Kikoff – Build Credit Quickly Reviews

by Rogercbennett

I was optimistic about KikoffBuildCreditQuickly based on the ads I had seen as well as the reviews on the Apple App Store – but there's only one major problem – it's 'not yet' available in my state of residence. It would have been nice during the sign-up process if they were to make the first question they ask which state you live in and thereby tell you whether or not they are available in your state rather than having you go through all the steps of entering your email address, creating a password, along with all of your other personal information (most importantly asking for your including your Social Security number) only to tell you immediately after submission that that they are not yet available and approved for your state. I really hope this is not some type of a scam to farm peoples personal information, because unfortunately quite a few people who download KikoffBuildCreditQuickly (myself included) are falling for it. Not happy at all.

by FleurChildd

I saw an ad for Kikoff and visited the website because it seemed like a good idea to help raise my credit score. Once I visited the website, there was minimal information on what the service actually provides. After getting approved, I did not fund the account bc it seemed like a waste of time FOR ME. After a couple months, I noticed this account on my credit report as a negative account. It stated that I was behind on payments, when all I did was apply. I never actually funded the account (thinking the system would automatically close the inquiry bc the account was not funded). Since then, the only choice I had was to fund the account. Now I’m stuck paying $2 a month for a service I really don’t want. With that being said, I haven’t seen any positive report to any credit bureaus since I’ve funded the account.

by Mantis Mantis

I recently started this and the first payment went through.
Then I got notice that my credit score dropped 15 points.
Now, this is to be expected whenever you get a new credit card or account like this. Because it lowers your average credit age (and other factors, I believe).
But, I’m going to trust the process. It makes sense…with low credit utilization and history of on time payments, my score should be going back up over time.
Yea, it was disheartening to see the drop because I was so near getting out of the “fair” range and into the “good” credit range. But I believe this, along with other measures I’m taking, will pay off in the long run.

by Cannon-K

After years of destructing my credit while being in active addiction, I didn’t know how I was going to ever get ahead. My credit was something that weighed very heavy on my mind since getting clean. I became a single mother and Aleta be honest I don’t have the extra funds to pay off the reckless amounts I racked up during those years. My credit was sitting stagnant and I knew credit card companies would never take the chance on me. Even though I was much more responsible now, they don’t go off of your word with bad credit. I had nothing to lose at this point so I signed up with Kikoff. They stuck to their word, my credit score jumped +97 points in 2 months. Although my Transunion score isn’t as high as my Equifax it’s still rising as we speak. I went from having a 526 with both bureaus to now having a 576- Transunion and 641- Equifax. I’m pretty sure my lower score is like that because all information isn’t reported to them yet. Anyway, I definitely recommend using Kikoff and I’m beyond happy I took a leap of faith.

by Courtney Meredith

Wow! Excited to see where this journey is going. I am in the process of building credit. I started about a year ago. I came across this company doing online search for credit cards. But I have to say it was a miracle in disguise. I was approved for a $500 credit line. Everything is explained in simple terms. I would highly recommend joining this company. They work with everybody. Don’t worry about your credit score. Just sign up and see the perks they offer! Knowing your doing this for your future will help you feel more confident and secure. Now go sign up:)

by Nick Hi H

This is a truly amazing app and whoever created it.I just want to say Thank You! There are no secret fees or hidden contract deals that will end up costing you in the end. It is what it say it is and does what it says it does. A truly amazing concept to honestly help you build your credit with just Pennie’s on the dollar. I pay $2.00 a month on Kickoff to start credit and keep it going and it improved my credit utilization! I also opened the credit builder loan for only $10 a month w/ 0% interest 😀The best part is there is no catch!

by Greaserboy58

I was shocked. I honestly did not expect this to work but to my surprise, my credit score bumped up 120 points in the last 2 months. This isn’t one of those bogus reviews. I have crappy credit because I was stupid, young and irresponsible. I’ve been planning on faking my death for 4 years now so my bad credit score can be erased. I did it all. Payed the vacuum guy 100k so he could relocate me and change my life, waiting for his maroon minivan, but while I was waiting I discovered KikoffBuildCreditQuickly… I’m getting myself clean from here on out.

