Ocean State Credit Union Reviews

Ocean State Credit Union Reviews

Published by on 2026-07-07

🏷️ About: With Ocean State Credit Union mobile app, you can check your available balances, make transfers between accounts, even locate the nearest Ocean State Union location by map – all right from your iPhone or iPad. It’s fast, convenient, and secure.


       


Is Ocean State Credit Union Safe to Use?

We Investigate the app owner's website (Oceanstatecu.org), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
66.7%

😎 Positive experience
33.3%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 749 combined software reviews.

Is Ocean State Credit Union Safe?
Ocean State Credit Union appears generally safe, but use with caution.
33.3/100

  Safety Analysis »»

Is Ocean State Credit Union Legit?
Ocean State Credit Union appears legitimate, though exercise caution.
33.3/100



Read 18 Customer Service Reviews 😠💢

4.7 out of 5
Bugs in app

Unable to view my credit card account from iOS, must access from a computer and no way to report issues through OceanStateCreditUnion

Application error

Every time I need to transfer $ the noble app says that it cannot display my information at this time also it says checks stolen ask for I’d over my checking account??!! What’s up with that

Payment

I’d be happier if they accepted electronic payments.

Nothing special

OceanStateCreditUnion is fine but it is nothing more than mediocre. It covers the basic needs of checking your balance, transferring funds, etc. but it seems to me that OSCU (formerly CCU) is still behind the times when it comes to online banking. I still can’t use my debit card with my Apple Pay account and that is pretty frustrating.

Pending transactions

It’s 2025 we should be able to see transactions that are pending

Great

Update 12/2024: I only get the email notifications if I log into OceanStateCreditUnion , which defeats the purpose of selecting to be notified when large deposits or debits occur. Very annoying.
App works great. All I'd like to see added is a running total when looking at the account transactions.

Long overdue!!

What can I say. OceanStateCreditUnion is way overdue. I will be honest I was actually looking into other banks because they had an online app. I am always on the go so this is a big plus to have an app at my fingertips now. I just used it for the first time and it worked perfectly Thank you CCU...two thumbs up!!

Auto capture

The auto capture is much to sensitive to motion.

Simple and quick

Does all the basic functions you need on the go!

Awesome !

OceanStateCreditUnion is great I love being able to track my transactions this way ! Super easy to transfer money to and from accounts I love it! Main reason I didn't switch banks !

Finally!

I've been waiting for OceanStateCreditUnion a long time. I've been checking for it periodically. Was I surprised to finally see it! Seems to work great and does everything I need it to do. I never knew there were so many ATMs surcharge free nor did I know where they were. Now I do.

CCU

I really love OceanStateCreditUnion. It's great when I'm out on the road, I can look up my available funds and transfer if I need too.

Love This App

OceanStateCreditUnion always runs well! Never glitches and does exactly what it's set to do!

Fantastic app...easy to use!

Could not be simpler...works great with no glitches.

CCU App

Much easier to access.. Thumbs up!!!

Mgtrucker72

Luvvv OceanStateCreditUnion!!!!

Great update

This update makes OceanStateCreditUnion really feel up-to-date with iOS 7. All that's missing now is the option to use a PIN rather than typing your password every time.

Makes life easier

I’ve OceanStateCreditUnion and use it all the time. From transferring money between accounts, mobile check deposit, and up to date balances, OceanStateCreditUnion makes my life so much easier!



Is Ocean State Credit Union Safe? 🙏

Ocean State Credit Union appears generally safe, but use with caution. JustUseApp Safety Score for Ocean State Credit Union is 33.3/100.
This assessment is based on our NLP analysis of 749 user reviews. Combined with the app store average rating of 4.7/5.

Safety Analysis

84.9% of users say app is safe 👍
84.9%

13.3% of users have some concerns ⚠️
13.3%

1.8% of users say app is risky 🚨
1.8%


Is Ocean State Credit Union Legit? 💯

Ocean State Credit Union appears legitimate, though exercise caution. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Ocean State Credit Union is 33.3/100 .
This conclusion is based on analysis of 749 user reviews.

🔏 Privacy & Data Safety

Ocean State Credit Union collected the following data from you:

  • Data Linked to You:
    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
  • Data Not Linked to You:
    • Location



How was your experience with Ocean State Credit Union? Post a Review




Features

With Ocean State Credit Union mobile app, you can check your available balances, make transfers between accounts, even locate the nearest Ocean State Union location by map – all right from your iPhone or iPad.

It’s fast, convenient, and secure.

  Contact Support
Developer:
Ocean State Credit Union

Contact e-Mail:

Website: