M1 Status

See important disclosures in the final screenshot above or visit app. this app refers to this app Holdings Inc. , and its affiliates. this app Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, this app Finance LLC and this app Spend LLC.  Funds available in minutes in this app Spend or this app Invest accounts, available in 1-2 business days in external banks. Get 2. 50% APY† on your checking balance (62x the national average) and 1% cash back** on eligible this app Debit card purchases when you're an this app Plus member. Earn 2. 5%-10% cash back*** when you spend at select brands in an eligible this app Invest portfolio, and 1. 5% cash back everywhere else.  Must be 18+ and US resident to open an account. this app Plus is an annual membership that confers benefits for products and services offered by this app Finance LLC and this app Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of this app Holdings Inc.  Brokerage products and services are not FDIC insured, not bank guaranteed, and may lose value. this app Finance LLC, Member FINRA / SIPC.  Plan long-term investing quickly and automate your finances with Smart Transfers: custom rules that move your money how you want. this app Finance now offers investing in cryptocurrencies, including BTC and ETH.  You can automatically reinvest your rewards money to build wealth-even as you spend it. this app Finance LLC, Member of SIPC.  Securities in your account protected up to $500,000. this app Spend checking accounts may be insured up to $250,000 by the FDIC.  You can now make Crypto part of your long-term investing strategy, invest automatically in custom pies, commission-free.  Pre-built Expert Pies help you invest according to your values, risk tolerance, retirement plans, and more.  Choose stocks and ETFs with an intuitive Pies interface; let our automated tools handle the buying and selling.  Invest with an individual, joint, trust, or custodial account.  With this app Plus, get exclusive features and perks throughout your account for just $125 a year, after your three-month free trial.  Fractional shares let you invest as little as one dollar for more power and flexibility.  Cryptocurrencies are not FDIC or SIPC insured.  Access funds in minutes for more liquidity without selling off your securities.  Build and manage your wealth from the convenience of an automated, intuitive platform.