Build Credit Fix It Reviews

What Dovly (through CreditStrong) is offering isn’t a credit card with a $2,000 limit that you can spend. Instead, it’s an installment credit-building loan. Here’s how it works:
• They create a loan account in your name for $2,000 (or more).
• But you don’t actually receive the money—it’s held in a locked savings account.
• You make monthly payments (e.g., $30) on this “loan,” which are reported to the credit bureaus as on-time payments, helping build your credit score.
• After the loan term (typically 1-2 years), the money becomes yours—but only after you’ve fully paid it off.
• This helps your credit by adding positive payment history and diversifying your credit mix, but it won’t give you immediate spending power like a credit card.

If you’re looking for a credit card you can actually use, this wouldn’t be the best option. Instead, you’d be better off getting a secured credit card, where you put down a refundable deposit (e.g., $200-$500), which becomes your credit limit. That way, you can spend, pay off, and actually use the credit while building your score.

Dovly’s offer isn’t necessarily a scam, but it’s definitely a misleading marketing tactic. They make it sound like you’re getting an instant $2,000 limit to spend, but in reality, it’s just a credit-building loan that you’re paying into, not borrowing from.

I liked it before went all you had to do was click on something you want it to be disputed and have it disputed and now whenever you click on something you want to dispute there’s so much option. It’s so confusing and it’s a little too much in order to have one simple item to be disputed, and unfortunately I just went ahead and joint credit repair because it’s easier. I miss having to just click on something to have it disputed automatically because sometimes it comes back as unsuccessfully and all this is after the new long updated list of possible reasons to dispute.

All they have done is delete some old addresses and names nothing else and I joined the premium program for me and my wife so far I’m not impressed. I thought this was gonna be a different type of Credit removal program. It’s almost been seven months, and the only thing that has come off of my credit report is some old addresses and names nothing else my credit score has actually gone down since I’ve joined BuildCreditFixIt for both me and my wife.

First BuildCreditFixIt always logs me out each Time I close it on my phone and I have to log in each time via google. This should keep me logged in unless I sign out. Its irritating that it keeps logging me out

Second, I have hard inquiries that I want to dispute and they are not even showing up! Why did I pay 99 dollars for a service that says I can dispute things in my credit report but then the hard inquiry’s aren’t even showing up for me to dispute.

It’s misleading and I can’t even get a refund.

If you are building credit the last thing you want to do is to pay for subscriptions or annual fees on a credit card this company advertises offers for you to build your credit with these trash companies and you get left with more unnecessary money coming out of your pocket, i recently got my credit back on track and in my opinion your best bet is to speak to a financial advisor from a credit union, they are there to help this company is here to make money on the advertising it gets paid for to get more customers to more bad loans. Don’t give up and good luck to all

I am very disappointed with this company and their service. I thought these guys could improve my credit score by having them dispute (3) accounts and my Equifax and Experian credit score both dropped so I unsubscribed from their monthly subscription and turned to customer service for some answers.

I admit, I probably should have known better about my credit but I assumed they were the experts. I would think that they should have the expertise to stop me from disputing any accounts that could actually hurt my credit score, but that wasn't what happened. They could not give me any answers to the reasoning that my credit score dropped and would eventually go radio silent after promising to get back to me.

Their other services are probably okay but just be hesitant about using their credit dispute services as it can drop your scores.

It’s been over two months now and only one item has been deleted all the other 17th things have been sent out for a second or third time I thought credit unions had 30 days to respond. This bot gives him 60 or 90 days. It just makes no sense and it randomly notifies you and you open up BuildCreditFixIt and you see nothing. It’s really annoying or it tries to sell you something very annoying, just not worth it

I still have some reviews to go through because the derogatory information on my report came about during the mist of the pandemic and I have disputed it before and I am still trying to get it off my credit report this is very important seeing your helpful advice I thank you I will keep checking in and I will in the near future consider upgrading on this site

Is there no company out there? that is just here to help the people, Credit collections agencies put through fraudulent charges constantly, and it messes up peoples lives, and I wish that there was a company that was just here to help the people. I understand if this is a for profit business, but a nonprofit project to protect citizens from companies that are shady and don’t care about the outcome of the person’s life would help reduce our poverty rate as a country, as well as the citizens protections against corporations, while corporations seem to be able to do whatever they want without any consequence. This is a great app to help citizens it could be doing more as a nonprofit business with better write offs from our government

I have never left a review on an app, but let me tell you what happened. I downloaded BuildCreditFixIt a few days ago and purchased the plan; in no way am I telling you that you need to purchase this, but the perks for me were the constant score updates for all three bureaus and the quick and easy dispute feature.

