mPay Reviews
Published by mPay S.A. on 2026-03-12🏷️ About: Pay easier than ever before with mPay! Join 1.6 million users and manage all your finances in a single app.
Is mPay Safe to Use?
We Investigate the app owner's website (Mpay.pl), verify their legitimacy, and uncover hidden scams and complaints.
Overall Customer Experience 😎
🤬 Negative experience
100.0%
🫥 Neutral
0.0%
😎 Positive experience
0.0%
Is mPay Safe?
mPay - mobile payments does not appear safe based on available data.
0/100
Is mPay Legit?
mPay - mobile payments does not appear legitimate based on our analysis.
0/100
Read 7 Customer Service Reviews 😠💢
3.6 out of 5
Not working for travelers based in US
by Darekmarek
mPay should NOT be offered in United States because US users cannot use it. From the first registration screen, mPay does not allow entry of US-based phone number. There is a list of permitted countries. US is not one of them.
Somebody should alert Apple that this developer is violating Apple AppStore Terms of Service. How did it even get through Apple app review?
Disappointing
by No US Phone Support?
It’s too bad mPay doesn’t support US phone numbers, for those of us who visit Poland on a regular basis and use public transport daily.
Unable to sign up
by Nick81r
I’m visiting from United States and I installed mPay but I was not able to sign up. mPay does not recognize international phone number.
Still cannot use...
by Heijamie
With a +001 phone number. Maybe in 2030?
No option for USA!!
by DoopAgain
…. Can’t even register so app is useless!!
Nie działa dla ZTM
by GrzegorzKK
Niejasny onboarding i nie udało mi się kupić biletu po 10 minut prób. Brak integracji z Apple Pay. Polecam zbiletem.pl, które działa.
Dziękuje
by Speed-car.info
Super aplikacja. Polecam wszystkim. Prosta w obsłudze i wygodna. Już nie płace mandatów !!!
Is mPay Safe? 🙏
mPay - mobile payments does not appear safe based on available data.
JustUseApp Safety Score for mPay is 0/100.
This assessment is based on our NLP analysis of 24 user reviews.
Combined with the app store average rating of 3.6/5.
Safety Analysis
57.1% of users say app is safe 👍
57.1%
33.3% of users say app is risky 🚨
33.3%
9.5% of users have some concerns ⚠️
9.5%
Is mPay Legit? 💯
mPay - mobile payments does not appear legitimate based on our analysis.
Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for mPay is 0/100 .
This conclusion is based on analysis of 24 user reviews.
🔏 Privacy & Data Safety
mPay collected the following data from you:
-
Data Used to Track You:
- Identifiers
-
Data Linked to You:
- Identifiers
-
Data Not Linked to You:
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Usage Data
- Sensitive Info
- Diagnostics
How was your experience with mPay - mobile payments? Post a Review
Features
Annual Percentage Rate (APR): 76.88% based on the following assumptions: total loan amount PLN 2,900; total amount to be repaid PLN 3,190; fixed annual interest rate: 0%; total loan cost: PLN 290 (fee: PLN 290, interest: PLN 0); agreement duration: 61 days.
Annual Percentage Rate (APR): 0% based on the following assumptions: total loan amount PLN 800; total amount to be repaid PLN 800; fixed annual interest rate: 0%; total loan cost: PLN 0; agreement duration: 61 days.
The minimum and maximum APR for the first loan is 0%, provided the loan is repaid within 61 days.
The maximum APR for subsequent loans is 76.88%, provided the loan is repaid within 61 days.
The minimum and maximum loan period available to customers through mPay S.A. is 61 days.
Contact Support
Developer:
mPay S.A.
Contact e-Mail:
Website:
Privacy Policy:
