to the person Thadoniva201, which i doubt you'll read this, but for anyone else that is now sketched out about having anything "unauthorized" come off your card and then not doing anything about it, that WILL NOT happen! that is considered fraud if they take unauthorized transactions or whatever of... Show more f of our card and even more trouble if they do absolutely nothing about it. if you sign up for the text message alerts you get alerted via text message (standard text message and data rate apply) it says here "When you enroll in the Alerts and Notifications program through your employer, you will receive text messages in the event that our risk management system identifies a suspicious transaction. You can confirm that the transaction was legitimate or flag it as fraud simply by replying to the text message.