Fast forward, I am a victim of identity theft, and cleaning up my credit has been .. insane to say the least. Not only was I able to dispute for identity theft specifically on BuildCreditFixIt , but it took seconds to complete, was submitted to all 3 bureaus at the same time, and I was able to track the progress of every dispute in live time.

My results were INSANE. I’ve been working on my credit for YEARS.. not only was the fraudulent account deleted, but it was done IN TWO DAYS!

I’m so thankful for BuildCreditFixIt. I’m not paid to write this, simply a customer who is able to change her life thru credit for her family 🙏

I had downloaded a cpl apps to try and help with credit building and I never thought it would work… I found Dovely and signed in and low and behold I had jumped 59 points in 4 months.. I never knew or thought that it was going to work and when I opened BuildCreditFixIt I had found that BuildCreditFixIt works with leading credit bureaus .. I’m thankful that you guys have shown me what my score is and helped me to dispute what is negatively on my credit… you’ve helped me so much.. thank you for everything

This is one convenient, powerful, and Portable app! It is convenient and the subscription is worth it. You don’t need to over Think it. Go for it. It helps keep track of your credit and is annotative. This is recommended for keeping track of Credit Scores, Inquiries, and your credit report this is up bringing. Downloaded BuildCreditFixIt from TikTok!

I started using this all about 2-3 months. I want to lean more towards 2 but I paid for the membership that allowed me to dispute items on my credit report and in 2 months, I’ve gotten 4 accounts successfully taken off with transunion! And one may be able to be settled by back billing insurance as its medical! But seriously, my credit score has gone up over 97 points! It falters back and forth, but with it, I’ve gotten a credit card now and just alot of positive change! BuildCreditFixIt truly is worth it! Along with credit seasme credit builder account!

Was very skeptical about BuildCreditFixIt when I first downloaded it. I figured it would be like the rest of the apps to promise you the world deliver on absolutely nothing. I was actually pleased to discovered it for once I was wrong. BuildCreditFixIt actually does work. I have increased my credit score by 40 points in three months. It is still going up.

I had a Collections account and I stumbled upon BuildCreditFixIt by accident and decided to give it try. What do I have to lose. Only a week After submitting the dispute my collections was removed from my credit file and my credit score went through the roof specially with Equifax it jumped almost 70pts

This is the greatest app for helping ur credit I’ve ever used my only problem is that I seem to always have a problem logging in after my scheduled history deletion not sure why i wish I could check on my Dovly but I’m not able to get in to my account again 🥲

This is great I just wish I can get help with this fraud situation I have going on with somebody out there that has all my info and stealing all my money I have too the point only thing I can do is report and try to keep my credit score up….. please I need help😔😔😔🤦🏽…. but BuildCreditFixIt,site is amazing.👍🏽👍🏽😔

It’s worth downloading, very easy to use. I downloaded it in July & my credit score was really really love, it had already jumped 100 points. And some disputes have been removed, but not all. If you have bad credit, I would def recommend this to help remove negative marks & rebuild!

I was skeptical but I was using Clerkie at the time. Clerkie lets you see which debt gets crushed/removed pretty instant even if you don’t pay your debt with them. While BuildCreditFixIt was doing this thing, I paid for the premium for a couple months and saw responses. For some responses it’s easier to long onto transunion, equifax, experian from the web to see the dispute results. Whether verified debt or deletion I was happy that my $20/mo for their premium service wasn’t going to waste. Make sure you pick the best solution for your situation and re-dispute verified debt, It could come back deleted a second time.

BuildCreditFixIt is great for help on you credit score!! Being intentional about my financial future was scary at first!! With BuildCreditFixIt there is nothing to fear and a better credit score to gain!! So grateful for BuildCreditFixIt… I can now start my business & maintain my revolving credit at the same time!!!