The Summit FCU Reviews

The Summit FCU Reviews

Published by on 2026-02-09

🏷️ About: Account access when you’re out and about just got easier! With Summit mobile banking you’ll have your finances at your fingertips. It’s just another way We’re Here For You.


       


Is The Summit FCU Safe to Use?

We Investigate the app owner's website (Summitfcu.org), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
100.0%

😎 Positive experience
0.0%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 5,210 combined software reviews.

Is The Summit FCU Safe?
The Summit FCU does not appear safe based on available data.
0/100

  Safety Analysis »»

Is The Summit FCU Legit?
The Summit FCU does not appear legitimate based on our analysis.
0/100



Read 20 Customer Service Reviews 😠💢

4.8 out of 5
Takes Your Money

Ive been using TheSummitFCU and im not happy with it! It does not reflect a accurate current/real time available balance which causes you to end up with all types of fees you have to pay. I feel they know that this is happy and letting it happen to get the extra money. There has been times where I called the bank to have them review my account and the fees and they take them off with a apology. I would be happy if I can have all the fees refunded that I paid and shouldn’t have… Get with the times and stop scamming people!!!!! When we make purchases with our cards it should reflect that on TheSummitFCU immediately.. not in a day or two!

This app has one job and it fails to do that

The camera check deposit stopped working with iOS 16 and it’s been weeks with no fix

Also, would it kill you to add a pull-to-refresh feature? You don’t need to log out of an app just to see updates

Please fix. I’d prefer to use Summit instead of Bank of America. I LOVE the credit union and HATE TheSummitFCU

Latest version doesn’t know when I change camera orientation

I needed to deposit a check into my account to cover a purchase and TheSummitFCU tells me to rotate my camera. Well I rotate the camera every which way possible but TheSummitFCU doesn’t recognize any change at all. So n

inconvenienced at its finest.

Every other day there is a bug, and I can’t access my information. Now I have turned my card off because it’s misplaced & for some odd reason TheSummitFCU won’t let me turn my card to active. How ironic it can’t be because TheSummitFCU is always messing up could it. MINOR inconvenience. I have no access to MY OWN money.

Love summit not this app

I’ve been with summit for a long time and I live by TheSummitFCU to manage my $$$. On fridays TheSummitFCU shuts down, I have to write down everything I spend. Then days later charges that were there disappear then re appears to make you go negative when you already thought it was accounted for!! TheSummitFCU needs to be fix then summit will be 100 % the best!!!!!

Mobile check deposit no longer working

I’ve used TheSummitFCU for years but suddenly when I try to take a picture of a check to deposit the screen is all blurry and it won’t allow you to do so anymore. I have the most up to date version and it’s no useless.

Even more issues

Dec 2024, not only does quick balance not work with the new iOS, but the ability to turn card on/off is broken as I was not able to turn it back on when I needed it last night

Great app overall, but…

I’ve enjoyed using TheSummitFCU for business transactions and looking at my account. One less star, though, because I find the mapping function for finding branch locations to be clunky, confusing, and not user-friendly.

Easy and efficient!

Easy to deposit random checks, check balances, transfer funds; and the finger recognition is great! I love TheSummitFCU .

My only complaint:
I have always wanted a way to establish a transfer to an account with another bank, or between Summit accounts, but I still have to make phone calls and write checks for those things, and I do that quite often.

My new favorite savings account

TheSummitFCU is great. I use it to track my round-up savings!

Long time account

They have been really good to and for us

Just perfect

It's a barebones app that Enables you to check your finances. Its easy to read, free of promotions and cash back nonsense and m consistently works!

Ease of use

TheSummitFCU has all the functions as being on the desktop. Easy to maneuver around very well laid out.

Can’t login

I have type my password and won’t let me login in ugh and now it locked me out

Great App

I use TheSummitFCU quite often and have had no issues at all. It is very easy to use and understand. I highly recommend TheSummitFCU

Super easy

I love TheSummitFCU. Makes banking so much easier and a lot less confusing than other bank apps. Never have trouble transferring money or looking up accounts.

Very easy to use and convenient on the go!

Love TheSummitFCU. I don’t need to physically go to the bank nearly as much. Time saving and easy to navigate. Haven’t had any bugs/ issues!

Very convenient at figertips

I been using TheSummitFCU for some time and I had no problem with it diagnostics wise

And it save me from calling the bank all the time I could manage it on here of account balance an extra

Deposit

I haven’t been able to deposit a check on my app for months. It’s the only thing I use TheSummitFCU for and now it doesn’t work. Even with a system update. So frusty

A work in progress

Summit is always looking to improve the site to meet the requirements of it’s members.



Is The Summit FCU Safe? 🙏

The Summit FCU does not appear safe based on available data. JustUseApp Safety Score for The Summit FCU is 0/100.
This assessment is based on our NLP analysis of 5,210 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

87.4% of users say app is safe 👍
87.4%

10.1% of users have some concerns ⚠️
10.1%

2.5% of users say app is risky 🚨
2.5%


Is The Summit FCU Legit? 💯

The Summit FCU does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for The Summit FCU is 0/100 .
This conclusion is based on analysis of 5,210 user reviews.

🔏 Privacy & Data Safety

The Summit FCU collected the following data from you:

  • Data Linked to You:
    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
  • Data Not Linked to You:
    • Location



How was your experience with The Summit FCU? Post a Review




Features

Sign up for free Summit Online Access then download our Summit mobile banking app to check account balances, view recent transactions, transfer funds, pay bills, find branches and ATMs.

*The fine print: Summit Mobile Banking is available only with a Summit FCU account and is a free service, however, your mobile phone service provider may charge for text messages, data and/or web access.

Account access when you’re out and about just got easier! With Summit mobile banking you’ll have your finances at your fingertips.

The Summit is federally insured by the NCUA.

Carrier plan may limit access outside the US.

  Contact Support
Developer:
The Summit Federal Credit Union

Contact e-Mail:

Website: