- Payday Divvy: Automatically divides up your paycheck between short- and long-term goals, bills, and discretionary spending.
- Spending Sweet Spot: Helps you adjust your spending week by week while still saving automatically toward your goals.
- Smarter checking: Offers an FDIC-insured checking account with instant access to savings balances, free transfers from savings goals, a Visa debit card that works with Apple Pay and Google Pay, direct deposit with early access to your paycheck, and bill pay.
- Smarter spending: Helps you make sense of your weekly spending habits and discover where you can save.
- Smarter saving: Lets you set savings goals and use smart rules to save toward them automatically. Offers integration with the Apple Health app to save money toward goals when you reach fitness targets.
- Smarter shared finances: Designed for couples, Qapital Dream Team lets you save toward shared goals and see each other's transactions without giving up individual accounts.
- Smarter investing: Qapital Invest offers a simple way to invest by letting you set goals, pick a portfolio and timeline, and leave the rest to the app.