I swear KikoffBuildCreditQuickly works.

by Ash77333

My scores across all bureaus have gone up at least 60-75 points within one or two payments/months because I really didn’t have any active revolving accounts. I downloaded one of the products for $20 which makes me only have 4% utilization of the amount available. I’m paying it back at a monthly payment of $2. I did use a couple other savings credit builder type apps as well so that also helped but the combination of these will have my scores way up in no time

by Evc523

The creator/s of KikoffBuildCreditQuickly should be given ‘credit’ and dubbed the Credit Crusaders and/or conquerors or ooo Conquests of Credit, nah Concreditors ( e.g. conquistadors) 🤪 haha; these most mindfully and thoughtfully driven people are the ones who not only care about a problem then just talk about it, they turn those intangible thoughts and make them tangibles and obtainable. And what makes me so proud of them is that they knew and know how important credit is, how it’s literally the thing that holds people back in life especially Americans’ lives, which is my only experience to speak on. These Warriors of Wealth Health should be given much praise and recognition for their hand in helping any and all who use KikoffBuildCreditQuickly and like myself already have a better credit score which has opened up many opportunities. You are the best of us and I can’t thank you enough for what you’re ambition has done for me and many others.

by J8K From St8 Farm

KikoffBuildCreditQuickly is great for building your credit score. It increases your credit debt percentage & payment history. When coupled or combined with any personal loans, credit lines, or secured/unsecured credit cards, it maximizes potential. Don't underestimate KikoffBuildCreditQuickly simply because you may not have a clear understanding of how your credit works. Kikoff reports to the two main bureaus (Experian & Equifax). They don't report to Transunion because when you apply for credit, those are the 2 that lenders pull from- not Transunion. KikoffBuildCreditQuickly is pretty genius. Glad I installed. ✅

by SAZONSAV

You guys have brang my hope back completely! I can’t thank you enough as I go through the roughest of times working , sleeping in my friends car, helping him with gas , and saving for my own car and home to provide for my children. I appreciate the fact that just in one month with me paying you guys the TINY fee you ask for my credit score has MASSIVELY improved. I feel like I’m getting a second chance at life working with you and I will forever be grateful for that. Everyone please try KikoffBuildCreditQuickly!

by Sarahmay03❤️

I recently turned 18 and I never thought I would be able to get a credit score this fast. In addition, I now have a decent credit score. I pay $2 a month and my score gets updated every month. I opened my Kikoff account and had a score within 2 months (1 month after my first payment). You can keep your account active as long as you want, and as long as you keep paying monthly, your score will continue to increase. KikoffBuildCreditQuickly is the best thing that has ever happened to me. You must download now.

by TheInsightFront

First time credit user here, I don’t currently utilize any credit cards nor have ever borrowed. I downloaded Kikoff after excellent reviews by NerdWallet and opted to utilize their service choosing the “Kikoff Credit Service” and their “Credit Builder Loan” which sits at 4% utilization. After 2 months of using it, I received my credit score, going from N/A to 616 on TransUnion and 623 on Equifax! That is a considerable increase compared to where I was! Anyways, main idea, this is a excellent app to utilize, keep your utilization generally low and let it grow! Have an excellent day!

by Ftsillapache

If you have a less than desirable credit background I would strongly suggest becoming a member and enroll in this amazing service. Hands down the best I’ve found after literally months of research. In one month, yes one month my score shot up over 100 points!!!!!!!! That is unreal that is almost unheard of. All I can do is say don’t take my word for it give it a try yourself and see first hand the positive impact you’ve been missing. I’m most grateful for the opportunity to belong to a great service and Adobe blessed opportunity to straighten my credit score and get it on track. Thank you!!

by Jmaxself97

I just think it’s so funny that someone would rate this one star because they didn’t get money or couldn’t buy cool stuff in their store. THAT IS NOT THE POINT OF KikoffBuildCreditQuickly. This is a great program that reports a $500 dollar line of credit and doesn’t give you many options on things to spend it on, because the point is NOT TO SPEND IT!!!! (WHICH HELPS YOUR DEBT TO CREDIT RATIO)
KikoffBuildCreditQuickly is great for anyone trying to give their credit a little boost because it helps your debt- credit ratio. And for $2 a month you get payment history. Plus the things you can buy in their store are all about helping credit and saving money.

by Kaptins563

Title says it all!! Builds credit quickly. I was like you reading the reviews. I usually don’t take the time to write a review but felt I should for this. Let me say I was pretty skeptical at first. But with a low 600 score and trying to raise it I thought I’d give it a try. For one I probably waste $10 a day so figured WTH and definitely not gonna miss $2 a month. So with that said I’ve had Kikoff for little over 4 months and Kikoff alone has raised it 25pts. I hope this review helps in your decision and gets your credit where you’re needing it to be.
If so tap that helpful thumbs up for me. Thanks and good luck on your journey!!!

