how to cancel Capital One CreditWise

How to Cancel Capital One CreditWise

Published by Capital One on 2023-07-25

We have made it super easy to cancel Capital One CreditWise subscription
at the root to avoid any and all mediums "Capital One" (the developer) uses to bill you.

How Easy is it to Cancel Capital One CreditWise?


Complete Guide to Canceling Capital One CreditWise

A few things to note and do before cancelling:

  1. The developer of Capital One CreditWise is Capital One and all inquiries must go to them.
  2. Cancelling a subscription during a free trial may result in losing a free trial account.
  3. You must always cancel a subscription at least 24 hours before the trial period ends.

How easy is it to cancel or delete Capital One CreditWise?

It is Very Easy to Cancel a Capital One CreditWise subscription. (**Crowdsourced from Capital One CreditWise and Justuseapp users)
If you haven't rated Capital One CreditWise cancellation policy yet, Rate it here →.

Potential Savings

**Pricing data is based on average subscription prices reported by users..

Duration Amount (USD)
If Billed Once $24.33
Weekly Subscription $39.48
Monthly Subscription $32.20
Yearly Subscription $39.00

How to Cancel Capital One CreditWise Subscription on iPhone or iPad:

  1. Open Settings » ~Your name~ » and click "Subscriptions".
  2. Click the Capital One CreditWise (subscription) you want to review.
  3. Click Cancel.

How to Cancel Capital One CreditWise Subscription on Android Device:

  1. Open your Google Play Store app.
  2. Click on Menu » "Subscriptions".
  3. Tap on Capital One CreditWise (subscription you wish to cancel)
  4. Click "Cancel Subscription".

How do I remove my Card from Capital One CreditWise?

Removing card details from Capital One CreditWise if you subscribed directly is very tricky. Very few websites allow you to remove your card details. So you will have to make do with some few tricks before and after subscribing on websites in the future.

Before Signing up or Subscribing:

  1. Create an account on Justuseapp. signup here →
  2. Create upto 4 Virtual Debit Cards - this will act as a VPN for you bank account and prevent apps like Capital One CreditWise from billing you to eternity.
  3. Fund your Justuseapp Cards using your real card.
  4. Signup on Capital One CreditWise or any other website using your Justuseapp card.
  5. Cancel the Capital One CreditWise subscription directly from your Justuseapp dashboard.
  6. To learn more how this all works, Visit here →.

How to Cancel Capital One CreditWise Subscription on a Mac computer:

  1. Goto your Mac AppStore, Click ~Your name~ (bottom sidebar).
  2. Click "View Information" and sign in if asked to.
  3. Scroll down on the next page shown to you until you see the "Subscriptions" tab then click on "Manage".
  4. Click "Edit" beside the Capital One CreditWise app and then click on "Cancel Subscription".

What to do if you Subscribed directly on Capital One CreditWise's Website:

  1. Reach out to Capital One here »»

  2. Visit Capital One CreditWise website: Click to visit .

  3. Login to your account.
  4. In the menu section, look for any of the following: "Billing", "Subscription", "Payment", "Manage account", "Settings".
  5. Click the link, then follow the prompts to cancel your subscription.

How to Cancel Capital One CreditWise Subscription on Paypal:

To cancel your Capital One CreditWise subscription on PayPal, do the following:

  1. Login to .
  2. Click "Settings" » "Payments".
  3. Next, click on "Manage Automatic Payments" in the Automatic Payments dashboard.
  4. You'll see a list of merchants you've subscribed to. Click on "Capital One CreditWise" or "Capital One" to cancel.

How to delete Capital One CreditWise account:

  1. Reach out directly to Capital One CreditWise via Justuseapp. Get all Contact details →

  2. Send an email to [email protected] Click to email requesting that they delete your account.

Delete Capital One CreditWise from iPhone:

  1. On your homescreen, Tap and hold Capital One CreditWise until it starts shaking.
  2. Once it starts to shake, you'll see an X Mark at the top of the app icon.
  3. Click on that X to delete the Capital One CreditWise app.

Delete Capital One CreditWise from Android:

  1. Open your GooglePlay app and goto the menu.
  2. Click "My Apps and Games" » then "Installed".
  3. Choose Capital One CreditWise, » then click "Uninstall".

Have a Problem with Capital One CreditWise? Report Issue

Leave a comment:

Reviews & Common Issues: 10 Comments

4.8 out of 5

By Otto Horvath

1 month ago

Please cancel Credit Wise ! !!

By Vicky L Cordell

1 year ago

They are ruining my credit because they look at it so much and I don't even have Capital One it is CLOSED. CANCEL THIS TOO!!!

By Vicky L Cordell

1 year ago

They are ruining my credit because they look at it so much and I don't even have Capital One it is CLOSED. CANCEL THIS TOO!!!

By gary culbertson

1 year ago

This is the second time I am having to type this. the first time I got halfway done with my commit and mysteriously the web site had a glitch and erased my comments. I DO NOT WANT CREDITWISE. please cancel and DO NOT RENEWAL. I have had a bad experience with your company, and I do not wish to continue our relationship. I find it to be quite distasteful how your company makes it almost impossible to not sign up, in fact, if you pole the general public, you'll find that they probable didn't know they were signed up. then when one wants to end their relationship with your company. they're going to have to search the internet to find out how and that's not even the worst of it. I can't help but to think your company is aware of this and possible do it intentionally.

By Arron Rice

1 year ago

O did not authorize wisecredit to take 39.99 from my cash app.and it is not easy to have it stopped.guess ill close my cash app card to stop it...

By Frank Wilber Gee

1 year ago

Do not take the 39.99 out of my account. It was not authorized by me, it is set to come out of my account by 12-11-21 STOP DO NOT STEAL MY MONEY.

By james hornsby

2 years ago

Unenroll me from creditwise. I didn't sign-up for this, so I cannot log-on and do not want to cancel whatever this is. Please Cancel Immediately!!

By Sylvia McElhannon

2 years ago

I don’t remember my user name or password which is different than my Capital One Account. How do I get it or can you cancel my Creditwise account and then I will open a new one and will save my user name and password for future use.

By Edwin R Guzman

2 years ago

I like to cancel credit report I Never the scores and report from you Guys. Give my money back cancel everything

By R Guzman Edwin

2 years ago

You Guys take $40.90 from my xpectation Debit Visa I Never received the scoresi i like to cancel my accounts you take that money today. Cancel my accounts and put my money and my Debit visa card

What is Capital One CreditWise?

Know your credit score and much more Capital One CreditWise® is a free tool to check and monitor your credit score and it’s AVAILABLE TO EVERYONE not just Capital One® customers. Use CreditWise to understand what makes up your score and find helpful ways to take action to improve it. If your score is where you want it to be, use CreditWise to keep an eye on your accounts and get alerts when something changes on your TransUnion® or Experian® credit report. Used by millions of Capital One customers, CreditWise (formerly CreditTracker) is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number. All features are free: ● Weekly TransUnion® VantageScore 3.0 credit score. ● Review your credit report from TransUnion® to look for signs of error, theft, or fraud. Your credit report includes open/closed accounts, balances, hard inquiries, personal information, and public records that have been reported to TransUnion®. ● Use the Credit Simulator to see how everyday decisions affect your credit score. ● Learn about the key factors that make up your credit score and how you’re doing on each of them. ● See personalized suggestions to help improve your credit score. ● Get alerts letting you know about changes to your TransUnion or Experian credit report, if your Social Security Number or email address were found on the dark web, and if any new names or addresses were associa...

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