Qapital: Set & Forget Finances Reviews

Qapital: Set & Forget Finances Reviews

Published by on 2024-11-14

🏷️ About: Qapital is a money management app that uses behavioral science to help users reach their financial goals without changing their lifestyle. The app offers checking, saving, and investing tools that automate the process of saving and budgeting. Qapital's approach ... Show more


       


Overall Customer Experience 😎


😎👌🔥 Positive experience
52.8%

👿🤬😠 Negative experience
31.6%

🙄💅🫥 Neutral
15.6%

~ from Justuseapp.com NLP analysis of 84,616 combined software reviews.



Summary of Customer Reviews (Takeaways): 💎

- Simple and intuitive app

- Effective concept

- Ability to set realistic goals

- Visual picture to motivate saving

- Options for how to save and how much

- Complete control over finances



Read 26 Customer Service Reviews 👿🤬😡😠💢😤

4.8 out of 5

Qapital destroyed my bank account in 24 hours

2022-05-23

I downloaded this app as an attempt to save money and it’s been causing the complete opposite for my finances. this app caused my check to bounce because they took out funds with no prior notification, or “pending” status, which would have allowed me to deposit money into my account to avoid the ... Show more

Disappointed.

2022-06-24

I’m very bummed. I’ve used Qapital for years and I realized I started getting charged for a membership. I reached out to customer support to understand what happened. In short, they told me they had sent out an email months ago that everyone was going to be upgraded automatically (to the highest c... Show more

This app can be great

2022-07-25

I used Qapital for about a year. And it did serve it’s purpose for me and well! I hate to be the kind of person to leave a negative review but at this point I feel like I’m out of options. There is no phone number to contact them so you have to contact them through email only. I closed my regular ... Show more

Great app poor performance

2022-08-26

Qapital itself is great. The features the interface even the investing aspect is all very good. But it’s too buggy for me to trust placing my money into it. I’ve used it off and on for about 2 years now. I always kept some money in my account but I will be looking for another alternative now. The ... Show more

Nice way to start emergency fund

2022-09-27

I love using Qapital. Very easy to use. I just wish the deposits were more frequent. I use the set and forget rule added with round up rule. Picked to have $2 dollars a day, because who would notice just few dollars a day? Except, it builds up and then by the time it does come out it’s a big enou... Show more

Hyphybae

2022-10-28

I was the worst saver before this app-aimless spending, no goal management. this app has allowed me to stay goal focused and make a dent into savings for things like an emergency fund, a downpayment and a fancy tent for burning man. While it took some getting used to, automating savings was what ... Show more

So far so good...

2022-11-29

All I can is so far so good. Saving isn’t really a strong suit of mine, so I saw Qapital and thought I would try it. I did a lot of reading on forums and just reviews of Qapital and was assured that it’s not a fake site since it is backed by Wells Fargo Bank. The first week I signed up I had my... Show more

It’s fun

2022-12-30

This platform helps keep me on top of my savings. The rules are are straightforward however there is no way to set a date with the set and forget option. I’d like it to coordinate on my paydays but it comes several days after. No way to adjust as far as I can tell. There is a delay from when your r... Show more

Out of Sight, Out Of Mind, In My Bank

2023-01-31

this app is an easy way to save your money without you having todo anything. I’m pretty sure I’m like everyone else who does bank balance banking with their money, meaning whatever you see in your bank account is going to be spent on some thing(bills, student loans, overpriced coffee, you know who... Show more

Best helper

2023-03-04

I love this app it’s an amazing app that helps me save money. I’m learning how to use the application, lots of advantages come alone. You can set up a rounded amount to take out of how much you spend, you can set as many goals as you want. A great thing about the application is that when you accou... Show more

5 stars!!!

2023-04-02

I’ve always been awfully putting money away and saving it. I stumbled upon this app one day and decided to do some research. I love the idea of making up your own rules for saving money and now find myself excited every time I use my card and know the round up rule will take my change and store it... Show more

I love love love this app

2023-05-04

I’ve been using Qapital for quite a while and it’s one of my favorites I am notoriously bad at saving money but Qapital makes it easy and even a bit fun! If I had to share a criticism though it is that this app is not the most easy to understand in terms of checking my bank account. For example:... Show more

Love the app but not for college kids

2023-06-04

I love Qapital but something keeps getting on my nerves. I got Qapital because it looked great and easy and had great reviews and for the most part I agree. I have to say that when I can use it I have no issues and I love the customization, the issue is I can only sometimes use it. I’m in college... Show more

I love this app

2023-07-06

Qapital has helped me so much and in so many ways. I am usually the type of person who wants to save money but have a hard time doing it on my own. I love the different features, especially the ones you can round up the dollar amount and fund it for specific accounts. Next year I have to attend th... Show more

So far so good

2023-08-06

Update: At this point I’ve used this app for almost 2 years and have saved for major life goals with the help of this app. I highly recommend Qapital for helping to make sure that you’re actually saving substantial parts of your income and investing over the long term. My investment accounts wit... Show more

Great Way to Save Without Noticing!