by Lemons0740

Obviously you need work on your credit and the time you’ve wasted ignoring the bad credit you could of been making a change with 2 bucks ....heck that’s 5 times the price of your junk coffee and only thing your left with then is a empty cup ...join this program and start going forward and positive it all starts with you ....you oppsed up your credit and you have to fix and use this tool to your benefit and get back on the good road to better credit i gained 45 credit points in my first month 100%FACTS GO AHEAD AND JOIN YOU WILL THANK ME LATER ...take this credit game serious cus the only one who will lose is you ...we all wanna win right ?

by BennoBabe

I started with 0 credit history. Never had any loans or starter cards or anything. I thought Kikoff might be too good to be true, but over the last year (just one year!), my credit score went up by over 100 points and I now have a very good credit score. My first credit card ever is Apple Card, and I love that I never had to deal with bad interest rates or lack of benefits on a starter card. My improvements since then have been a combination of Kikoff and my cards as well as other financing in order to build more credit history, but I wouldn’t have been able to do any of it if I hadn’t started with Kikoff. DO IT, it honestly helped a ton.

by TiiSims

I’ve had KikoffBuildCreditQuickly since October 2nd and it’s December 26th and I’ve gained 106 points just by paying literally $2 a freaking month. My credit was low I’m talking 400s type of low and I actually forgot about KikoffBuildCreditQuickly sitting in my phone and randomly checked it a few minutes ago. I was shocked at how it went up so quickly I wasn’t expecting it to grow so much in such a short time. I was afraid that I’d never be able to fix my credit so I just basically ignored the issue til a friend of mine pushed me to download KikoffBuildCreditQuickly and I’m glad I did. I really appreciate KikoffBuildCreditQuickly developers for thinking of us little guys. Especially the ones like me who weren’t properly educated on credit cards or got one too early to realize the negative impacts they can have down the line in life.

by Ernie Sanpedro

It seems too good to be true and to be honest I thought it was like the rest of those fake we can help out to get you there lines they spill on us just to only get your hopes up and reject you!! But o just gave KikoffBuildCreditQuickly a chance and it blew my mind how they were inviting and caring to be more than what they say but it’s what they can do and I didn’t had to put any finances in they handled it and low renewal payment which is more than doable what’s there to lose? But they show me there’s a lot to gain just stick with them and I will and have a good feeling this was the wisest decision I’ve made in a long time

by Flounder360

KikoffBuildCreditQuickly is stupid they will give you a few hundred for your line of credit then they will only allow you to buy e books with it on there platform and they overcharge for the e books as well it’s funny how much of a scam this is and how many fake reviews are on KikoffBuildCreditQuickly Store for it I am definitely going to report this to apple.

by Lo252

Won’t let me sign up, for some reason after I create my password and everything I click submit and it just buffers on the same screen

by Durkio World

These people don’t even start up your credit score or neither improve it. So it’s basically like you giving them money for nothing. I bought something for $20 off their store and haven’t seen my credit score establish I’m the past 9-11 months. THIS IS a SCAM!

by Kingdom_Myndset

When you go on KikoffBuildCreditQuickly , they make you purchase something 1st. They don’t really give you the $500 to have like in your account. They make you try to use it in there stupid little book store to buy their stuff. You never get the real money. These people are liars and prey on people that need money or have money problems!!! Don’t fall for this scam

by Daboi__1738

They do not report nothing to the credit bureaus there’s no $500 credit line you just waste $10 and risk getting you info taken.

by Megs923

So...why would anyone want a $500 credit line to purchase e books (choose from less then 10 of them) about financial wellness? The books are $20 or less and there seriously aren’t even enough of them to spend $500 even if for some strange reason you wanted financial wellness e books??? My credit is unbelievably not okay...but even I can find other ways to build it that include actually paying for things I need. Money Lion has a 4.99% interest rate and also approves immediately and is an actual $500 in your bank account to oh I don’t know help with emergencies! KikoffBuildCreditQuickly is just not my thing. I’d even be more inclined to give it 2 stars if it had things other then ebooks about finances.

by Leelee2022

Hopping to build credit

by Vincent_h2021

Nicely designed app, easy to onboard and understand. Hope it could be a great tool to build credit for me.

by Adawg!

My credit it not what it can be. Kikoff is so easy to use, explains things clearly and is free (why should I pay Self 15% interest for taking no risk? That’s not right). Great educational tools too. Woot!

by SweetCircle

This product is genius. I am not only able to build my credit but also the books are really good! The idea that I can also educate myself and build good financial habits :) thank you Kikoff!!

by Hyeeeeeeein

kickoff changed my life

by Cjpnes

I’m very blessed and thankful to have stumbled upon an add about Kikoff on Facebook. I joined less than two weeks ago and my credit score has already gone up 66 points 🙌🏾. Thanks Kikoff.