- Investment and retirement savings accounts: The app offers automated investment and retirement savings accounts that are well-diversified by financial experts with over 20 years of experience. Users can start with as little as $100 a week or $10,000 all at once and decide how much to invest and how often to deposit. The fee for each account is $3 a month per $7,500 of balance.
- Affordable health insurance plans: Finhabits helps users find affordable health insurance, dental, and vision plans for themselves and their families. The app's experts can help users find the plan they need.
- Financial education: Finhabits Academy offers financial education through visuals and hands-on examples that make users feel like they're meeting one-on-one with financial experts. Users can also join one of the app's award-winning Money Journeys and start developing new habits in just five minutes a day.
- Accessibility: The app aims to make financial services more inclusive and accessible to everyone, regardless of their financial background or experience.
- Security: Securities in users' accounts are protected up to $500,000, and the app's insurance services are provided by licensed producers in certain states.
- Legal disclosures: The app provides important legal disclosures regarding Finhabits, which users can review on the app's website.