are not allowing debit payments so they can hold your payments for at least 3 weeks. THIS IS A WARNING, do not open cards with them *****WARNING *********** if I could I do no stars I just contacted the BBB don’t open an account keep your money safe

Unbelievable

2024-07-24

I went online and updated my email address on 06/06, today I stop for gas and my card declines, I go to login and it says to call customer support. I get on the phone with customer support and the rep says yes your card and online access has been blocked due to you changing your email. Are you serious, she then says you have to fax a copy of your drivers license and then your card will be unlocked. I fax over the required document call back in 6 hours later, just to be told that it will take 5 to 7 business days to verify my drivers license. This is absolutely ridiculous. Thank goodness, I have backup funds or I probably would have been stranded smh.

Good idea but will not work.

2024-09-29

I downloaded twice. Tried to login numerous times. I’ve checked my passwords but ConcoraCredit will not let me login. It’s useless to me. Good idea. Bad product.

ZERO STARS

2024-09-12

I DON'T RECOMMEND IT AT ALL, ABSOLUTE WASTE OF TIME, ITS COSTUMER SERVICE SUPPORT DOESN'T HELP AND IT TREATS YOU AS IF THEY WERE DOING YOU A FAVOR WHILE IT'S THEIR JOB, BRO IF YOU DON'T WANT TO SPEND A DISGUST DON'T APPLY FOR THIS ACCOUNT

Concora

2024-05-01

So I have had this card for a couple of months and yes my score is not great so they did give me a second chance but when you pay your bill on time and they take your money out of the bank that is attached to them they still take 14 days for you available balance to show so you can only use your card 14 days out if a month if you use your whole amount… so now I k is to use half than pay and while I am waiting for that to clear I still have the other half to use SMH

Support for Credit/Debit cards as payment method

2025-01-01

App is good but somewhat useless as it does not allow a consumer to make a onetime payment using a debit or credit card.

APP MALFUNCTION

2024-07-24

For some reason after the initial setup I can no longer log into ConcoraCredit . I have both the destiny and milestone cards and ConcoraCredit doesn’t work for either. For milestone I have to log in through the browser every time and for destiny I can’t log in at all. I’m afraid to use the card because I won’t be able to log in to pay it and I definitely don’t want to incur any fees. Also why is it that I can’t see both cards under one log in. How inconvenient to have to log out for a card that’s with the same company.

Update needed

2025-03-06

ConcoraCredit has the ability to make you want to cancel that new card. Seriously… update this poor thing.

Not many options

2024-07-24

I would like the option to put my card in on Apple Pay I would also like the option to track and order as well as order a customized card through ConcoraCredit

Need debit card payment option

2024-05-07

ConcoraCredit is good. It allows you to get access to the multiple cards you have with this bank. The only problem is that it doesn’t have an option for you to pay with your debit card so that the payment and available credit is made available on real time currently, you make a payment via check and it takes 14 days to access your credit availability this is the 21st-century not the 20th century. Let’s get on the program and add this feature so that you can pay with your debit card so that you’re available credit is made available immediately and on real time.

Approved for New card and moved

2024-05-07

Expected to send documentation in because I moved before card arrived but faxed the required documents twice which takes them 5-7 days to receive the fax and now they need two additional weeks to review the updated Drivers license RealID that is now required when renewing or changing addresses etc….and it’s just asinine to think it takes 7 days to receive the fastest electronic submission they allow. No online portal or secure email to track your progress. The only other option is sending snail mail. Ridiculous also not calling in the is apparently. I liken it to calling sprintpcs in 2005.

Apple Wallet in the future?

2024-04-22

ConcoraCredit is cool and practical. Nice shade of blue, too. 😊 But as practical as ConcoraCredit is, and it is, being able to add this card to Apple Wallet. I tried but a pop-up screen says that I am to “contact the card issuer if ask if they offer cards that support Apple Pay.”

Any chance of that happening in the future?

Easy access

2025-08-08

Would be nice if ConcoraCredit provide the option of fingerprint sing in. Orlando C from Florida

Easy to use

2024-04-22

Great app! Would like to be able to see payment history separately instead of within the transaction list.

App experience

2024-04-22

All in all app is easy to use, the only issue was adding my bank info. The issue was after all my info was typed in, the page couldn't be pulled up enough to hit the enter link. On my iphone or iPad.

Great there is an app for that

2024-04-22

So far ConcoraCredit is great. The only thing that I do not really like to do is I have to enter my information twice (I have two different cards) to do anything. Please have a Touch ID or something that will have part of it memorized. Less typing.

All it needs is Touch ID or remember me for login

2024-04-22

Finally! An app so that i can keep up with my account. All it needs is a Touch ID so I can easily login or remember me for the user I’d so I can easily sign in.

Good Card

2024-07-24

I really like this card but there’s so many things that’s wrong

1. No Face ID to sign in… You have to manually sign in EVERY TIME.
2. No Virtual Card option in case you don’t have access to get the physical card right away or a way to lock your card if need be.
3. does not support Apple Pay… Can Not be added to phone wallet.
4. Real time payments is not a thing.
5. No credit monitoring feature

I feel like this is before phones and apps were invented. It’s giving back in the days… I really wish we could have some of these things SOON. But the simplicity of ConcoraCredit and card is something to be admired for such a fast pace world. But yall still gotta step y’all cookies up and get in the game.