2023-09-07

Have you ever been to the grocery store ans they say, would you like to round up for charity X? And you probably say, “Sure.” because it’s 17 cents so who cares. I always thought that was such an easy, inexpensive request that was hard probably hard to refuse and that got me thinking, is there an a... Show more

Natural saver *long post*

2023-10-09

Read some reviews from ppl who aren’t typical savers so I figured I leave one from my natural saving perspective. I love Qapital because it’s exactly what I needed and very simple, user friendly. I love that you can set up your goals with a visual picture (similar to a vision board), really makes ... Show more

Budgeting made easier

2023-11-09

I’ve grown grateful for this app. I’m the sort of person who feels money burning through my pocket. So when my checking account says I have money, I get excited and I spend it. this app gives me the ability to see what I actually have for spending money and set different goals for future purchase... Show more

Very helpful

2023-12-11

I’ve been using this app for years now and I have found it so helpful. Admittedly, I’m not naturally the best with money. For most of my adult life I’ve settled for living paycheck to paycheck with no cushion. However, with this app, I’ve been able to save significant amounts of cash, by creating... Show more

Just started using Qapital

2024-01-11

Just recently started using this app after some online research and reading user reviews. So far I really like Qapital and have saved over $50 in a couple of weeks. I am using Qapital along with Acorns and Digit so I have a few side savings spread across those apps. I started off with "set it ... Show more

Few complains

2025-01-24

Update: they fixed my issues and now everything works like a charm. Competition has been tough in this space recently but this app still comes out as one of the more competent online banking solutions out there.

I cannot get my bank (BancorpSouth) connected despite trying multiple times ove... Show more

First time I’ve successfully saved money!!!

2025-01-24

Qapital has changed my life! I’ve never been able to save money. EVER. I have some credit card bills and some issues with my car that I’ve been meaning to pay off but I never save enough money to do so. I usually just spend whatever extra money I have on food or shopping! With Qapital I’m able to... Show more

All you need is qapital

2025-01-24

This is essentially a savings account but a more rewarding one. Daily updates and notifications (that are not annoying, more like exciting). Setting silly goals, for serious money. I was unaware of how much money I could really save until about 3 months in to using Qapital. Though there is a lot o... Show more

Natural saver *long post*

2025-01-24

Read some reviews from ppl who aren’t typical savers so I figured I leave one from my natural saving perspective. I love Qapital because it’s exactly what I needed and very simple, user friendly. I love that you can set up your goals with a visual picture (similar to a vision board), really makes ... Show more

My 6 week experience with Qapital

2025-01-24

I had been thinking about a way to be able to save money exactly this way I had really wished my bank did something like this but unfortunately they do not. So I came across this app and it sounded great. I was very skeptical bc this is my money we are talking about! I did a lot of research for a ... Show more

Love this app

2025-01-24

I *LOVE* Qapital. Easy to use, no fees (except ATM (use cash back, parentheses-ception!) and international), friendly UI, and the best is that any spending from the this app Spendings account (the Visa card this app issues you if you signed up for a checking, aka spending, account with them) is ... Show more



Is Qapital Safe? 🤗🙏


Yes. Qapital: Set & Forget Finances is very safe to use. This is based on our NLP (Natural language processing) analysis of over 84,616 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.8/5 . Justuseapp Safety Score for Qapital Is 62.5/100.


Is Qapital Legit? 💯


Yes. Qapital: Set & Forget Finances is a totally legit app. This conclusion was arrived at by running over 84,616 Qapital: Set & Forget Finances User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Qapital Is 81/100..


Is Qapital: Set & Forget Finances not working? 🚨


Qapital: Set & Forget Finances works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.



Pricing Plans 💸🤑💰

**Pricing data is based on average subscription prices reported by Justuseapp.com users..

Duration Amount (USD)
Billed Once $6.00
Monthly Subscription $6.00


How was your experience with Qapital: Set & Forget Finances? Post a Review




Features

- Payday Divvy: Automatically divides up your paycheck between short- and long-term goals, bills, and discretionary spending.

- Spending Sweet Spot: Helps you adjust your spending week by week while still saving automatically toward your goals.

- Smarter checking: Offers an FDIC-insured checking account with instant access to savings balances, free transfers from savings goals, a Visa debit card that works with Apple Pay and Google Pay, direct deposit with early access to your paycheck, and bill pay.

- Smarter spending: Helps you make sense of your weekly spending habits and discover where you can save.

- Smarter saving: Lets you set savings goals and use smart rules to save toward them automatically. Offers integration with the Apple Health app to save money toward goals when you reach fitness targets.

- Smarter shared finances: Designed for couples, Qapital Dream Team lets you save toward shared goals and see each other's transactions without giving up individual accounts.

- Smarter investing: Qapital Invest offers a simple way to invest by letting you set goals, pick a portfolio and timeline, and leave the rest to the app.

  Customer Service/Support
Developer:
Qapital, Inc.

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