Mercado Pago: cuenta digital Reviews

Mercado Pago Reviews

Published by on 2026-03-18

🏷️ About: ¡Con la cuenta digital de Mercado Pago puedes mantener tu dinero siempre seguro! Mercado Pago se preocupa por tu seguridad y por eso se desarrolló la protección absoluta de datos: ¡protegemos tu información y encriptamos los datos para tu seguridad! Además, cuenta siempre con la ayuda de expertos en cualquier momento. RENDIMIENTOS DIARIOS: Genera rendimientos diarios en tu cuenta, es simple y lo activas a través de la .


       


Is Mercado Pago Safe to Use?

We Investigate the app owner's website (Mercadopago.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🫥 Neutral
50.0%

🤬 Negative experience
33.3%

😎 Positive experience
16.7%

~ from Justuseapp.com NLP analysis of 72,345 combined software reviews.

Is Mercado Pago Safe?
Mercado Pago: cuenta digital appears generally safe, but use with caution.
33.3/100

  Safety Analysis »»

Is Mercado Pago Legit?
Mercado Pago: cuenta digital appears legitimate, though exercise caution.
133.3/100



Read 20 Customer Service Reviews 😠💢

4.8 out of 5
A fintech app with no service and full of bugs

Shady, buggy
, no support... a fintech app like this without help service should be a crime. Not use this for professional services, they are not serious or professional, they do look like a criminal group that is not working like a bank (sending money worked only sometimes, if you need to contact help you are doomed). the way they marketed MercadoPago for the users, it’s wrong and they should be responsible for the wrong marketing and system bugs that make this financial app risky to use, don’t waste time or money with this group, no one will answer you and the company have not organized help information or training for its workers to help people when a problem arises. Just to be clear, a real bank app works 100%; they have helping teams to answer you any time, in case anything happens. So, think many times before using this stupid app, from a group that does not give any time or dedication to improve the client experience (which is one of the worst I ever had).

Puppies

Try to buy a puppy??? Worst night mare ever!!! 9 out of 10 people selling dogs on the site are fake!!! Not one has any dog !!! There just trying to steel money from people.... Don’t understand why the site doesn’t check these people out before hand ???? Very disappointed I’ll never use the site again and I’ll definitely tell my friends to stay away also !!!

Awful app full of bugs

I tried to do a simple transaction, and I ended up getting a headache due to the amount of bugs and their own ads trying me to force a product I didn’t want. MercadoPago is as bad as their e-commerce platform. I would recommend hiring a better QA team for this lame app

It associates itself with PDF files in the Files app, can’t stop it from suggesting Mercadopago

Why does MercadoPago try to create a suggestion to open PDF files with it? This is a payment app and now I see the suggestion all the time while on the Files app reading a document.

Banking information stolen Beware

Hope this doesn’t happen to you but I added card information on Saturday and on Sunday someone was trying to get all the info by phone. They just needed the info you add to MercadoPago . Now Mercado Pago has been hacked and can’t access losing my money. I have been asking for help but now one is answer

Take Care

It’s no option to initiate a complain or ask for support from MercadoPago neither from the web. There is an option to complain about the payments MercadoPagos shows in MercadoPago but there is no one to complain about transaction you are charged and didn’t really make....

Usually vendors are honest people

... However, in case you
Meet someone who isn’t, don’t count on Marcado Pago, since they will finish your dispute even though you had never heard again about the merchandise you bought. Good when everything’s all right, terrible when it doesn’t.

Se o vendedor é honesto (ousaria dizer que é a regra), a experiência é bem boa. No entanto, eles não movem uma palha para lhe ajudar quando você tem um problema de entrega de mercadoria. Sou cliente antigo (nível 6) e minha última experiência foi péssima.

DO NOT DOWNLOAD, FRAUDSTERS!!!

I used to purchase from Mercado Libre for years until my phone was stolen and the Mercado Pago app was hacked, they requested money and stole from my cards! I REPORTED over and over and no response, then they charged me FOR WHAT WAS STOLEN IN THE CREDIT CARDS!!! No response and also, not coincidentally, the section for reporting does not load, THIS IS FRAUD do not put this junk app on your phone!!!

App doesn’t work for foreigners

Mercado Pago owes me money for purchase I made in cash using Mercado Pago. Merchandise was damaged so I returned to company and they gave me a credit with Mercado Pago but as a foreigner of Mexico, I cannot create an account with them without Mexican identification. So now what? Will I get my money back? Isn’t this called fraud?

No customer service

You may try to use it until you need customer service, then you’ll have a real hard time getting to a real person to check your case. They even gray out the phone contact after one single call… so good luck getting anything resolved…. What a joke of customer service. 😞

I would like yo be able to invest my money

I understand there is a way for my money to “generate” income, but it stills in the Argentinian peso exchange, which makes the whole feature useless since the devaluation of the money in this country is greater than whatever interest the investment is able to give you.
I would like for me to be able to invest my money in an stable coin like USD or EUD :)

Warning you can lost your money

this payment system is very bad, while in a country like venezuela you need the money instantly the payment is delayed even having done the delivery and after they qualify you still do not release the money you need, but in an economy like the one of venezuela of happening to gain 20 $ you pass to you earn 12 $ and thus you are losing more and more money until finally it becomes effective and already what you sold nothing

Do not trust in this company!

Everything worked well until NOT! I had a double charge. I called the back and disputed and all was ok. Until months later they came back and claimed the payment again. Because the time from first dispute Chase won’t do anything another than contact Mercado Pago but there is no phone number registered. I have been trying to deal with Mercado Pago foe 5 months and all you can get is some Maria texting and going in circles. BE Careful with this company that doesn’t even have a contact to talk to someone! Scam!!!

No customer service

Nice try but lacks any customer support (unless you reach out via social media publicly there is essentially no support available).
Also no translation option.
With more attention to customer could be great.

Needs Int’l Support

MercadoPago is overall good and easy enough to use, but it needs international support. Seems silly to me that if you want to pay with this app in a country other than your own you need to create a different account and go through a whole different process. This isn’t the case with Apple Pay, Google Wallet or RappiPago, so why does this app operate this way? In 2022, it seems a bit backward. People do online shopping across borders and travel in huge numbers.

Me encanta

Love MercadoPago. It’s my favorite. Everything done on time no need to worry about payments not gettting there on time it’s almost instantly!

Very cool app

Very useful and easy to use as it’s very intuitive. Of course, it can always be improved, but so far you are doing great

Love love love this app!

MercadoPago makes paying so convenient, you can even pay for services and it’s easy and inexpensive. Highly recommend checking this out!

Very efficient

Easy way of doing business

Easy to use

Always available



Is Mercado Pago Safe? 🙏

Mercado Pago: cuenta digital appears generally safe, but use with caution. JustUseApp Safety Score for Mercado Pago is 33.3/100.
This assessment is based on our NLP analysis of 72,345 user reviews. Combined with the app store average rating of 4.8/5.


Is Mercado Pago Legit? 💯

Mercado Pago: cuenta digital appears legitimate, though exercise caution. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Mercado Pago is 133.3/100 .
This conclusion is based on analysis of 72,345 user reviews.




How was your experience with Mercado Pago: cuenta digital? Post a Review




Features

• Con la billetera virtual, también puedes obtener una línea de crédito para realizar pagos con código QR*, pago de servicios, recargas y compras en Mercado Libre, usando tu dinero como necesites.

Con la billetera virtual Mercado Pago es más sencillo pagar cuentas, cargar tu tarjeta de transporte o recargar el celular, recibir pagos online, cuidar tus finanzas y obtener una tarjeta de crédito.

• Paga tus compras en hasta 12 cuotas sin tarjeta con la Línea de Crédito, realiza pagos con QR* en todos los locales donde acepten Mercado Pago, carga tu tarjeta de transporte y pagá más de 4.000 servicios.

¡Con la cuenta digital de Mercado Pago puedes mantener tu dinero siempre seguro! Mercado Pago se preocupa por tu seguridad y por eso se desarrolló la protección absoluta de datos: ¡protegemos tu información y encriptamos los datos para tu seguridad! Además, cuenta siempre con la ayuda de expertos en cualquier momento.

• Tus compradores tienen diferentes opciones de pago: con dinero en cuenta de Mercado Pago, tarjeta de crédito, débito y en efectivo en puntos de pago.

  Contact Support
Developer:
MercadoLibre