Ease of use

2024-05-08

I have two cards from Concora Credit and they are very easy to access and use and have phoned in when I felt I had a problem and it was quickly resolved!

Super easy to use

2024-01-28

Such a user friendly app (even for old folks like me)! The only thing that could improve ConcoraCredit for me would be facial recognition. But navigating ConcoraCredit is a breeze!

Easy app to use

2024-05-08

I just downloaded ConcoraCredit on my iPhone and seems pretty easy and convenient to use . I still haven’t received my card but will update later about their services.

Face ID

2024-04-16

Please add face is. Everybody has them now
Why is your updates taking forever. Come on we’re 5 g now. Tired of waiting for your updates

Awesome Thanks!!!!

2024-05-08

Thank you so much for ConcoraCredit truly!!! The card I have obtained is from a dentist office who has helped me so much for getting back my smile that I can’t express enough how grateful and happy I am🤗😊. And now to have an app I can download on my iPhone to pay my bill is truly the icing on the cake. So I just want to say thank you and I’m just learning ConcoraCredit so if I have any suggestions or ideas, I will definitely come back and give another review 😊.

Great App

2024-01-28

This is a very easy App to use and to get around. You pick your card and then your in. They are always there to work with you too

Multiple brands

2026-08-20

Hi, I would like to suggest a way to have mutole brands logged in at the same time would be helpful. I have two destiny and milestone and I have to log out and log back in to each one back and forth if I want to access them, these no way to have them both in fine.
I love ConcoraCredit I mean I just started used giving my cards said they will be under this company now so that’s why I made the account and honestly this is what I’ve what’s wanted. There was no app for either of those cards so I had to save a homepage web app to easy access the log in so thank you lol. But fixing my situation I first mentioned would make this even better

New to indigo card

2024-05-08

UPDATED REVIEW ( Thanks for a actual reply changing my rating to a 5 star why ? Because after my feedback CONCORA CREDIT took the time to read and reply which shows me they are listening to their card holders feedback which is a good start & will help the future of ConcoraCredit & their cards & products going forward…

Hello so I have seen reviews on Celtic bank about how indigo card didn’t have any app , so I m glad you guys finally got one up for it , I don’t have my card yet but I will say I’ve logged in a few times to check ConcoraCredit out , I have other cards with fully functioning apps , this one is on its way I’ll say that but please you there is so much you need to add , biometric log in , or pin log in having to use a password every time is a pain , I noticed no document center with info needed that needs added only basic stuff shows (again it’s better then nothing ) but if you want customers to stay they need to feel safe & valued able to see finances & a functioning help center possible chat option card holders don’t want to feel sub prime . This card has potential above others in its class . If you take the time to invest in card holders more will apply. Other then that im just super happy there is at least a functional app ( bare bones ). But there ! Here’s hoping updates help bring it to life .

Nice App!!! 🙂

2024-01-28

ConcoraCredit is easy to navigate and it’s super convenient for me to pay my credit card bills at my fingertips.

Great app

2026-12-01

For all 3 of my credit cards. Kay Jewelers, Milestone, Destiny.

Easy to use

2027-01-02

ConcoraCredit make a lot easier to pay my bill!

Easy to use

2027-02-02

Great App! Easy, self explanatory, and just what is needed. Not too much, not to little. Very well done!

app review

2027-03-06

ConcoraCredit is great as a former Indigo customer they didn’t have an app so it was totally annoying!!!!

Easy peasy!

2027-04-07

Such a simplistic design and very easy to use!

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Mark Erney
2024-07-12

The app developers need to add some security features and notification features. This is the most stripped down app I’ve ever seen. You need to add biometrics for our safety and security and we need the ability to set up notifications as we choose. Notifications of min due and date. Notifications of payment received. Notifications of transactions above an amount we choose. Notifications tab and biometrics for login PLEASE. Thank you sincerely for your time and consideration.



Is Concora Credit Safe? 🤗🙏


Yes. Concora Credit is very safe to use. This is based on our NLP (Natural language processing) analysis of over 303 User Reviews sourced from the Appstore and the appstore cumulative rating of 3.6/5 . Justuseapp Safety Score for Concora Credit Is 68.7/100.


Is Concora Credit Legit? 💯


Yes. Concora Credit is a totally legit app. This conclusion was arrived at by running over 303 Concora Credit User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Concora Credit Is 94.5/100..


Is Concora Credit not working? 🚨


Concora Credit works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.



How was your experience with Concora Credit? Post a Review




Features

The Concora Credit App works with the Milestone Mastercard, Destiny Mastercard, Indigo Mastercard, Earniva Mastercard, Kay Jewelers Account, GEM (Zales) Account, Jared The Galleria Of Jewelry Account, The Sterling Family of Jewelers Account, Helzberg Diamonds Private Account, Fred Meyer Jewelers Gold Preferred Account, Littman Jewelers Gold Preferred Account, Mor Furniture for Less Silver Account, Ashley Advantage Gold Account, and Concora Credit Account.

With the app, you can activate your card, make payments, stay up to date with your transactions, and manage your account information 24/7.

Manage your account with the Concora Credit App.

  Customer Service/Support
Developer:
CONCORA CREDIT INC.